Underwriter - P&C Insurance

Slideinsurance; Tampa (FL); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Lifestyle Spending Account

Health benefits

Job summary

Slide Insurance in Tampa, FL seeks an experienced underwriter to evaluate and underwrite commercial residential property risks, including homeowners and residential exposures.

You will analyze applications, inspections, third‑party data, and loss history to assess risk, apply guidelines, and maintain accurate documentation for audits and regulatory requirements.

Qualifications

• Bachelor’s degree in risk management, Insurance, Finance, Economics, Business, or related area preferred.
• Minimum 3 years’ experience in the Property & Casualty Homeowner's insurance industry.
• 2+ years of underwriting experience in commercial residential property.
• State underwriting or adjuster licenses, where applicable.
• Knowledge of homeowner’s insurance products, rating, and policy forms.
• Familiarity with underwriting systems, third-party data tools, and inspection reports.
• Ability to make complex decisions using critical thinking in risk assessment.

Responsibilities

• Evaluate and underwrite commercial residential property risks, including homeowners and residential exposures.
• Analyze applications, inspections, third-party data, and loss history to assess risk acceptability.
• Apply underwriting guidelines, authority levels, and pricing rules consistently.
• Identify and escalate risks outside authority or guidelines.
• Ensure pricing adequacy and adherence to filed rates and forms.
• Support profitable growth by maintaining disciplined risk selection.
• Monitor risk characteristics and trends impacting loss experience.
• Participate in underwriting audits and quality reviews.
• Ensure underwriting decisions comply with state regulations, filings, and internal controls.
• Maintain accurate documentation to support audits, regulatory, and SOX requirements.
• Support responses to regulatory inquiries related to underwriting practices.
• Communicate underwriting requirements and decisions clearly to internal and external stakeholders.
• Meet service-level standards for quote turnaround and policy issuance.
• Maintain underwriting files in accordance with company documentation standards.
• Identify opportunities to improve underwriting workflows and efficiency.

Skills

Homeowners insurance knowledge

Underwriting decision making

Communication skills

Organizational skills

MS Office 365 (Teams, SharePoint, Word

Education

Bachelor’s degree in risk management, Insurance, Finance, Economics, Business, or related area

High School Diploma or GED

Tools

Underwriting systems

Third‑party data tools

Inspection reports

Job description

Slide Insurance - Fun. Innovation Driven. Fueled by Passion, Purpose and Technology.

At Slide, you will not only be part of a successful team, but you will also be a part of our Slide Vibe/award winning culture where collaboration and innovation are expected, recognized and awarded!

How You'll Make an Impact

• Evaluate and underwrite commercial residential property risks, including homeowners, and residential commercial exposures.
• Analyze applications, inspections, third-party data, and loss history to assess risk acceptability.
• Apply underwriting guidelines, authority levels, and pricing rules consistently.
• Identify and Escalate risks outside of authority or guidelines.
• Ensure pricing adequacy and adherence to filed rates and forms.
• Support profitable growth by maintaining disciplined risk selection.
• Monitor risk characteristics and trends impacting loss experience.
• Participate in underwriting audits and quality reviews.
• Ensure underwriting decisions comply with state regulations, filings, and internal controls.
• Maintain accurate documentation to support audit, regulatory, and SOX requirements.
• Support responses to regulatory inquiries related to underwriting practices.
• Communicate underwriting requirements and decisions clearly to internal and external stakeholders.
• Meet service-level standards for quote turnaround and policy issuance.
• Maintain underwriting files in accordance with company documentation standards.
• Identify opportunities to improve underwriting workflows and efficiency.
• Perform other duties, as assigned.

What you already have:

Education, Experience, and Licensing:

• High School Diploma or GED required. Bachelor’s degree in risk management, Insurance, Finance, Economics, Business, or other related area preferred.
• Minimum 3 years’ experience in the Property & Casualty Homeowner's insurance industry.
• 2+ years of underwriting experience in commercial residential property.
• State underwriting or adjuster licenses, where applicable.

Qualifications/Skills and Competencies:

• Knowledge of homeowner’s insurance products, rating, and policy forms.
• Familiarity with underwriting systems, third-party data tools, and inspection reports.
• Ability to make complex decisions using critical thinking in the assessment and management of risk according to established guidelines and authority.
• Strong written and verbal communication skills with the ability to interact on a professional level.
• Ability and desire to deliver exceptional customer service.
• Exceptional organizational and time management skills with the ability to plan and prioritize effectively.
• Proficient in MSO/365 applications such as Microsoft Teams, SharePoint, Word, Excel, PowerPoint, and Outlook.
• Desire to live Slide’s Core Values.

What Slide Offers To You
The Slide Vibe- An opportunity to be a part of a fun and innovation-driven culture fueled by Passion, Purpose and Technology! Slide offers many opportunities to collaborate and innovate across the company and departments, as well as get to know other Sliders. From coffee chats, to clubs, to social events - we plan it, so all Sliders feel included and Enjoy their Journey.
Benefits - Created using Slider feedback, Slide offers a comprehensive and affordable benefits package to cover all aspects of health...Physical, Emotional, Financial, Social and Professional. A Lifestyle Spending Account is set up for each Slider and Slide contributes to it monthly for use on any benefit that individually suits you - Health Your Way!
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