Underwriter (hybrid) Texas

First American; Fort Worth (TX); Hybrid; USD 100,000 - 125,000; Full time

Job summary

First American seeks a Senior Title Underwriter to guide complex real estate deals across Texas markets (Houston, San Antonio, Dallas–Fort Worth, Austin). This hybrid role blends autonomy with collaboration, requiring deep expertise to underwrite residential and commercial transactions and advise agents and staff.

You’ll exercise delegated authority, shape risk decisions, and partner with escrow and operations to keep deals moving.

Qualifications

• 5–7+ years of title underwriting experience.
• Strong knowledge of real estate law and title insurance.
• Experience with high-liability transactions.

Responsibilities

• Serve as senior underwriting resource for agents and internal stakeholders.
• Analyze and underwrite complex residential and commercial title transactions.
• Provide guidance on title issues, curative matters, and risk mitigation.
• Approve, modify, or decline risks within authority limits.
• Collaborate with escrow, sales, and operations teams to keep deals moving.
• Interpret underwriting guidelines and contribute to their evolution.
• Support high-value, time-sensitive deals with precision.
• Solve challenging files with creative, business-minded solutions.

Skills

Title underwriting

Real estate law knowledge

Risk-based decision making

Strong communication

Job description

Senior Title Underwriter (Hybrid - Texas Markets)

Houston, San Antonio, Dallas‑Fort Worth, or Austin

Why This Role Stands Out
This is not a production‑only underwriting role. You'll operate as a trusted authority—advising on complex transactions, influencing deal structure, and partnering directly with agents and internal teams to solve nuanced title challenges. You'll have the autonomy to make decisions within delegated authority while working on a diverse portfolio of real estate transactions across major Texas markets.

What You'll Do

• Serve as a senior underwriting resource for agents, customers, and internal stakeholders
• Analyze and underwrite complex residential and commercial title transactions
• Provide clear, practical guidance on title issues, curative matters, and risk mitigation
• Exercise sound judgment to approve, modify, or decline risks within authority limits
• Partner with escrow, sales, and operations teams to keep transactions moving efficiently
• Interpret and apply underwriting guidelines while contributing to their evolution
• Support high‑value and time‑sensitive deals with responsiveness and precision
• Act as a problem‑solver on challenging files—bringing creative, business‑minded solutions

What You Bring

• 5‑7+ years of title underwriting experience with increasing complexity
• Strong working knowledge of real estate law, title insurance, and settlement practices
• Proven ability to handle complex or high‑liability transactions confidently
• Comfort operating with autonomy and making risk‑based decisions
• Strong communication skills—you can translate technical title issues into clear guidance
• A collaborative mindset with the ability to influence without slowing down deals

What Sets You Apart

• Experience supporting multiple markets or high‑volume agents
• Strong negotiation and problem‑resolution skills on difficult title matters
• Ability to balance risk management with business impact
• A reputation as a "go‑to" resource others rely on for tough files

Work Environment & Flexibility

• Hybrid role with flexibility across Houston, San Antonio, DFW, or Austin
• High‑impact position with visibility across teams and leadership
• Opportunity to work on a broad mix of transactions—not siloed or repetitive work

Why Join Us

• Work with experienced professionals on meaningful, complex deals
• Be empowered to make decisions—not just follow checklists
• Join a team that values expertise, responsiveness, and practical problem‑solving

Pay Range: $100,000.00 - $125,000.00 annually

The hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job‑related knowledge, skills, experience, business requirements and geographic location.

First American is an equal opportunity employer in every sense of the term.

Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.