Underwriting Consultant

Unum; Chattanooga (TN); On-site; USD 64,000 - 120,000; Full time

Benefits offered by this job

Health, Vision, Dental

Short & Long-Term Disability

Generous PTO including volunteer time

401(k) employer contribution up to 9.5

Mental health support

Career advancement opportunities

Student loan repayment options

Tuition reimbursement

Flexible work environments

Job summary

Unum is seeking an Underwriting Consultant to demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This role partners with Company sales teams, brokers and internal partners, and may mentor other underwriters.

The incumbent will lead and influence others to support change and drive profitable results, joining a Fortune 500 company with comprehensive benefits and career advancement opportunities.

Qualifications

• Bachelor's degree or equivalent, relevant business experience.
• Senior Underwriter level proficiency.
• Mastery of product provisions, plan designs, pricing and contractual benefits.
• Excellent technical expertise in risk selection.
• Strong understanding of top-line and bottom-line objectives.
• Exhibit complete understanding of sales/distribution process and market trends.
• Strong mentoring and coaching skills.
• Strong creative problem solving skills.
• Strong critical thinking/analytical reasoning skills.
• Excellent communication skills, both verbal and written.
• Strong organizational skills and ability to handle multiple priorities.
• Highly skilled in persuasiveness and negotiation.
• Demonstrated ability to work both independently and in a team environment.
• Exhibit a strong commitment to quality and personal ownership of results.

Responsibilities

• Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
• Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
• Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these
• Contribute to the development of policies and procedures in support of product development initiatives.
• Demonstrate a mastery of the Company’s product portfolio, the sales, implementation, and enrollment processes, and market place influences
• Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
• Act as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationship
• Act as a mentor and coach, providing input to management regarding mentee performance

Skills

Mentoring

Communication

Analytical thinking

Problem solving

Negotiation

Teamwork

Organizational skills

Education

Bachelor's degree or equivalent

Job description

Job Posting End Date: August 30

Benefits

• Award-winning culture
• Inclusion and diversity as a priority
• Performance Based Incentive Plans
• Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
• Generous PTO (including paid time to volunteer!)
• Up to 9.5% 401(k) employer contribution
• Mental health support
• Career advancement opportunities
• Student loan repayment options
• Tuition reimbursement
• Flexible work environments
• All the benefits listed above are subject to the terms of their individual Plans.

And that’s just the beginning…

General Summary

The Underwriting Consultant will demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. This role may also assist with the training, technical development and mentoring of other underwriters. Additionally, the incumbent will lead and influence others in the organization to support change and drive profitable results.

Principal Duties And Responsibilities

• Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
• Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
• Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these
• Contribute to the development of policies and procedures in support of product development initiatives.
• Demonstrate a mastery of the Company’s product portfolio, the sales, implementation, and enrollment processes, and market place influences
• Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
• Act as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationship
• Act as a mentor and coach, providing input to management regarding mentee performance

Job Specifications

• Bachelors degree or equivalent, relevant business experience
• Demonstrated, consistent proficiency at Senior Underwriter level
• Mastery of product provisions, plan designs, pricing and contractual benefits
• Excellent technical expertise in risk selection
• Demonstrated strong understanding of top-line and bottom-line objectives
• Exhibit complete understanding of sales/distribution process and market trends
• Strong mentoring and coaching skills
• Strong creative problem solving skills
• Strong critical thinking/analytical reasoning skills
• Excellent communication skills, both verbal and written
• Strong organizational skills and ability to handle multiple priorities
• Highly skilled in persuasiveness and negotiation
• Demonstrated ability to work both independently and in a team environment
• Exhibit a strong commitment to quality and personal ownership of results

Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.

Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.

$63,500.00-$120,000.00

Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.

Company

Unum