Teller

Ascentra Credit Union; Muscatine (IA); On-site; USD 24,000 - 27,000; Full time

Job summary

Ascentra Credit Union in Muscatine, IA invites applications for a Teller position. The role emphasizes delivering exceptional member service, greeting members, completing transactions, resolving questions, and offering referrals to Ascentra products in a courteous, timely manner.

Responsibilities include balancing cash and daily work, processing checks, handling currency and coin, operating the ATM and night drop, and maintaining a professional image.

Qualifications

• High School diploma or equivalent.
• 1–3 years similar or related experience.
• Ability to receive and disburse funds accurately.
• Excellent communication and organizational skills.
• Professional, pleasant, and outgoing personality.
• Cash handling experience.
• Ability to perform under pressure.
• Excellent analytical skills.
• Ability to sell.
• Team player.
• Knowledge of credit union operations.
• Knowledge/ability to use various computer programs.
• Decision making skills.

Responsibilities

• Maintain and balance cash and daily work accurately.
• Complete member transactions accurately in a timely manner while providing a positive member interaction.
• Apply critical thinking skills to recognize potential fraudulent activities, take proactive measures to prevent and mitigate risks.
• Process night drop and mail payments.
• Maintain and balance ATM, cash, and coin machines.
• Balance vault daily.
• Perform opening and closing procedures of the office.
• Scan, process, and balance checks accurately.
• Provide members with information about Ascentra’s products and services.
• Attain satisfactory ratings of service referrals.
• Assist members with problems or questions and know where to refer them.
• Actively and thoughtfully communicating with their supervisor, planning their goals and development, taking accountability for their actions and striving for excellence.
• Other duties as assigned.

Skills

Cash handling

Excellent communication

Sell products/services

Team player

Attention to accuracy

Work under pressure

Accountability

Education

High School diploma or equivalent

Tools

Computer programs

Job description

Job Details

Job Location: Muscatine Branch - Muscatine, IA 52761

Education Level: High School

Salary Range: $17.56 - $19.30

Hourly Travel Percentage: None

Job Shift: Day

Job Category: Banking

JOB TITLE: TELLER

FLSA STATUS: NON-EXEMPT

REVISED DATE: 10/29/2024

REPORTS TO: ASSISTANT BRANCH MANAGER

PRIMARY FUNCTION

This position exists to provide exceptional member service by greeting members, completing transactions, solving problems, and making referrals of credit union products and services in an efficient, courteous, and timely manner. This position is responsible for handling currency, coin, and negotiable items, and projecting a professional image to the members.

PRINCIPAL DUTIES/RESPONSIBILITIES

• Maintain and balance cash and daily work accurately.
• Complete member transactions accurately in a timely manner while providing a positive member interaction.
• Apply critical thinking skills to recognize potential fraudulent activities, take proactive measures to prevent and mitigate risks.
• Process night drop and mail payments.
• Maintain and balance ATM, cash, and coin machines.
• Balance vault daily.
• Perform all opening and closing procedures of the office.
• Scan, process, and balance checks accurately.
• Provide members with information about Ascentra’s products and services.
• Attain satisfactory ratings of service referrals.
• Assist members with problems or questions and know where to refer them.
• Actively and thoughtfully communicating with their supervisor, planning their goals and development, taking accountability for their actions and striving for excellence.

GENERAL DUTIES/RESPONSIBILITIES

• Promote products and services.
• Attend all meetings as required.
• Maintain clean and professional work area and appearance.
• Maintain positive public relations and promote credit union within the community.
• Complete educational programs as required.
• Perform the following commitments of service to each and every member at all times:
  • Make a good first impression, be dressed professionally and greet people with a smile and a firm handshake.
  • Keep a smile in my voice as well as on my face.
  • Answer the telephone by the third ring.
  • Call people by name and thank them.
  • Give people my full and undivided attention; focus on the person face to face and on the telephone.
  • Take responsibility for solving the individual's problem instead of referring it to someone else.
  • Deliver on commitments of action(s) to be taken, so excuses won't be necessary.
  • Follow through on necessary action(s) to be sure the problem is solved.
  • Know that what's important is not only who or what created the problem but how the problem can be corrected.
  • Protect confidential information.
• Other duties as assigned.

Requirements of the Position

• High School diploma or equivalent.
• One to three years similar or related experience.
• Ability to receive and disburse funds in an accurate manner.
• Excellent communication and organizational skills.
• Professional, pleasant, and outgoing personality.
• Cash handling experience.
• Ability to perform under pressure.
• Excellent analytical skills.
• Ability to sell.
• Team player.
• Knowledge of credit union operations.
• Knowledge/ability to use various computer programs.
• Decision making skills.

PHYSICAL REQUIREMENTS

Light work. Exerting up to 20 pounds of force occasionally, and/or up to 10 pounds of force frequently, and/or a negligible amount of force constantly to move objects. If the use of arm and/or leg controls requires exertion of forces greater than that for sedentary work and the worker sits most of the time, the job is rated for light work.

PHYSICAL ACTIVITIES

The following physical activities will be required on a day-to-day basis: climbing, stooping, crouching, reaching, walking, pulling, fingering, feeling, hearing, balancing, kneeling, crawling, standing, pushing, lifting, grasping, talking, repetitive motions.

VISUAL/PERCEPTION ACTIVITY

Administrative, Clerical, Data Entry operators, Inspection, (work at distances close to the eyes).

WORKING CONDITIONS

The worker is not substantially exposed to adverse environmental conditions (such as in typical office or administrative work.)

HUMAN RELATION SKILLS NEEDED

The ability to communicate effectively with members, staff, and contacts outside of the credit union in a polite, courteous timely, accurate and efficient manner. Patience in dealing with a difficult member.

INTERNAL TRAINING REQUIREMENTS

Please refer to the credit union intranet for the internal training requirements for this position.

ANNUAL TRAINING REQUIREMENTS

• Compliance and Regulatory (BSA, OFAC, etc)
• Security Awareness Training
• Diversity, Ethics, Sexual Harassment, and Sensitivity