Underwriting Center Underwriter

UFG Insurance; United States; Hybrid; USD 60,000 - 79,000; Full time

Benefits offered by this job

Annual incentive compensation

Retirement plan with employer matching

Generous time-off program

Well-being and financial security

Job summary

UFG Insurance is seeking an Underwriting Center Underwriter to manage Middle Market and Construction renewal business with strong account management and agency partner collaboration.

You will underwrite renewals, analyze exposure, document underwriting thought processes, and collaborate with internal teams to accurately price risk while seeking opportunities to upsell coverages and deliver excellent service to agents and policyholders.

Qualifications

• Risk evaluation and insurance contract knowledge.
• Ability to work in a fast-paced environment and prioritize work.
• Strong analytical and problem-solving skills with attention to detail.
• Effective written and verbal communication and customer service mindset.
• 1-2 years of commercial lines underwriting experience preferred.

Responsibilities

• Underwrite renewal business for Middle Market and Construction with risk selection, pricing, and account management under delegated authority.
• Develop, analyze, and evaluate information and exposure to loss; document underwriting thought process.
• Classify and price risk commensurate with exposures and controls.

Skills

Risk evaluation

Underwriting knowledge

Analytical skills

Time management

Customer service

Communication skills

Education

AU/CIC/CPCU designation preferred

Job description

UFG is currently hiring for an Underwriting Center Underwriter who will underwrite Middle Market and Construction renewal business, deploying effective account management while fostering strong relationships with agency partners. This role is responsible for providing technical underwriting expertise through timely and streamlined processes to best serve agents and policyholders. This role underwrites renewals and services accounts to primarily manage UFG’s Middle Market and Construction business.

• Profitably underwrite renewal business through risk selection, pricing, contractual integrity, and account management, in accordance with delegated authority, and ensuring regulatory compliance.
• Develop, analyze, and evaluate information and exposure to loss.
• Document assigned files with underwriting thought process.
• Properly classify and price risk commensurate with exposures and controls.
• Proactively identify and execute opportunities to up sell and cross-sell UFG coverages and products.
• Provide exceptional service to agency partners with timely execution of policy services such as endorsement requests and other agent inquiries.
• Collaborate with Business Unit, Line of Business and Field Underwriting, Underwriting Support, Sales and Distribution, Risk Control, Legal, Claims, and other internal partners to ensure optimal stakeholder management.
• Actively assists with the review and analysis of the portfolio to ensure progress toward key business objectives.

Job Specifications

Education

• Completion of or working towards AU, CIC, or CPCU designation preferred.

Experience

• 1-2 years of commercial lines insurance underwriting experience preferred.

Knowledge, skills & abilities

• Risk evaluation skills and solid insurance contract knowledge.
• Fluently comprehend, identify, and determine appropriate coverage forms.
• Ability to work in a fast-paced environment while prioritizing and completing work efficiently and effectively.
• Capability to execute current underwriting strategy for assigned territory to make effective underwriting decisions.
• Ability to establish a high degree of trust for internal and external customers.
• Strong analytical and problem-solving skills with an affinity for detailed accuracy.
• Effective communication skills, both written and verbal.
• Strong time management skills with the ability to meet deadlines and effective dates.
• Ability to provide excellent customer service.

Working Conditions

• General office environment; remote, in-office, and hybrid options determined by manager.

Pay Transparency Statement

UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $59,621 - $78,637 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data.

In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes:

• Annual incentive compensation
• Accident, critical Illness & short-term disability insurance
• Retirement plans with employer contributions
• Generous time-off program
• Programs designed to support the employee well-being and financial security.

This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.