Treasury Analyst

Nclusion; Palo Alto (CA); On-site; USD 130,000 - 150,000; Full time

Benefits offered by this job

401k with a match!

Medical Insurance

Dental Insurance

Vision Insurance

Competitive compensation & equity

Flexible PTO

In-office lunch

Job summary

Nclusion in Palo Alto is seeking an experienced Treasury Analyst to support liquidity planning, funding, and controls across an expanding multinational network. You will report to the Director of Treasury and help operationalize treasury processes to be practical, scalable, and compliant.

This role emphasizes cash positioning, FX execution, risk management, and cross‑functional collaboration with FP&A, Accounting, Legal, Compliance, and Product. Four days in office, one day remote.

Qualifications

• 5+ years of experience in treasury, finance, or related roles.
• Experience with cash management, liquidity forecasting, and/or entity-level funding.
• Strong Excel and financial modeling skills.
• Experience in fintech, financial services, or regulated environments.
• Familiarity with cross-border payments or multi-currency environments.

Responsibilities

• Build and maintain treasury models for cash positioning and liquidity decisions.
• Design, implement, and manage process controls, delegated authorities across bank partners and internal clearing systems with a emphasis on continuous improvement
• Support FX execution, settlement and asset yield opportunities where appropriate
• Be the subject matter expert for end to end customer interactions across subledger and platform financial services
• Maintain Risk Management framework across, Operations, Finance, Legal and compliance
• Partner with FP&A, Accounting, Legal, Compliance, and Product to align treasury operations with business and regulatory needs
• Contribute to the development of internal tools and processes that support treasury operations as the company scales

Skills

Treasury experience

Cash management

Liquidity forecasting

Cross-border payments

Multi-currency

Excel & modeling

Attention to detail

French (plus)

Job description

About Nclusion

Nclusion is on a mission to provide traditional financial services to 1.5 billion people worldwide without access today. Without a secure way to save, invest, or transfer money, individuals are not empowered to accumulate short or long-term wealth. We're changing that by bridging the gap between traditional banking and the communities that need it most.

About Nclusion

Nclusion is on a mission to provide traditional financial services to 1.5 billion people worldwide without access today. Without a secure way to save, invest, or transfer money, individuals are not empowered to accumulate short or long-term wealth. We're changing that by bridging the gap between traditional banking and the communities that need it most.

About The Role

We’re looking for an experienced Treasury Analyst to support and extend our treasury function at the group level. Reporting to the Director of Treasury, this role focuses on liquidity planning, entity-level funding, and operational controls across a growing network of international subsidiaries. You’ll act as a day-to-day operational counterpart to the Director, helping execute and operationalize treasury processes while partnering cross-functionally to ensure they are practical, scalable, and aligned with regulatory requirements.

This role is located in Palo Alto, and we spend 4 days a week working in the office with our team, with one day from home!

What You’ll Do

• Build and maintain treasury models to facilitate cash positioning and liquidity decisions
• Design, implement, and manage process controls, delegated authorities across bank partners and internal clearing systems with a emphasis on continuous improvement
• Support FX execution, settlement and asset yield opportunities where appropriate
• Be the subject matter expert for end to end customer interactions across subledger and platform financial services
• Maintain Risk Management framework across, Operations, Finance, Legal and compliance
• Partner with FP&A, Accounting, Legal, Compliance, and Product to align treasury operations with business and regulatory needs
• Contribute to the development of internal tools and processes that support treasury operations as the company scales

What You Bring to the Table

• 5+ years of experience in treasury, finance, or related roles
• Experience with cash management, liquidity forecasting, and/or entity-level funding
• Strong understanding of treasury operations, including controls, bank account management, and payment flows
• Experience working in fintech, financial services, or similarly regulated environments
• Familiarity with cross-border payments or multi-currency environments
• Strong Excel and financial modeling skills
• High attention to detail and strong operational discipline
• Comfort operating in evolving environments; French language skills and experience with emerging markets or digital asset infrastructure (e.g., stablecoins) are a plus

Benefits and Perks

• 401k with a match!
• Medical Insurance
• Dental Insurance
• Vision Insurance
• Competitive compensation & equity – We believe in sharing success.
• Flexible PTO – We focus on impact, not tracking vacation days. We encourage a minimum of 14 days.
• In-office lunch, team events & culture

Compensation

The base pay range for this role is $130,000 – $150,000 per year.

In our commitment to fostering a diverse and inclusive workplace, we value the unique perspectives and experiences each individual brings to our team. We encourage all candidates, regardless of background, to apply. Your skills, talents, and potential contributions matter deeply to us, and we believe in creating an environment where everyone has an opportunity to thrive. We recognize that meeting every listed requirement may not always be possible, but we value passion, determination, and a willingness to learn. Your application is an opportunity for us to discover the exceptional qualities you bring.