Trust Advisor

OakworthTalent; Birmingham (AL); On-site; USD 85,000 - 130,000; Full time

Job summary

Oakworth Capital Bank in Birmingham, AL seeks a full-time Trust Advisor to lead trust and estate client relationships with fiduciary judgment and governance adherence.

The role focuses on client service, fiduciary execution, and collaboration with internal teams to expand wealth management opportunities. Qualifications include a finance/economics background and relevant certifications; 5–10 years of trust experience preferred.

Qualifications

• Bachelor’s degree in Finance, Accounting or Economics preferred; advanced degrees welcomed.
• CFP, CFA, or Series 65 preferred.
• 5-10 years of experience in trust administration and fiduciary services.
• CRM experience with Microsoft Dynamics or similar platforms.

Responsibilities

• Build and manage ongoing client relationships for trust and estate needs.
• Execute fiduciary management and administer trust accounts per governing documents.
• Partner with internal teams to support wealth strategies and client planning.
• Provide high levels of responsiveness and annual reviews of fiduciary books of business.

Skills

Excellent communication

Team oriented

Trust administration experience

Education

Bachelor’s degree in Finance, Accounting or Economics preferred, advanced degree, JD or MBA preferred

CFP

CFA

Series 65

Tools

Microsoft Dynamics

Black Diamond

eMoney

Job description

Job DetailsJob Location: Central Alabama - Birmingham, AL 35209Position Type: Full TimeJob Shift: DayJob Category: Wealth Management

Oakworth Capital Bank is expanding and has an excellent opportunity for someone to join our team in Birmingham, AL! We are looking for a full-time Trust Advisor that will play a vital role in supporting our business goals and overall vision. An ideal candidate would meet the qualifications listed below, and more importantly, be able to demonstrate that they live by Oakworth Core Values (Golden Rule, Character, Innovative Spirit, Professionalism, Work Ethic).

Summary

The Trust Advisor serves as the primary advisor for trust and estate clients, overseeing the administration of trust accounts in accordance with governing documents and fiduciary standards. This role focuses on client service, fiduciary execution and expanding relationships while partnering with internal teams.

Key Roles/Responsibilities

• Provide extraordinary client experience
  • Build and manage ongoing client relationships, serving as a trusted point of contact for trust and estate needs.
  • Executing 3/3/3 to achieve NPS goals
• Ensure execution of the Oakworth Model
  • Execute our balance approach; team approach; joint calling
• Client Strategy & Planning Support
  • Partner with internal teams supporting overall wealth strategies; providing input from a fiduciary and trust perspective.
• Fiduciary Management
  • Administer trust accounts in accordance with governing documents, exercising fiduciary judgment on distributions and ongoing management.
• Community Involvement
  • Civic, professional, and networking organizations

Responsibility Details

• Evaluates needs of potential clients and offers appropriate financial products and services.
  • High focus on client service:
  • Relationship management for existing clients, including ongoing and regular client contact and communication with meaningful substance to ensure client retention.
  • Provide a high level of responsiveness by returning calls and emails regarding client inquiries.
  • Complete annual reviews on fiduciary book of business to include having meetings with clients at a minimum of annually.
• Strengthen and grow existing client relationships to support team goals:
  • Identify opportunities to deepen and expand current client relationships.
  • Partner on joint client calls with advisors to broaden engagement and uncover needs.
  • Maintain consistent engagement to drive retention, satisfaction, and growth.
• Interpret trust governing documents and apply fiduciary judgment on distributions, account management, and related decisions.
• Oversee the administration and ongoing maintenance of trust accounts, ensuring accuracy, timeliness, and alignment with governing documents.
• Promote and educate clients on established services and collaborate with Banking, Investments and Advisory Services to meet client needs.
• Serve as a subject matter resource for fiduciary services for all markets.

Qualifications and Skills

• Bachelor’s degree in Finance, Accounting or Economics preferred, advanced degree, JD or MBA preferred
• CFP, CFA, or Series 65 preferred
• 5-10 years of experience in trust administration and fiduciary services
• Credibility and knowledge within the field of wealth management and fiduciary services
• Proficiency in Black Diamond, eMoney, and Microsoft Dynamics or a similar Client Relationship Management (CRM) platform preferred
• Excellent communication skills – verbal, written, listening
• Team focused and collaborative

Oakworth has been recognized by American Banker magazine as one of the “Best Banks to Work For” nine times, earning a spot on the list every year since the program began in 2013. Most recently, Oakworth ranked #2 nationally in both 2024 and 2025, after holding the #1 ranking six times in prior years. To learn more about our story and what truly sets Oakworth apart, visit https://www.oakworth.com/.

Equal Employment Opportunity

Oakworth is committed to a policy of equal employment opportunity for all associates and applicants in accordance with applicable federal, state, and local law.

Accommodations for Applicants

Accommodations are available upon request for applicants who may need support during the hiring process. If you would like to request an accommodation, please contact [e-mail] and we will be glad to assist.