Underwriter

Allstate; Ontario (CA); On-site; USD 39,000 - 59,000; Full time

Job summary

Allstate Canada Group is seeking an Intermediate Underwriter to provide underwriting support and direction to management and their marketing teams for personal lines growth in Ontario. The role builds and maintains internal and external relationships to grow a profitable multi-line book of business while adhering to guidelines and best practices.

The position requires CIP enrollment, 3–5 years of underwriting experience, and knowledge of non-standard auto markets.

Qualifications

• 3–5 years of underwriting experience required.
• Experience in the non-standard auto market is an asset.
• Knowledge of the Alberta regional insurance market and broker networks is an asset.

Responsibilities

• File documentation per Best Practice.
• Collaborate within a team reviewing policies and procedures.
• Answer underwriting inquiries about policy interpretation and procedures.
• Communicate data needs and analysis within eligibility guidelines and decisions.
• Adhere to quality, production standards, SLAs and regulations.
• Assess data accuracy, consider options, and prepare referrals within authority.
• Review, underwrite, and prepare new business, endorsements, and renewals.

Skills

Business Acumen

Communication

Decision Making

Insurance

Insurance Underwriting

Quality Assurance

Underwriting

Education

CIP designation in progress

Tools

Guidewire

Job description

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.

Job Description

The underwriter provides underwriting support and direction to underwriting management and their marketing forces for the purpose of improving growth and profit opportunities for new and in-force personal lines of insurance within assigned territories. The Intermediate Underwrite builds and maintains relationships internally and externally for the common purpose of providing extraordinary customer relationships, while profitably growing a personal lines multi-line book of business. The Intermediate Underwriter performs in a technical capacity, participates in quality reviews, problem solving, and other discussions, with appropriate input for solution-oriented goals.

Key Responsibilities

• File documentation is clear and within Best Practice adopted by organization
• Works within a team that reviews policies and procedures
• Answers underwriting inquiries regarding interpretation of policy, procedures, rules and regulations
• Effectively communicates additional information needs, analysis process within eligibility guidelines, and decisions
• Work is within set parameters of quality and production standards, as applicable, and within agreed upon Service Level Agreements and regulations
• Assesses accuracy of data, considers alternative options, and prepares recommendations on referral files within their authority
• Reviews, underwrites, and prepares new business, endorsements, and renewals within guidelines for position

Qualification

• Enrolled in CIP or actively pursuing designation.
• 3-5 years of Underwriting experience required
• Experience in the non-standard auto market as well as experience in a broker office would be an asset
• Knowledge of the Alberta regional insurance market and the broker within the market is considered an asset
• Strong negotiation skills, customer service skills and the ability and willingness to learn
• Strong attention to details
• Ability to collaborate with peers and subordinates to reach goals as well as the ability to work well independently
• Experience using Guidewire would be an asset

Allstate Canada Group has policies and practices that provide workplace accommodations. If you require accommodation, please let us know and we will work with you to meet your needs

Skills

Business Acumen, Communication, Decision Making, Insurance, Insurance Underwriting, Quality Assurance (QA), Underwriting

Compensation

Expected compensation for this role ranges from $ 55,700.00 - 84,050.00 annually. Actual salary offered to successful candidates will vary based on their skills and experience.

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

Allstate Canada Group uses AI technology tools to assist in screening, selecting, assessing, and scheduling interviews with candidates as part of the recruitment process.

This job posting is for a current open role within the organization.