Universal Banker

Prevail Bank; Stevens Point (WI); On-site; USD 35,000 - 45,000; Full time

Benefits offered by this job

401(k) matching

Opportunity for advancement

Paid time off

Job summary

Prevail Bank is seeking a Universal Banker in Stevens Point, Wisconsin, responsible for deepening customer relationships and enhancing customer service. This role includes opening new accounts, selling products, and providing exceptional customer service. Ideal candidates will have a high school diploma, 2-3 years of customer service experience, and strong communication skills. Benefits include 401(k) matching and opportunities for advancement.

Qualifications

• 2-3 years of customer service or teller experience.
• Must have necessary office skills including computer skills.
• Must have dexterity to count money.

Responsibilities

• Assist customers with new account needs including checking and savings accounts.
• Perform paying and receiving functions including deposits and withdrawals.
• Support overall sales effort with direct sales goals for bank products.

Skills

Adaptability

Attention to Detail

Customer Orientation

Oral/Written Communication

Professionalism

Retail Sales

Time Management

Team Player

Education

High School diploma or equivalent

Job description

Benefits

• 401(k) matching
• Opportunity for advancement
• Paid time off

Position Summary

The Universal Banker responsibility is to help deepen customer relationships, attract additional customers and improve customer service. This position is primarily responsible for assisting with opening new deposits, selling additional products to customers and prospects and supporting the overall sales efforts of the bank. The role includes teller services as well as helping customers with problem resolution, maintenance changes and opening and closing safe deposit boxes. This position will also be responsible for completing sales activities to help attract new customers. Duties include originating letters to be sent to customers and prospects, soliciting banking relationships, developing prospect lists, and other tasks as requested by the Branch Manager.

Duties and Responsibilities

Deposit Accounts

• Assist walk-in customers with their new account needs. Includes checking, savings, certificates, and IRAs as a backup to Relationship Banker. Understand various products the bank offers and explain their value to customers.
• Assist walk-in and phone customers with problems or service issues related to their account(s).
• Sales, cross-selling, and referring customers and prospects to bank accounts. Goals will be set for production in these areas.
• Assist with product promotions as the bank introduces various promotions throughout the year.
• Contact customers by phone to ask for account relationships as needed.

Customer Service

• Perform paying and receiving functions for customers, including deposits, withdrawals, transfers. May sell cashier checks, money orders, gift cards, and provide related services.
• Understand and comply with laws and regulations related to teller duties, e.g., bank secrecy act, privacy, and funds availability policy.
• Provide a high level of customer service by understanding customer needs and bank products offered.
• Support customers with maintenance questions concerning their accounts, such as address changes and check orders.
• Understand, utilize, encourage and sell electronic delivery products.
• Feel comfortable using online and mobile banking products, troubleshooting common questions and concerns.

Sales

• Support overall sales effort with direct sales goals for debit cards, direct deposit, automated banking, or referrals for other bank products.
• Assist with individual sales goals.
• Participate in various retail product campaigns the bank initiates.
• Be aware of overall bank product offerings to refer customers to appropriate departments.

Other

• Assist in support of other bank activities as part of the overall team of bank employees.
• Active involvement in the community.
• Follow procedures and policies ensuring compliance with bank policies and all applicable federal and state banking regulatory agency policies.
• Comply with bank standards for attendance and hours of work.

Qualifications

Education / Experience

High School diploma or equivalent. Two to three years of customer service or teller experience. Must have necessary office skills, including computer skills, communication skills, and use of office equipment. Must have dexterity to count money.

Skills and Abilities

• Adaptability: Able to adjust quickly to different work situations, remain composed under pressure and in stressful situations.
• Attention to Detail: Regard for important details to assure accuracy in every transaction; detect errors; follow through on corrections.
• Change Management: Embrace change and see it as opportunity. Willing to support management’s ideas to affected staff.
• Customer Orientation: Respond sensitively to customer needs, recognize and take appropriate action, establish effective working relationships.
• Oral/Written Communication: Express thoughts and ideas clearly and concisely, orally and written, to a variety of audiences at all levels.
• Professionalism: Project a positive image of the bank to all internal and external customers.
• Retail Sales: Understand and apply selling techniques to open, develop and close sales; create interest and actively cross‑sell other products and services. Have overall understanding of bank products, including online, mobile, and electronic delivery products.
• Time Management: Effectively manage time to complete work according to established deadlines; prioritize tasks to best use time for high priority tasks.
• Team Player: View oneself as part of an overall team; support others throughout the bank to achieve overall goals.

Working Environment

The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Travel

Valid driver’s license required for travel to bank offices, training sessions, customer meetings, bank and community meetings, etc.

Physical Requirements

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Employee is required to talk or hear regularly; stand, walk, climb, balance, stoop, kneel, or crouch. Employee must regularly lift and move up to 10 pounds and occasionally lift up to 50 pounds. Specific vision abilities required include close vision, distance vision, color vision, and depth perception.

This job description in no way states or implies that these are the only duties to be performed by the employee occupying this position. Employees may be required to follow other job-related instructions and to perform other job-related duties as requested, subject to all applicable state and federal laws. Certain job functions described herein may be modified in accordance with applicable state and federal laws. All activities, demands, conditions, and requirements are linked to duties and responsibilities.