Treasury Operations Manager

Breeze; New York (NY); Hybrid; USD 130,000 - 160,000; Full time

Benefits offered by this job

Health coverage

401(k) plan

Equity ownership

Equipment provided

Office & education allowance

Wellness reimbursement

Annual global offsite

Job summary

Breeze, a leading fintech company in New York, is hiring a Treasury Operations Manager to own settlements, liquidity, and funding across multiple currencies and entities. This hands-on role involves decision-making, building scalable processes, and partnering with banks and crypto counterparts.

You will manage daily cash, oversee stablecoin settlements, and execute cross-border payments while expanding into new markets. A strong background in treasury within fintech and crypto is highly valued.

Qualifications

• Bachelor's degree in Finance or related field.
• 5+ years of experience in financial, treasury, or payment operations within fintech, payments, banking, or regulated financial services.
• Deep understanding of settlement operations, prefunding, payment cutoffs, liquidity management, and day-to-day money movement.
• Hands-on experience executing payments across multiple rails (wire, ACH, SWIFT, SEPA) in a controlled environment.
• Experience managing multi-currency and multi-entity operations, including FX execution, intercompany funding, cash positioning, and short-term forecasting.

Responsibilities

• Own merchant settlement setup and daily execution, including payout schedules, currencies, funding instructions, reserves, holdbacks, and bank details
• Monitor settlement activity end-to-end, resolving failed or delayed payouts, reconciliation breaks, statement discrepancies, and merchant inquiries in partnership with payment providers
• Execute and reconcile stablecoin settlements, including on/off-ramp conversions, wallet operations, custody movements, and on-chain activity
• Own daily cash positioning and liquidity across multiple entities, countries, and currencies, managing prefunding thresholds and moving funds proactively to keep settlements on track
• Maintain short-term cash forecasts and reporting that provides real-time visibility into balances, settlement obligations, operating needs, and upcoming funding requirements
• Execute FX trades, intercompany funding, wires, ACH, SEPA, and SWIFT payments with controls, documentation, and audit trails
• Manage day-to-day relationships with banking partners, sponsor banks, custodians, exchanges, and other financial partners while building scalable treasury processes and supporting new markets, accounts, and licenses

Skills

Treasury operations

Cash forecasting

Excel advanced

Cross-functional collaboration

Financial risk management

Education

Bachelor's degree in Finance or related field

Tools

Modern Treasury

NetSuite

Excel (Advanced)

Blockchain wallets

Job description

At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets.

We go far beyond traditional payment processing. Breeze combines global payments, AI, stablecoins, and a Merchant of Record-like model to take on the complexity businesses typically manage themselves, including compliance, risk, fraud, chargebacks, reconciliation, and customer support.

Our goal is simple: let businesses focus on building and selling great products while Breeze handles the complexity behind getting paid.

Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers, Breeze is a successful, rapidly growing, and exceptionally well-capitalized company. We have the runway to think long term while remaining early enough that every person joining today can have a meaningful impact on what we build.

Overview

We’re hiring a Treasury Operations Manager to join our team! You’ll be at the center of how money moves through our business. From owning merchant settlements, managing liquidity across our banking and custody network, and making sure payouts happen accurately and on time across every currency and entity we operate in.

This is a hands‑on role with real ownership and real-time decision-making. You’ll position cash ahead of market opens, make critical funding decisions, execute wires and on‑chain transfers under dual control, and jump in to investigate when a settlement doesn’t land where it should.

And you won’t just run the operation, you’ll help build what comes next. You’ll take workflows that rely on spreadsheets and tribal knowledge and turn them into scalable, repeatable processes that can keep pace with a growing payments business.

If you’ve worked in treasury or payment operations within payments, banking, fintech, or crypto and love moving fast, solving problems, and building better systems as you go, you’ll feel right at home here.

What You'll Do

• Own merchant settlement setup and daily execution, including payout schedules, currencies, funding instructions, reserves, holdbacks, and bank details
• Monitor settlement activity end-to-end, resolving failed or delayed payouts, reconciliation breaks, statement discrepancies, and merchant inquiries in partnership with payment providers
• Execute and reconcile stablecoin settlements, including on/off-ramp conversions, wallet operations, custody movements, and on‑chain activity
• Own daily cash positioning and liquidity across multiple entities, countries, and currencies, managing prefunding thresholds and moving funds proactively to keep settlements on track
• Maintain short‑term cash forecasts and reporting that provides clear, real‑time visibility into balances, settlement obligations, operating needs, and upcoming funding requirements
• Execute FX trades, intercompany funding, wires, ACH, SEPA, and SWIFT payments with appropriate controls, documentation, and audit trails
• Manage day-to-day relationships with banking partners, sponsor banks, custodians, exchanges, and other financial partners while building scalable treasury processes and supporting new markets, accounts, and licenses

What We're Looking For

• Bachelors Degree in Finance or related field
• 5+ years of experience in financial, treasury, or payment operations within fintech, payments, banking, or regulated financial services
• Deep understanding of settlement operations, prefunding, payment cutoffs, liquidity management, and the day-to-day realities of moving money
• Hands‑on experience executing payments across multiple rails, including wire, ACH, SWIFT, SEPA, or local equivalents, within a controlled environment
• Experience managing multi‑currency and multi‑entity operations, including FX execution, intercompany funding, cash positioning, and short‑term forecasting
• Strong reconciliation instincts and advanced Excel skills, with confidence working through large, transaction‑level datasets from processors or banking systems
• Builder mentality with a bias toward action—you’re comfortable getting into the details, solving problems, and creating structure where a playbook doesn’t yet exist
• Excited to use AI, automation, and technology to improve workflows, reduce manual work, and build smarter, more scalable operations

Nice to Have

• Experience building financial operations at an early‑stage or high‑growth startup
• Hands‑on experience with stablecoin or crypto settlements, custody platforms, exchanges, or OTC counterparties
• Familiarity with FBO account structures, safeguarding requirements, or money transmitter permissible investment rules
• Experience with Modern Treasury, NetSuite, or similar treasury and payment operations platforms
• BigQuery or similar experience pulling, analyzing, and working directly with your own data
• Experience establishing banking, payment, or custody relationships as part of launching into new markets

Our Compensation Philosophy!

The annual base salary range for this role is $130,000-$160,000 in New York. This range represents the minimum and maximum annual base salary that Breeze, in good faith, expects to pay for this position at the time of posting. Actual compensation will be determined based on factors including a candidate’s experience, skills, and qualifications.

For candidates outside of New York, compensation will be based on the applicable market and location-based pay range.

The base salary range listed excludes commission (if applicable), equity, and benefits.

• Health coverage: Breeze covers 100% of employee premiums on our competitive base plan and 75% of dependent premiums.
• 401(k): Breeze covers all plan administration fees.
• Equity: Meaningful ownership in the company you're helping build.
• Equipment: A new MacBook Air and whatever else you need to do your best work.
• Office & education allowance: An annual budget for your workspace, tools, and professional development.
• Wellness: A monthly reimbursement to support your well‑being.
• Annual global offsite: We bring the global Breeze team together every year. Previous destinations include Bali and Singapore, with Japan coming next.

Breeze is an equal opportunity employer. We are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion or creed, national origin, ancestry, citizenship or immigration status, sex, pregnancy, sexual orientation, gender, gender identity or expression, age, marital or partnership status, caregiver status, disability, genetic information, military or veteran status, height or weight, sexual and reproductive health decisions, status as a victim of domestic violence, sexual violence, or stalking, or any other characteristic protected by applicable federal, state, or local law.

Breeze considers qualified applicants with criminal histories in accordance with applicable federal, state, and local laws, including the New York City Fair Chance Act, where applicable.

Why Join Breeze

• Make an outsized impact: We're successful and still early, with meaningful traction and strong financial foundations. Lean teams, few layers, and direct access to decision-makers mean you'll have real ownership and the autonomy to make things happen.
• Solve hard, meaningful problems: Work at the intersection of AI, payments, stablecoins, risk, compliance, financial infrastructure, and global commerce as we build an intelligent infrastructure layer that goes far beyond payments.
• Build AI‑first: AI isn’t an add‑on. It’s central to how we’re building our products and how our teams operate. You’ll experiment with new tools, automate the repetitive, and continuously rethink how to work smarter.
• Work with an exceptional team: Join ambitious, curious, low‑ego people who move quickly, hold a high bar, and care deeply about what they build.
• Grow with Breeze: As Breeze grows, strong performers can quickly expand their scope and take on bigger problems.
• Build for the long term: Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers, we're exceptionally well-capitalized with the runway to think big.

Employees based in our New York, NY office follow a hybrid work model and are expected to work from the office three days per week. Employees based in our Singapore office are expected to work on‑site five days per week.

In‑office expectations may vary slightly depending on role, team, and business needs. Certain roles that require closer cross‑functional collaboration or operational support may have additional requirements, which will be discussed during the interview process.

Our approach is designed to support meaningful in‑person collaboration, team building, and real‑time decision‑making while providing flexibility where applicable. We believe this structure enables strong execution, close collaboration, and effective teamwork across our global offices.

Come Build With Us!

We offer a rare combination: the ownership and speed of an early‑stage company with the traction, backing, and financial foundations of a successful business.

We're building at the convergence of AI, payments, stablecoins, financial infrastructure, and global commerce. The opportunity is much bigger than building another payment processor.

We're building the intelligent infrastructure layer for global commerce, and there's still an enormous amount left to build.