Underwriting Consultant - Nat'l Acct Primary - Loss Sensitive

CNA Insurance; San Antonio (TX); Hybrid; USD 80,000 - 120,000; Full time

Job summary

CNA Insurance is seeking a Large Account Primary Casualty Underwriter to manage and grow a portfolio of casualty business. The ideal candidate will have extensive underwriting experience and strong sales skills, focusing on new business production and relationship management. This hybrid position is based in Plano, TX, offering a competitive benefits package and opportunities for professional growth.

Qualifications

• 5+ years of large account casualty underwriting experience.
• Knowledge of underwriting processes and tools.

Responsibilities

• Manage portfolio to achieve premium and profitability goals.
• Build and maintain relationships to drive sales performance.
• Analyze risk and pricing components for underwriting.

Skills

Underwriting Processes

Sales Skills

Problem Solving

Communication

Education

Bachelor's Degree

Job description

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals.

For a detailed look at CNA’s benefits, check out our Candidate Guide.

JOB DESCRIPTION:

Our team of Large Account Primary Casualty Underwriters are high-level individual contributors responsible for overall management, business development, growth, and profitability of a book of Large Account Casualty business spanning a wide range of industry segments and revenue bands. This position will have a heavy emphasis on new business production of risk management primary casualty accounts.

Recognized as a technical expert in an underwriting specialty, including loss-sensitive account structures, you will drive business results through strong sales, marketing, and relationship-building skills with external Agents and internal business partners (local Branch and Home Office teams) and Units (Claim and Risk Control). Our Standard Lines operating model focuses on underwriting performance, exposure-based pricing, and building strong producer and customer relationships.

This hybrid position will work from the Plano, TX office, with the ideal candidate having 5+ years of large account casualty underwriting experience. (Candidates outside of the Dallas area may also be considered.)

Essential Duties and Responsibilities include the following:

1. Underwriting Expertise

• Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA’s guidelines and standards.
• Understands pricing components and rating methodology as well as use of predictive modeling tools; prices risk based on financial and competitive analysis.
• Uses all appropriate underwriting tools, disciplines, and knowledge of strategies to ensure underwriting guidelines are followed.
• Analyzes coverage and limits of underlying policies to properly structure the CNA Umbrella or Excess attachment and coverage.
• Completes underwriting write-ups to detail the underwriting thought process including analysis of operations, exposures, coverage, and losses.
• Demonstrates technical underwriting skills through thorough account reviews and file documentation.
• Adheres to guidelines and underwriting discipline to minimize exposure and appropriately price.
• Keeps current on state/territory issues, regulations, and trends.

1. Portfolio Management

• Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, and new business and portfolio management goals.
• Prioritizes time and resources to effectively manage and optimize producer performance.
• Operates with an enterprise perspective to identify cross-sell opportunities and create growth within other lines of business and customer segments.
• Demonstrates in-depth knowledge of CNA’s products and appetite while clearly communicating CNA’s position at the point of sale.

1. Sales & Distribution Management

• Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines.
• Develops producer relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results.
• Develops and implements distributor-specific plans, monitors performance, and adjusts plans to ensure a substantial pipeline for future profitable growth.
• Drives effective relationship management and customer activities to build trust, facilitate negotiation, and secure commitment with the customer.
• Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer.

In all responsibilities and interactions, all employees are expected to adopt and align with CNA’s Winning Behaviors – to be externally focused, accountable, collaborative, innovative, and continuously learning.

Knowledge, Skills, and Abilities:

• Knowledge of underwriting processes, coverages, and tools to gather and evaluate information to reach appropriate decisions on renewals and new business.
• Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team, and/or matrix environment.
• Ability to uncover customer needs, position specific solutions, handle objections, and close deals.
• Ability to exercise judgment, negotiate, and make sound business decisions effectively based on level of authority.
• Strong ability to identify, analyze, and solve problems, as well as the ability to learn rapidly, adapt quickly to change, exercise influence, and manage and prioritize multiple concurrent projects.

Education & Experience:

• Bachelor's degree or equivalent experience. Professional designations preferred.
• Typically, a minimum of 5+ years underwriting experience.

Depending on experience and qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director, generally requiring 5-10+ years of related experience.

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CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [e-mail].