Underwriter, Property, GL, Umbrella, Hybrid

Crum & Forster; Uniondale (NY); On-site; USD 77,000 - 112,000; Full time

Benefits offered by this job

Competitive compensation package

401K employer match

Employee Stock Purchase plan

Generous Paid Time Off

Excellent health benefits

Tuition reimbursement

Career development

Volunteer opportunities

Job summary

Seneca, an entity within Crum & Forster, seeks an Underwriter to manage a book of business for agents and brokers with a focus on disciplined risk selection and profitability. The role emphasizes strong broker relationships and effective pricing discipline in the Uniondale/Long Island area.

This position requires evaluating risks, making sound underwriting decisions, and contributing to portfolio performance while maintaining underwriting standards.

Qualifications

• Bachelor’s degree and 3 years of P&C underwriting experience.
• Knowledge of commercial insurance products.
• Strong communication and analytical skills to manage overall relationships.
• Excellent organizational and time management skills to manage book of business.

Responsibilities

• Underwrites predominantly property, general liability, and umbrella lines of business.
• Drives an individual financial goal through disciplined underwriting, healthy retention, rate adequacy, and growth opportunities.
• Underwrites moderately complex new and renewal business, makes independent decisions within authority, and strengthens underwriting expertise.
• Manages underwriting workflow with renewals, service timelines, and documentation.

Skills

Communication skills

Analytical skills

Organizational skills

Time management

Broker visits

Education

Bachelor’s degree in P&C underwriting or related field

Tools

Underwriting software

Job description

Crum & Forster Company Overview

Crum & Forster (C&F) , with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Crum & Forster Company Overview

Crum & Forster (C&F) , with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2025 Great Place to Work ® Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: www.cfins.com.

Job Description

Seneca develops customized coverage solutions for difficult-to-place risks, complex commercial exposures, and specialized market needs. Seneca combines technology and automation with a human underwriting approach to deliver speed, access to information and focused, hands‑on attention. With over 400 employees across 12 office locations representing $600 million in annual gross written premium, our areas of focus include admitted and non‑admitted business written through Seneca Insurance Company and Seneca Specialty Insurance Company in all 50 states. As a wholly owned subsidiary of Crum & Forster and part of Fairfax Financial Holdings, Seneca offers the strength and stability of a larger organization while maintaining a flexible, solution‑oriented approach to underwriting.

We are seeking an Underwriter to join our team and manage a book of business for a designated set of agents and brokers with a focus on disciplined risk selection, profitable growth, and strong broker relationships. This role is responsible for evaluating risks, making sound underwriting decisions, and contributing to portfolio performance through effective account management, pricing discipline, and responsive service. Candidate must reside in the Uniondale/Long Island area. Open to Manhattan candidates as well.

What You Will Do For C&F

• Underwrites predominantly property, general liability, and umbrella lines of business
• Drives an individual financial goal through disciplined underwriting, healthy retention, rate adequacy, and the proactive development of quality new business opportunities using a creative and market‑responsive approach that supports growth while maintaining underwriting discipline and profitability
• Underwrites moderately complex new and renewal business, makes independent decisions within authority, develops sound recommendations on referred accounts, and strengthens underwriting expertise through ongoing training and engagement with team objectives
• Effectively manages underwriting workflow through early and proactive renewal review, meeting service and transaction timelines, reviewing and addressing loss control inspections and other underwriting reports in a timely manner, placing reinsurance when necessary, maintaining thorough documentation, and ensuring compliance with underwriting authority and guidelines
• Leads external marketing and agency relationship efforts by making regular production visits, building strong broker partnerships, developing annual business goals for assigned agents, conducting regular production reviews, identifying growth opportunities and market challenges, supporting cross‑selling across the organization, and helping drive accountability against shared business goals
• Gains an in-depth knowledge of branch’s products and services
• Clearly articulates Seneca’s value proposition and underwriting appetite
• Is open to travel, typically within the region
• Potentially participates in projects or other duties as assigned

What You Will Bring To C&F

• Bachelor’s degree and 3 years of P&C underwriting experience
• Knowledge of commercial insurance products
• Strong communication and analytical skills to manage overall relationships
• Excellent organizational and time management skills to manage book of business
• Ability to abide by branch policies and procedures including authority levels
• Proficiency in certain software
• Underwriting and industry designations are a plus
• Ability to visit brokers in Brooklyn and Long Island throughout the year

What C&F Will Bring To You

• Competitive compensation package
• Generous 401K employer match
• Employee Stock Purchase plan with employer matching
• Generous Paid Time Off
• Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
• A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry‑related certifications and professional training to keep you progressing on your chosen path
• A dynamic, ambitious, fun and exciting work environment
• We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee‑driven corporate giving program that lets you participate and support your community

At C&F you will BELONG

If you require special accommodations, please let us know. We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know

For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $76,600.00 to a maximum of $112,300.00. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance‑based variable pay programs.