Universal Banker

stbancorp; Wexford (Allegheny County); On-site; USD 32,000 - 42,000; Full time

Job summary

S&T Bank is seeking a branch teller to deliver exceptional customer service at the teller window while supporting branch sales and platform duties. The role contributes to individual and branch production goals through proactive cross-selling and accurate handling of transactions.

Flexibility around branch hours is required; the ideal candidate has 2–5 years in banking, completes CSR/RSA training, and maintains strong interpersonal skills to build customer relationships and trust.

Qualifications

• High school diploma or equivalent required.
• 2–5 years of general and specialized banking experience.
• Completion of CSR and RSA retail training programs.

Responsibilities

• Operate a customer service window with sales and platform duties.
• Process deposits and withdrawals, verify endorsements, issue receipts.
• Balance window cash daily and assist in ATM settlement.
• Develop customer profiles and cross-sell products to meet sales goals.
• Complete NMLS/S.A.F.E. Act requirements and maintain proper documentation.

Skills

Customer service

Cash handling

Sales skills

Banking procedures

Fraud awareness

Education

High School Diploma

Job description

Location

12550 Perry Highway Wexford, PA 15090

Hours

Monday - Thursday 8:30 am - 4:00 pm

Friday 8:30 am - 5:00 pm

(Must be flexible around branch hours)

Function

Responsible for the delivery of exceptional customer service related to branch operations on the teller line in conjunction with sales and platform duties, including meeting assigned sales goals, in support of Individual and Branch production goals. Shared responsibility of duties is dictated by the business needs of the branch.

Duties and Responsibilities

• Uses a combination of computer systems, S&T sales skills, product knowledge, and knowledge of policies and procedures to successfully operate a customer service window in an efficient and accurate manner, providing exceptional customer service on a variety of transactions, including the following: Utilizing computer systems to properly identify customers, verify authenticity of the requested transaction, and complete required steps to protect the customer and the bank from fraud (including, but not limited to verifying balances, placing holds, and documenting proper identification).
• Accepting deposits, verifying endorsements, and issuing receipts.
• Accepting checks or coupons for cashing, identifying customer, verifying endorsements and balances, and/or referring customers to branch management for authorization.
• Accepting savings deposits and withdrawals and performing related duties.
• Providing additional customer services, including bank money orders and other services.
• Accepting various loan payments or other types of payments.
• Balancing window cash daily.
• Performing ATM settlement where applicable.
• Assisting in vault balancing, where applicable.
• Uses the following key sales functions to deliver exceptional customer service and ensure complete customer satisfaction, while meeting and exceeding established sales goals: Profile customers to determine and recommend appropriate S&T loan and deposit products.
• Utilizes all sales tools as provided to enhance the customer experience and sales conversation. Example tools but not limited are: LoanFit, sales binders, etc.
• Completes S&T sales process and customer focused conversation with each customer, document notes in appropriate system for all bankers view in future interactions.
• Successfully develops customer profiles and identifies their banking needs.
• Closes business and performs follow-up calls to ensure customer satisfaction.
• Builds warm but professional relationship with customers to help further define their needs and increase their loyalty to S&T Bank.
• Demonstrates complete understanding of the S&T sales process and a comprehensive knowledge of S&T policies and procedures to successfully identify add-on selling opportunities and make recommendations to customers based on their needs.
• CARE certified within 6 months of hire.
• Contributes to Branch goals and sales and service standards as outlined in branch playbook and detailed by Branch Management. Executes professional sales and service behaviors in alignment with Bank's Our Shared Future purpose, five values and core drivers.
• Performs follow-up calls to new account customers to determine satisfaction and additional leads.
• Performs outbound calls as outlined in the branch playbook with reference to sample scripts in the sales and service guide and proposed potential customer lists provided to grow existing customer relationships.
• Participates in branch sales call campaigns, as needed.
• Performs data entry and prepares documentation to process new account customers and change existing accounts.
• Maintains existing accounts; answers questions and solves problems related to customer accounts and handles check orders for new and existing accounts when needed.
• Performs customer service duties as required, such as taking deposits, cashing checks, and processing withdrawals.
• Prepares loan applications using LOS software and coordinates loan document preparation. Maintains a good working relationship with bank employees in other departments. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the branch and in turn, the organization.
• Completes NMLS requirements as part of the S.A.F.E. Act certification. Proof of registration with the registry and verification of a unique identifier as established under the guidelines of the S.A.F.E. Act is required upon hire and/or must be obtained prior to performing the duties of a Mortgage Loan Originator, as defined by the Act. This registration must be maintained annually in accordance with the S.A.F.E. Act.
• Assumes additional duties as required, such as, but not limited to balancing ATMs, processing deposits, etc.

Education

Requires a high school diploma or equivalent.

Experience

Two to five years general and specialized experience. Successful completion of the retail training program required including CSR and RSA training programs.