Underwriting Consultant

Kansas City Life Insurance Company; Kansas City (MO); On-site; USD 90,000 - 130,000; Full time

Job summary

Kansas City Life Insurance Company seeks an energetic, self-motivated underwriting professional to join its New Business department. The role emphasizes production underwriting experience, collaboration with agents and internal teams, and adherence to underwriting guidelines and regulations.

The ideal candidate has 5+ years in production underwriting, knowledge of life insurance products and regulatory considerations, and strong proficiency with Microsoft Office tools.

Qualifications

• College degree or equivalent work experience. Degree in health, finance or business administration preferred.
• 5+ years’ experience in a production underwriting environment demonstrating knowledge, capability and responsibilities commensurate with senior underwriter level
• Underwriting exposure to occupation, avocation, aviation and medically substandard business.
• Knowledge and/or experience in audit processes and project responsibilities.
• Experience working with New Business and other underwriting personnel while maintaining flexibility, independence and self-motivation to complete daily underwriting assignments.
• Demonstrated knowledge of the life insurance industry. Includes federal/state regulations, risk management, reinsurance agreements, products/riders and their effects on the insurance industry, its processes and corporate goals.
• Proficiency with Microsoft Office, Excel, Access and other database technologies.
• FALU, FLMI and other life insurance industry designations preferred.
• Regular and reliable attendance and punctuality is an essential function of this position.

Responsibilities

• Contribute to overall corporate profitability through the use of informed, balanced, economical risk stratification and case disposition.
• Contribute to the sale and conservation of company products through accurate risk assessment and utilization of objective and competitive risk selection modalities.
• Contribute to corporate growth through energetic relationship building with our contracted or prospective general agents, regional sales representatives and policyholders by outlining departmental procedures and providing prompt, accurate and efficient service.
• Work with Chief Underwriter, selected home office personnel and reinsurance partners in product pricing activities involving underwriting guidelines, procedures, facultative case submissions and other duties as assigned.
• Develop and nurture strong working relationships with the Manager of New Business and members of new business staff to continually review application life cycle time and make recommendations for improvement.
• Work with the AVP/Chief Underwriter, New Business and Underwriting departments to identify, plan and develop processes/procedures to support departmental and corporate strategies

Skills

Underwriting

New Business

Relationship building

Microsoft Office

Communication

Education

Bachelor's degree

Tools

Excel

Access

Database tech

Job description

Kansas City Life Insurance Company, a recognized leader in the insurance industry, is seeking an energetic, self-motivated individual to join our New Business department. The ideal candidate would meet the following requirements:

QUALIFICATIONS/REQUIREMENTS:

• College degree or equivalent work experience. Degree in health, finance or business administration preferred.
• 5 or more years’ experience in a production underwriting environment demonstrating knowledge, capability and responsibilities commensurate with senior underwriter level
• Underwriting exposure to occupation, avocation, aviation and medically substandard business.
• Knowledge and/or experience in audit processes and project responsibilities.
• Experience working with New Business and other underwriting personnel while maintaining flexibility, independence and self-motivation to complete daily underwriting assignments.
• Demonstrated knowledge of the life insurance industry. Includes federal/state regulations, risk management, reinsurance agreements, products/riders and their effects on the insurance industry, its processes and corporate goals.
• Proficiency with Microsoft Office, Excel, Access and other database technologies.
• FALU, FLMI and other life insurance industry designations preferred.
• Regular and reliable attendance and punctuality is an essential function of this position.

DUTIES/RESPONSIBILITIES:

• Contribute to overall corporate profitability through the use of informed, balanced, economical risk stratification and case disposition.
• Contribute to the sale and conservation of company products through accurate risk assessment and utilization of objective and competitive risk selection modalities.
• Contribute to corporate growth through energetic relationship building with our contracted or prospective general agents, regional sales representatives and policyholders by outlining departmental procedures and providing prompt, accurate and efficient service.
• Work with Chief Underwriter, selected home office personnel and reinsurance partners in product pricing activities involving underwriting guidelines, procedures, facultative case submissions and other duties as assigned.
• Develop and nurture strong working relationships with the Manager of New Business and members of new business staff to continually review application life cycle time and make recommendations for improvement.
• Work with the AVP/Chief Underwriter, New Business and Underwriting departments to identify, plan and develop processes/procedures to support departmental and corporate strategies

Kansas City Life Insurance Company offers a competitive salary and an excellent benefits package.

Kansas City Life Insurance Company

ATTN: Human Resources Department
3520 Broadway
P.O. Box 219139
Kansas City, MO 64121-9139
EOE/MFVH
e-mail: [e-mail]