Underwriting Lead, Cyber Portfolio Underwriting

VulnU; United States; Remote; USD 135,000 - 185,000; Full time

Benefits offered by this job

Flexible PTO

Home-office stipend

Retirement match

100% health premiums covered

Job summary

Coalition is seeking an Underwriting Lead for the Cyber Portfolio Underwriting function to steer NA referral decisions and governance. You will own the CPU referral queue, ensure timely, well-documented outcomes, and drive patterns into actionable guidelines.

You will work with Product and Engineering to specify automated gates, analyze trends with Looker/SQL, and coach teams across SME, mid-market, and large accounts.

Qualifications

• 8+ years of cyber or technology E&O underwriting experience.
• Familiar with letters of authority and delegated-authority obligations.

Responsibilities

• Own the CPU referral queue in North American hours, clearing referrals within service levels and delegated authority.
• Prepare, submit and follow through carrier referrals under Coalition’s capacity agreements, including rework and post-response actions.
• Conduct four-eyes and secondary reviews across SME, mid-market and large-risk business, and manage pricing exception requests.
• Document decisions so that they create usable precedent, and maintain a referral decision library for underwriters.
• Identify recurring referral patterns and convert them into guideline revisions, authority adjustments, underwriter coaching and training content.
• Specify automated referral gates and governance flags with Product and Engineering, and track their effect on volume and cycle time.
• Produce referral management information: volumes by trigger, cycle times, outcomes and trends.
• Coordinate CPU responses to North American carrier audits

Skills

Cyber/E&O underwriting

Looker/SQL experience

Governance with senior underwriters

Strong judgment

Tools

Looker

SQL

Job description

# Underwriting Lead, Cyber Portfolio UnderwritingCoalition · coalitioninc.comCategory: Security EngineeringLocation: Any location, United StatesLevel: Manager## Quality of lifeWhat the posting states. Hover or tap a perk to see the line it came from.* Flexible PTO* Home-office stipend* Retirement match* 100% health premiums coveredAbout usCoalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.About the roleCoalition’s global Cyber Portfolio Underwriting (CPU) function sets underwriting direction, authority and governance for Coalition’s cyber and technology E O portfolio worldwide. As our capacity partnerships and international footprint grow, the volume of underwriting decisions that require portfolio-level review is growing with them.The Underwriting Lead owns that decision flow in North American hours. The role is responsible for timely, well-reasoned and well-documented referral decisions, and for turning the patterns in those decisions into better guidelines, authorities and systems.ResponsibilitiesOwn the CPU referral queue in North American business hours, clearing referrals within service levels and within delegated authority, and escalating where required.Prepare, submit and follow through carrier referrals under Coalition’s capacity agreements, including rework and post-response actions.Conduct four-eyes and secondary reviews across SME, mid-market and large-risk business, and manage pricing exception requests.Document decisions so that they create usable precedent, and maintain a referral decision library for underwriters.Identify recurring referral patterns and convert them into guideline revisions, authority adjustments, underwriter coaching and training content.Specify automated referral gates and governance flags with Product and Engineering, and track their effect on volume and cycle time.Produce referral management information: volumes by trigger, cycle times, outcomes and trends.Coordinate CPU responses to North American carrier auditsAssist in researching and developing new insurance productsSkills and Qualifications8+ years of cyber or technology E O underwriting experience at a carrier, MGA or reinsurer, across SME, mid-market and large accounts.Deep familiarity with letters of authority, referral frameworks and delegated-authority obligations to capacity providers.Sound, fast judgement, with the discipline to record the reasoning behind each decision.Comfort with underwriting data and dashboards (Looker or SQL experience a plus).Ability to hold a governance line with senior underwriters and distribution colleagues while remaining commercially constructive.CompensationOur compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $135,000/year in our lowest geographic market up to $185,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed.Perks100% medical, dental and vision coverageFlexible PTO policyAnnual home office stipend and WeWork accessMental physical health wellness programs (One Medical, Headspace, Wellhub, and more)!Competitive compensation and opportunity for advancementWhy Coalition?Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition’s exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion.We’re always looking for collaborative, inquisitive individuals to join #OurCoalition.