Underwriter

LBC Mortgage; California City (CA); In loco; USD 70.000 - 110.000; Tempo pieno

Vantaggi offerti da questo lavoro

Competitive pay

Career growth

Supportive environment

Dynamic team

Descrizione del lavoro

LBC Mortgage is seeking an experienced Commercial Mortgage Underwriter to evaluate loan applications and assess risk within a commercial real estate lending framework. The role emphasizes accuracy and adherence to guidelines in a fast-paced setting.

You will review borrower financials, tax returns, cash flows, and collateral; prepare underwriting summaries; and collaborate with loan officers, processors, and management to move loans toward closing.

Competenze

• Minimum 2+ years of commercial underwriting experience.

Mansioni

• Review and analyze commercial mortgage loan applications and supporting documentation.

Conoscenze

Underwriting experience (commercial)

CRE lending knowledge

Financial statement analysis

Attention to detail

Communication skills

multitasking

Residential mortgage underwriting a +

Descrizione del lavoro

About LBC Mortgage

At LBC Mortgage, we are committed to delivering exceptional lending solutions and personalized service to our clients. As we continue to grow, we are looking for an experienced and detail-oriented Commercial Mortgage Underwriter to join our team.

Position Overview

The Commercial Mortgage Underwriter will be responsible for analyzing and evaluating commercial loan applications, assessing financial risk, and ensuring compliance with company and investor guidelines. The ideal candidate has strong experience in commercial lending, excellent analytical skills, and the ability to work efficiently in a fast-paced environment.

Responsibilities

• Review and analyze commercial mortgage loan applications and supporting documentation
• Assess borrower creditworthiness, financial statements, tax returns, cash flow, and collateral
• Perform risk analysis and make sound underwriting decisions
• Ensure loans meet internal policies, investor requirements, and regulatory guidelines
• Work closely with loan officers, processors, and management throughout the loan process
• Prepare clear and detailed underwriting summaries and recommendations
• Identify potential risks and propose mitigating solutions
• Maintain strong communication with all parties involved in the transaction

Qualifications

• Minimum 2+ years of commercial underwriting experience
• Strong understanding of commercial real estate lending and underwriting guidelines
• Ability to analyze complex financial documents and credit profiles
• Excellent attention to detail and organizational skills
• Strong communication and problem-solving abilities
• Ability to manage multiple files and deadlines simultaneously
• Experience with residential mortgage underwriting is a plus

What We Offer

• Competitive compensation
• Career growth opportunities
• Supportive and professional work environment
• Opportunity to work with a growing and dynamic team

If you are a motivated professional with commercial underwriting experience and a passion for the mortgage industry, we would love to hear from you.