Universal Banker- 18th Avenue

Apple Bank; Avenue (MD); On-site; USD 30,000 - 45,000; Full time

Job summary

Apple Bank in Brooklyn, NY is seeking a Teller/Customer Service Representative to deliver friendly service, process transactions, and promote banking products. The role supports opening accounts, handling vault/ATM duties, and ensuring compliance.

The ideal candidate has a high school diploma and 1–2 years retail banking experience, strong communication, and problem-solving skills. Weekend hours may be required; visa sponsorship is not available.

Qualifications

• High School Diploma or GED required.
• 1–2 years retail banking experience (Teller/CSR).
• Knowledge of banking operations (Risk, Compliance, Fraud, Loss).
• Experience building and developing customer relationships.
• Ability to learn banking products and services in detail.
• Willingness to cross-train in other branch functions.
• Strong problem-solving and customer issue resolution.
• Professional demeanor with excellent verbal and written communication.
• Excellent phone skills and interpersonal abilities.
• Strong organizational skills and attention to detail.
• Basic knowledge of Word, Excel, and PowerPoint.
• Discretion with confidential information.
• Weekend hours and occasional travel may be required.
• Visa sponsorship not available.

Responsibilities

• Provide exceptional customer service by engaging clients and resolving issues.
• Communicate product features and disclosures to customers.
• Identify opportunities to acquire new banking relationships and refer to licensed reps as needed.
• Retain and deepen relationships to meet team goals.
• Handle Teller operations and safeguard cash and negotiable instruments.
• Assist in vault/ATM duties and maintain orderly customer area.
• Explain disclosures and FDIC protection on new accounts.
• Ensure accurate new account record keeping and timely follow-up.
• Adhere to compliance, security, and audit policies and conduct.
• Mentor new tellers and customer service staff.
• Attend workshops to build technical and professional knowledge.
• Perform additional duties as requested.

Skills

Customer Service

Banking Knowledge

Communication

Problem Solving

Interpersonal Skills

Organization

Microsoft Office

Education

High School Diploma or GED

Tools

Microsoft Office

Job description

Brooklyn, NY (18th Avenue) Salary Range: $21.98/hr - $32.97/hr

ESSENTIAL DUTIES & RESPONSIBILITIES

• Provide exceptional customer service by engaging clients in a friendly and professional manner and also resolving service-related issues timely and efficiently.
• Conduct business ethically, thoroughly communicating to current and prospective clients the facts/features of the various products, accounts, and services that Apple Bank has to offer.
• Recognize opportunities to acquire new or additional banking relationships by engaging in discussions with both customers, as well as prospects, to understand their needs and offer suitable products and services that add value; make appropriate referrals to licensed representatives of ABS Associates of NY, Inc.
• Establish, retain, and deepen relationships with existing and potential customers to achieve team sales and referral goals while providing quality customer service.
• Handle all aspects of Teller operations by processing transactions in accordance with established policies and procedures; prove daily transactions within a reasonable timeframe and safeguard assigned cash and negotiable instruments.
• Assist in the opening and closing of vault, safe, and ATM machine and ensure the customer area is kept orderly and properly supplied (deposit and withdrawal tickets, ATM envelopes, changing the rate boards, dates on writing desks, etc.).
• Communicate all disclosures, rules, and regulations covering transactions, as well as FDIC protection to customers upon the opening of new accounts.
• Ensure accurate new account record keeping practices and perform timely follow-up as needed.
• Adhere to regulatory, compliance, security, and audit policies/procedures, as well as our code of conduct and operational controls to ensure the safety and security of the client, as well as Bank assets.
• Protect Bank against loss by ensuring that all new account procedures including CIP and BSA requirements are adhered to.
• Assist in training and mentoring of newly hired Tellers, Customer Service Representatives, and Universal Bankers.
• Build and maintain technical and professional knowledge by attending educational workshops.
• Perform additional duties as requested.

SKILLS, EDUCATION, & EXPERIENCE

• High School Diploma or GED required.
• Must have at least 1-2 years retail banking experience in the combined experience of Teller/ Customer Service Representative.
• General understanding of banking operations (Risk, Compliance, Fraud, Loss, etc.) preferred.
• Prior experience in fostering and developing strong customer relationships.
• Ability to develop, as well as maintain a detailed level of knowledge of banking products and services.
• Display willingness to be cross trained in other branch functions.
• Excellent problem-solving skills with the ability to provide solutions to customer issues.
• Must present a confident, professional, and positive demeanor to customers.
• Excellent interpersonal and communication (verbal + written) skills; must have excellent phone skills.
• Strong organizational skills and detailed oriented.
• Basic knowledge of Microsoft Office suite of products (Word, Excel, & PowerPoint).
• Display sound judgment and discretion when utilizing confidential information.
• Weekend work and extended hours or filling in at neighboring branch locations may be required.
• Mandatory training may require occasional travel.
• Visa sponsorship not available.

We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.

Apple Bank's employment policy is to provide equal opportunity to all persons.

The Bank prides itself in having a diverse and inclusive workforce.

No employee or applicant for employment will be discriminated against because of race, color, citizenship status, religion, sex, sexual orientation, creed, national origin, age, physical or mental disability, veteran status, political affiliation, domestic violence victim status, predisposing genetic characteristic, or any other Federal or State legally-protected classes.

Apple Bank will make reasonable accommodations for known physical or mental limitations of otherwise qualified employees and applicants with disabilities unless the accommodation would impose an undue hardship on the operation of our business.

Since 1863, Apple Bank has been a stable banking presence in New York City and its surrounding communities.

We seek to put the best interests of our customers first and to manage our company prudently and responsibly.

When you join the Apple Bank team, you’ll be working with a group of dedicated and talented professionals focused on delivery of an outstanding customer experience.

For more than 160 years, Apple Bank has been invested in our customers and communities, striving always to put their best interests first.

Along the way, our employees have been the key to our success.

Whether you’re just beginning, continuing or changing your career, Apple Bank offers a range of career opportunities. We’ll support you in developing your potential to the fullest, while you contribute to our growth and success.

If you are interested in applying for an employment opportunity and feel you need a reasonable accommodation pursuant to the ADA, please contact us at [e-mail].

Know Your Rights: https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf

The Pay Transparency Notice: https://dol.ny.gov/system/files/documents/2024/04/p688-pay-transparency-law-for-employee.pdf