UB - Universal Banker

Patriot-Bank,-N.a.; Beverly Hills (CA); On-site; USD 42,000 - 65,000; Full time

Job summary

Patriot Bank in Beverly Hills, CA seeks a Universal Banker to supervise the service line and handle a variety of financial transactions with outstanding customer service.

You’ll assist with training and coaching, balance duties, and support the Branch Manager performing universal banker responsibilities as needed. This role emphasizes cross-selling, relationship building, and adherence to bank policies in a dynamic branch setting.

Qualifications

• Associate degree or 1-3 years relevant experience in consumer, business banking or retail services.
• Minimum of 1-2 years banking and cash handling experience.
• Basic PC, MS Word and Excel proficiency.
• Experience in customer service and/or sales experience.
• Excellent organizational, interpersonal and communication skills.
• Attention to detail while multi-tasking.
• Strong math aptitude and excellent customer service ability.
• Ability to build and maintain customer relationships.
• Must be a team player with willingness to work in other branches on an as needed basis.
• Strong sense of integrity and personal ethics.
• Demonstrate competency and accountability with the Bank operational standards.
• Strong working knowledge of Bank products and services.

Responsibilities

• Supervise and manage the service line with processing a variety of financial transactions.
• Assist with training, coaching and balancing, and ensure adherence to Bank policies.
• Prepare and manage scheduling to ensure adequate coverage.
• Cross-sell and up-sell bank products and services; identify new opportunities.
• Open/close branch per operation and security procedures; cover other branches when needed.

Skills

Customer service

Sales

Interpersonal communication

Attention to detail

Mathematical aptitude

Team player

Integrity

Banking knowledge

Education

Associate degree

Tools

MS Word

Excel

Job description

Description

OVERVIEW

Supervise and manage the Service Line with processing a variety of financial transactions, while providing excellent customer service. Assists with training, coaching and balancing, and ensures adherence to established Bank policies and procedures. Prepare and manage scheduling to ensure adequate coverage. Assists with more complex tasks by providing support to the Branch Manager/Assistant Branch Manager performing Universal Banker duties as needed. Contributes to overall Branch goals through the sales process. The Universal Banker is a prime position within the branch, performing tasks associated with transacting customer requests, managing staff, and identifying new business opportunities with current and potential clients.

ESSENTIAL DUTIES AND RESPONSIBILITES include the following.

• Implement new outreach calling programs and required sales activities.
• Familiar with all products and services to be able to assess customer needs and recommend solutions that most benefit the customer and the Bank.
• Cross-sell and up-sell bank products and services by answering inquiries and informing customers of new offerings.
• Coach team members on identifying sales opportunities and referring to appropriate internal business partners to achieve both Bank and individual sales revenue goals.
• Manage and support team members in their professional development through coaching, training, and recognition.
• Perform daily banking transactions using the TCR such as, but not limited to, deposits, withdrawals, check cashing, maintaining and reloading ATMs, and requests for account information.
• Provide excellent customer service at account opening, closing or servicing, using extensive knowledge of all required application systems.
• Obtain all necessary new account documents and adhere to KYC and CIP guidelines.
• Ability to use sound judgment in decision making and problem solving during the absence of a manager or assistant manager.
• Make daily overdraft decisions when a manager is unavailable.
• Perform daily, monthly, quarterly and annual audits to ensure operational soundness.
• Perform all Universal Banker functions during staff shortages.
• Open and close the branch in adherence to the Bank operation and security procedures.
• Must be willing to work flexible shifts including Saturdays and be willing to cover other branches when needed.

SUPERVISORY RESPONSIBILITIES

This job does not have managerial responsibilities.

Requirements

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE

• Associate degree or 1 -3 years of relevant experience in consumer, business banking or retail services.
• Minimum of 1 to 2 years banking and cash handling experience.
• Basic PC, MS Word and Excel proficiency
• Experience in customer service and/or sales experience
• Excellent organizational, interpersonal and communication skills
• Attention to detail while multi-tasking
• Strong math aptitude and excellent customer service ability
• Ability to build and maintain customer relationships
• Must be a team player with willingness to work in other branches on an as needed basis
• Strong sense of integrity and personal ethics
• Demonstrate competency and accountability with the Bank operational standards
• Strong working knowledge of Bank products and services

OTHER QUALIFICATIONS

• Clear and effective communicator
• Collaborative team player
• Detail-driven with a high level of accuracy

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable Individuals with disabilities to perform the essential functions.

Travel: Travel to client offices, prospects, branches, and industry events.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, color vision and ability to adjust focus.

WORK ENVIRONMENT

While performing the duties of this Job, the employee is occasionally exposed to outside weather conditions. The noise level in the work environment is usually moderate.

EQUAL EMPLOYMENT OPPORTUNITY

Patriot Bank is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, medical condition, genetic information, marital status, veteran status, or any other protected status under federal, state, or local law.

This job description indicates the general nature and level of work expected of the incumbent. It is not designed to cover or contain a comprehensive list of activities, duties or responsibilities required of the incumbent. Incumbents may be asked to perform other duties as required.