Universal Banker

Freedom; Vienna, Northern (VA, KY); Hybrid; USD 36,000 - 56,000; Full time

Job summary

Freedom in Vienna, VA is hiring a Universal Banker to handle customer transactions, educate clients on bank capabilities, and refer sales opportunities to bank partners. The role requires strong communication, adaptability, and teamwork within a fast-paced branch environment.

You will process deposits and payments, assist with account services, and promote digital banking tools while maintaining accuracy and regulatory compliance. Community involvement and ongoing learning are encouraged.

Qualifications

• High school diploma or equivalent; bachelor’s degree is a plus.
• Strong communication and interpersonal abilities.
• Experience delivering excellent customer service.
• Proficient computer skills and ability to learn banking systems.
• Ability to work independently or on a team with attention to detail.

Responsibilities

• Engage customers to understand banking needs and preferences.
• Process transactions accurately and efficiently.
• Provide assistance with account service needs.
• Educate customers on digital banking and bank services.
• Refer customers to branch partners for solutions.
• Apply problem-solving and sound judgment to resolve issues.
• Handle deposits, cash disbursements, checks, and stop payments.
• Open, maintain, and close client deposit accounts and related services.
• Develop knowledge of bank products and services.
• Participate in sales outreach for deposits and referrals.
• Represent the branch at community events.
• Maintain proficiency in digital channel technology and educate clients.
• Identify risks and escalate concerns through proper channels.
• Complete required training on time and maintain cash drawer security.
• Adhere to bank policies and procedures; perform other duties as assigned.

Skills

Communication

Customer Service

Adaptability

Teamwork

Flexibility

Agility

Interpersonal skills

Problem-solving

Education

High School Diploma or equivalent

Bachelor’s degree preferred

Tools

Computing skills

Job description

Description

We are looking to fill various locations

NO WEEKEND HOURS!

The Universal Banker is responsible for processing transactions and other customer service requests in the branch. Facilitates customer awareness and education of bank capabilities, tools, and resources. Supports the sales efforts of a branch team by identifying and referring sales opportunities to the appropriate bank partner.

The successful candidate will demonstrate:

1. Communication Skills - Interpersonal: Comfortable and confident with proactively engaging in conversation
2. Customer Service Skills: Demonstrates professionalism and empathy in customer interactions
3. Adaptability: Has the ability to learn and adapt quickly to new information and technology
4. Teamwork: Strives to build strong working relationships with those on their team as well as cross-functional relationships
5. Flexibility: Capable of handling multiple demands and can readily shift priorities to ensure work is done efficiently
6. Agility: Able to process information and move quickly through problem resolution

Essential Functions:

• Engaging customers in conversation to understand their banking needs and preferences.
• Processing transactions accurately and efficiently.
• Providing assistance with account service needs.
• Facilitating customer awareness and education of bank services, including digital banking capabilities.
• Introducing customers to other branch team members or bank partners who are able to provide solutions for their financial needs.
• Employs problem-solving skills and sound judgment and recommends appropriate solutions to resolve customer problems, concerns, requests.
• Performs client transactions such as the accepting of deposits and payments, disbursing of cash, issuing of official checks, preparing of currency transaction reports and placing stop payments.
• Performs all duties associated with opening, maintaining and closing all types of client deposit accounts and assisting with optional account services, including stop payments, wire transfers, check orders and debit card requests.
• Develops and maintains knowledge of bank products and services.
• Participates in sales outreach strategies including outbound calling to achieve individual and team goals for deposit growth and referrals to our business line partners.
• Represents and participates in community events sponsored by the Bank.
• Maintains proficiency in digital channel technology and possesses the ability to educate clients.
• Identifies risk and escalates concerns through proper channels.
• Completes and passes all required BVS classes on time.
• Maintains security of cash drawer.
• Adheres to all bank and regulatory policies and procedures specific to position.
• Performs other duties as assigned.

Requirements

• High School Diploma or equivalent required, Bachelor’s degree a plus.
• Minimum of three (3) years of previous professional level of customer contact and service working experience or minimum of two (2) years of prior working experience in a Banking environment, preferably in a branch is required.
• Strong interpersonal skills with ability to build relationships.
• Prior experience in handling and being accountable for money is required.
• Excellent customer service skills.
• Strong oral and written communication skills.
• Competence to exercise sound business judgement.
• Proficient computer skills.
• Capability to handle multiple tasks with attention to detail.
• Ability to work independently or as a member of a team.
• Expertise in retail banking, relationship sales, and extensive knowledge of bank products and applicable federal and state laws and regulations.
• High level of client service with the ability to be a self-starter and be comfortable interacting with external clients, centers of influence, and internal partners.
• Must be able to excel in developing strong, trusting relationships and work well under tight deadlines with multiple priorities.
• Excellent written and verbal communication skills, strong attention to detail and follow through.