Universal Banker- Bethpage

Apple Bank for Savings; Plainedge (NY); On-site; USD 46,000 - 69,000; Full time

Benefits offered by this job

Sign-on bonus

Salary incentives

Benefits package

Vacation & holidays

401k match

Tuition reimbursement

Job summary

Apple Bank in Bethpage, NY seeks a Universal Banker to serve as a dual Customer Service Representative and Teller. You will open accounts, educate customers on bank products, and drive referral sales while delivering exceptional service.

The role is hybrid, with duties spanning account maintenance, cash handling, and sales support. Candidates should have 1–2 years of retail banking experience and strong communication skills.

Qualifications

• High School Diploma or GED required.
• 1–2 years retail banking experience as Teller/ CSR.
• Understanding of banking operations (risk, compliance, fraud) preferred.
• Ability to develop and maintain knowledge of banking products.
• Willingness to cross-train in other branch functions.
• Excellent verbal and written communication skills.

Responsibilities

• Provide exceptional customer service by engaging clients professionally.
• Open new accounts and resolve issues; educate customers on products.
• Refer clients to licensed representatives when appropriate.
• Handle teller transactions and safeguard cash.
• Assist with vault/ATM operations and maintain orderly customer area.
• Adhere to regulatory, security, and audit policies.

Skills

Customer service

Communication skills

Microsoft Office

Problem-solving

Interpersonal skills

Retail banking

Education

High School Diploma or GED

Tools

Microsoft Office

Job description

Bethpage, NY

Salary Range: $21.98/hr - $32.97/hr

Hiring immediately. $2,000 new hire sign -on bonus!

Wouldn't it be great to build your career at a bank that's known for putting the best interests of their customers first? That's exactly who we are, come grow with us at Apple Bank!

What we offer:

• $2,000 sign-on bonus payable after completing 6 months of employment
• Excellent starting salary plus incentives
• Comprehensive employee benefits package, including medical, dental, vision, pre-tax transit, health and life and disability insurance
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Up to $5,250 tuition reimbursement

The Universal Banker (UB) acts as a full service, single point of contact for Apple Bank clientele by providing prompt, courteous, and efficient service to new and existing customers through the processing of monetary and account related transactions. The UB position is a hybrid role that requires the incumbent to operate in the dual capacity of Customer Service Representative and Teller, providing branch leadership with the ability to deliver quality customer service at an enhanced level. The Universal Banker also provides sales and service support to the branch by acquiring new clients, offering suitable Bank products/services (that add value to the customer), performing branch/platform related functions and processing account maintenance transactions.

The successful candidate will open new accounts, resolve issues, and educate our customers on Bank products/services and may refer them to a licensed representative of ABS Associates of NY, Inc. when appropriate. The UB seeks to build mutually beneficial and long-term relationships based on trust and the offering of suitable solutions that meet the client's needs, exceeding expectations.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Provide exceptional customer service by engaging clients in a friendly and professional manner and also resolving service-related issues timely and efficiently.
• Conduct business ethically, thoroughly communicating to current and prospective clients the facts/features of the various products, accounts, and services that Apple Bank has to offer.
• Recognize opportunities to acquire new or additional banking relationships by engaging in discussions with both customers, as well as prospects, to understand their needs and offer suitable products and services that add value; make appropriate referrals to licensed representatives of ABS Associates of NY, Inc.
• Establish, retain, and deepen relationships with existing and potential customers to achieve team sales and referral goals while providing quality customer service.
• Handle all aspects of Teller operations by processing transactions in accordance with established policies and procedures; prove daily transactions within a reasonable timeframe and safeguard assigned cash and negotiable instruments.
• Assist in the opening and closing of vault, safe, and ATM machine and ensure the customer area is kept orderly and properly supplied (deposit and withdrawal tickets, ATM envelopes, changing the rate boards, dates on writing desks, etc.).
• Communicate all disclosures, rules, and regulations covering transactions, as well as FDIC protection to customers upon the opening of new accounts.
• Ensure accurate new account record keeping practices and perform timely follow-up as needed.
• Adhere to regulatory, compliance, security, and audit policies/procedures, as well as our code of conduct and operational controls to ensure the safety and security of the client, as well as Bank assets.
• Protect Bank against loss by ensuring that all new account procedures including CIP and BSA requirements are adhered to.
• Assist in training and mentoring of newly hired Tellers, Customer Service Representatives, and Universal Bankers.
• Build and maintain technical and professional knowledge by attending educational workshops.
• Perform additional duties as requested.

SKILLS, EDUCATION, & EXPERIENCE

• High School Diploma or GED required.
• Must have at least 1-2 years retail banking experience in the combined experience of Teller/ Customer Service Representative.
• General understanding of banking operations (Risk, Compliance, Fraud, Loss, etc.) preferred.
• Prior experience in fostering and developing strong customer relationships.
• Ability to develop, as well as maintain a detailed level of knowledge of banking products and services.
• Display willingness to be cross trained in other branch functions.
• Excellent problem-solving skills with the ability to provide solutions to customer issues.
• Must present a confident, professional, and positive demeanor to customers.
• Excellent interpersonal and communication (verbal + written) skills; must have excellent phone skills.
• Strong organizational skills and detailed oriented.
• Basic knowledge of Microsoft Office suite of products (Word, Excel, & PowerPoint).
• Display sound judgment and discretion when utilizing confidential information.
• Weekend work and extended hours or filling in at neighboring branch locations may be required.
• Mandatory training may require occasional travel.

Visa sponsorship not available.

We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.