Underwriter

Northwind National Solutions; Los Angeles (CA); On-site; USD 60,000 - 84,000; Full time

Benefits offered by this job

Health insurance for employees and dep

Retirement plan with employer matching

Tuition reimbursement / professional发展

Job summary

Northwind National Solutions in Los Angeles, CA is hiring an Underwriter to evaluate insurance applications, assess risk, and ensure compliance with underwriting guidelines. The role involves detailed risk analysis, documentation, and collaboration with agents and policyholders.

The successful candidate will possess a bachelor’s degree in finance/insurance, 3–5 years of underwriting experience, and strong analytical and communication skills.

Qualifications

• Bachelor's degree in Finance, Insurance, or related field is required.
• 3-5 years of insurance underwriting experience preferred.
• Proficiency in insurance software and knowledge of state insurance regulations required.

Responsibilities

• Review insurance applications to determine risk for each policy.
• Evaluate policyholders' financial stability, credit history, and other factors for underwriting decisions.
• Collaborate with internal teams to ensure compliance with company guidelines and regulatory requirements.
• Analyze market trends and data to identify risks and opportunities for underwriting strategies.
• Provide recommendations to underwriting managers and stakeholders regarding issuance and pricing.

Skills

Analytical

Communication

Attention to detail

Data-driven decisions

Education

Bachelor's degree in Finance/Insurance/Business Administration

Tools

Guidewire

Job description

Northwind National Solutions, a leading insurance and financial services firm, seeks a skilled Underwriter in Los Angeles, CA. This full-time role involves evaluating insurance applications, ensuring compliance with underwriting guidelines, and making informed decisions aligned with the company's risk management strategies.

Daily tasks include reviewing insurance applications, assessing risk factors such as health history, lifestyle, and occupation, and making underwriting decisions based on the gathered information. You will also maintain accurate records of all underwriting activities, including application details, risk assessments, and decision outcomes. Additionally, you will communicate with policyholders and agents to clarify any questions or concerns, provide policy explanations, and ensure a smooth underwriting process. This role requires attention to detail, strong analytical skills, and effective communication abilities.

The Underwriter will work in an office environment in Los Angeles, CA, collaborating with a team of underwriters, claims adjusters, and other financial services professionals. The role requires excellent communication skills and the ability to work independently and as part of a team.

The salary range for this position is between $60,000 and $83,816 per year, with the exact amount depending on factors such as experience, education, and location.

• health insurance coverage for employees and their dependents
• a retirement plan with employer matching contributions
• opportunities for professional development through workshops, training programs, and tuition reimbursement

Candidates must have a bachelor's degree in finance, insurance, or a related field. Experience in insurance underwriting is preferred, along with strong analytical and decision-making skills. Proficiency in insurance software and knowledge of state insurance regulations are required.

• Review and assess insurance applications to determine the risk associated with each policy.
• Evaluate policyholders' financial stability, credit history, and other relevant factors to support underwriting decisions.
• Collaborate with internal teams to ensure policies are issued in compliance with company guidelines and regulatory requirements.
• Analyze market trends and industry data to identify potential risks and opportunities for underwriting strategies.
• Provide recommendations to underwriting managers and other stakeholders regarding policy issuance and pricing.
• Bachelor's degree in Finance, Insurance, Business Administration, or a related field.
• 3-5 years of experience in insurance underwriting, preferably within the financial services industry.
• Proficiency in using underwriting software and tools, such as Guidewire or similar platforms.
• Strong analytical and problem-solving skills with the ability to make data-driven decisions.
• Excellent communication and interpersonal skills to effectively collaborate with cross-functional teams.