POSITION: Underwriting Auditor
- Lead the refinement and ongoing management of the Quality Underwriting Assurance Program, including protocols, reporting templates, procedures, and annual review schedules
- Independently and objectively assess underwriter adherence to documented underwriting guidelines, including authority levels, pricing strategies, terms and conditions, processes, and file documentation
- Perform underwriting reviews across Primary Casualty, Excess Casualty, Inland Marine, Bind Property & Casualty, and Garage product lines
- Evaluate underwriting judgment related to risk selection, risk assessment, risk mitigation, rate development, pricing decisions, and coverage terms
- Partner with the Chief Underwriting Officer and Underwriting Management to provide feedback, recommendations, and identify training opportunities
- Assist in the development and delivery of training materials to address gaps identified during underwriting audits
- Participate in strategic initiatives, special projects, and underwriting improvement efforts
- Communicate recommendations for procedural, system, and control enhancements to underwriting leadership
- Collaborate with Underwriting, Claims, Product Development, Actuarial, and other related functions to strengthen internal controls and underwriting governance
- Perform underwriting analytics, including trend analysis, loss ratios, expense ratios, portfolio demographics, compliance findings, and historical vs. current underwriting practices
POSITION SUMMARY / OBJECTIVE
* This role conducts comprehensive underwriting quality reviews, identifies trends through audits, and partners closely with Underwriting leadership to implement process improvements. The position also supports the compilation and presentation of quality assurance results for executive leadership, including the Chief Underwriting Officer, senior management, and the Board.
KNOWLEDGE / SKILLS / ABILITIES
- Strong working knowledge of commercial property and casualty product lines, including excess and surplus lines
- Deep understanding of underwriting principles, policies, procedures, and internal controls
- Advanced analytical, problem-solving, and decision-making capabilities
- Excellent written, verbal, and interpersonal communication skills
- High attention to detail with strong organizational and planning skills
- Ability to manage multiple priorities and meet established deadlines
- Strong technical proficiency with Microsoft Office tools (Excel, Word, SharePoint) and willingness to learn new underwriting systems
- Ability to become proficient in all underwriting and operational systems relevant to the role
EDUCATION / EXPERIENCE / CERTIFICATIONS
- Bachelor's degree from an accredited college or university
- Minimum of 15 years of property and casualty underwriting experience
- Extensive experience in commercial non-admitted (excess and surplus lines) underwriting
- Professional designations such as CPCU or other recognized industry certifications strongly preferred
PHYSICAL DEMANDS & WORK ENVIRONMENT
Primarily office-based role in a climate-controlled environment with minimal physical exertion
Hybrid work arrangement requiring in-office presence at least three (3) days per week
Requires prolonged sitting, extensive computer use, and frequent interaction with others both in person and virtually
Occasional travel required based on business needs
BENEFITS
The organization offers competitive compensation and benefits package, including medical, dental, vision, retirement savings plans, paid time off, disability coverage, life insurance, parental leave, and additional wellness and benefit programs. Salary Range $140,000.00 - $160,000.00 Annually (DOE)
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.