Universal Banker - Anna

Paycom - ATS; Anna (TX); On-site; USD 35,000 - 50,000; Full time

Job summary

Paycom - ATS in Texas is seeking a customer-focused banking professional to handle cash deposits, check transactions, loan payments and the issuance of cashier's checks. You will verify endorsements, confirm proper identification, and open new accounts in strict accordance with bank policies and procedures.

In this role you will explain account features, assist with online banking setup, support loan applications and document review, build relationships with customers and refer complex needs to

Qualifications

• High school diploma or GED with on-the-job training in banking or related area.
• Minimum 2 years of related experience in banking or financial services.
• Excellent customer service and ability to handle sensitive information.

Responsibilities

• Accept deposits, cash checks, take loan payments and issue cashier's checks.
• Open new accounts and verify endorsements and customer identification.
• Assist customers with online banking and address changes; process debit card requests.

Skills

Cash handling

Customer service

Loan processing

Communication

Sales referrals

Education

High school diploma or GED

Tools

ATM balancing

Online banking

Coin counters

Job description

GENERAL DESCRIPTION OF POSITIONAccepts retail banking transactions from customers, including deposits of cash and/or checks, check cashing, loan payments, cashier's checks, etc. In the course of accepting these transactions, examines checks for proper endorsements, verifies legality of documents, and ensures positive identification of customers. Opens new accounts accurately and in compliance with bank policies and procedures. Accepts loan applications. Prepares and reviews all loan documentation for new and renewed consumer and commercial loans in a timely and efficient manner. Performs other services for customers as needed.ESSENTIAL DUTIES AND RESPONSIBILITIESAccepts cash and check transaction deposits, cashes checks, takes loan payments, and sells cashier's checks. During the course of processing these transactions, examines checks for proper endorsements, verifies legality of documents and makes positive identification of customers. Assists customers with running coin through coin counters and exchanging for credit. Records all transactions promptly, accurately and in compliance with bank procedures. Balances currency, coin, checks in cash drawers and assists with ATM balancing as applicable. Answers customer inquiries regarding interest rates, accounts, and products and services. Resolves customer issues with transaction discrepancies. Performs services for customers including address changes, issuance of debit cards, submission of debit card disputes, issuance of on-line banking sign-on credentials and helping with sign-on issues, ordering checks, and processing stop payments. Opens new accounts accurately and in compliance with bank policies and procedures. Build relationships with customers and non-customers, offering products and services that are best suited for their needs. Make referrals to other departments such as new accounts, treasury management, loans, mortgage, trust and wealth management services. Participate in activities to generate new business including business calls and attending and/or working at special events. Represent the bank at community events and civic organizations. Maintain a working knowledge of all bank products and services. Accept and process consumer and commercial loan applications, assisting with full loan origination process. Provide assistance with any other loan duties as needed. Serve as a subject matter expert for customers and/or other employees regarding bank products and services.EDUCATION AND EXPERIENCEHigh school or GED, plus specialized schooling and/or on the job education in a specific skill area; e.g. data processing, clerical/administrative, equipment operation, etc.EXPERIENCE GENERAL2 years related experience and/or training.Additional InformationMust provide excellent customer service consistent with Service with HEART standards to all customers - internal and external. Must maintain confidentiality of customer and bank information at all times. Must comply with all internal controls and established bank policies and procedures at all times. Must have a working knowledge of all bank products and services in order to ensure that customer needs are consistently met. Will have the opportunity to represent the Bank at community events and in civic organizations.