Title Examiner - Midwest States (MN, WI, IL, MO, KS, NE)

Ardán, Inc., A Community of Companies; Naperville (IL); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Health, dental, and vision benefits

Employer-paid disability and life保险

Flexible spending accounts

401K with company match

Paid time off and holidays

Wellness resources

Job summary

Ardán in Naperville, IL, seeks a Title Examiner to abstract and examine public records, preparing title commitments and assessing risks to ensure insurable titles. You will research title plant software, explain title chains to clients, and collaborate with management to meet deadlines while maintaining productivity.

The role requires familiarity with title search software, attention to detail, and strong communication skills.

Qualifications

• Familiarity with title searching software and proper procedures.
• Experience analyzing and examining titles across multiple states is preferred.
• Ability to interpret legal descriptions and documents for insurability.

Responsibilities

• Examine title orders to determine insurability based on deeds, mortgages, liens, and related records.
• Prepare accurate title commitments in accordance with policies; prior experience required.
• Research title plant software and evaluate ownership, legal description, and title concerns.
• Explain the chain of title, exceptions, and requirements to customers and managers.
• Identify title defects and formulate curative solutions.
• Assess risks and communicate findings to management and underwriters.
• Maintain production levels and meet deadlines for options and inquiries.
• Perform other duties as assigned by management.

Skills

Effective communication

Organizational skills

Problem solving

Attention to detail

Education

High School diploma

Industry experience (4+ years)

Tools

DataTree

DATA Trace

FASTSearch

County websites

Job description

Summary:

Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate/professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions.

Essential Functions:

• Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mortgages, mechanics liens, tax liens, judgments, assessments, probates, and other matters of record.
• Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures. Prior experience preparing title commitments is mandatory for this position.
• Research respective title plant software, analyze & evaluate pertinent record documents for determination of ownership, legal description, & any conjunction to title.
• Explain the chain of title, exceptions, and requirements to customers and managers.
• Recognize title defects and formulate a curative solution.
• Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager, or underwriter, as appropriate.
• Maintain proper production levels and delivery standards on a daily basis.
• Work closely with the customer and management to meet time requirements for options, and assist with answering questions.
• Perform other duties assigned by the manager.
• Participates in special projects and miscellaneous duties as assigned by management.

Job Qualifications:

Knowledge, Skill & Ability:

• Familiarity with title searching software preferred, such as DataTree, DATA Trace, FASTSearch, County websites etc.
• Prior experience examining in the states of MN, WI, IL, MO, KS, NE.
• Knowledge of underwriting policies and guidelines for specified states.
• Knowledge of real estate law and title and escrow curative procedures.
• Effective communication skills, both verbal and written.
• Organizational skills and ability to work within established time frames.
• Ability to work in a fast-paced environment while maintaining control.
• Excellent problem-solving/critical thinking.

Education, Form Training & Experience:

• High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
• Minimum of four years of industry experience.

Reasoning Ability:

• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Physical Demands:

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell.
• The employee must frequently lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and the ability to adjust focus.

Work Environment:

• The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Ardán offers some great perks:

• Health, dental, and vision benefits.
• Employer-paid disability and life insurance.
• Flexible spending accounts.
• 401K with company match.
• Paid time off and company-paid holidays.
• Wellness resources.