Teller

F; Defiance (OH); On-site; USD 19,000 - 26,000; Full time

Job summary

F&M Bank in Defiance, Ohio is seeking a qualified bank teller who can manage transactions, build customer relationships, and uphold security standards. The role emphasizes precision, product knowledge, and a friendly, trustworthy presence.

The position requires accuracy, strong communication, and the ability to meet referral targets as part of a collaborative team. Hours include Monday through Saturday with variable shifts to accommodate business flow.

Qualifications

• High school diploma or equivalent.
• Basic math and computer skills required.
• Cash-handling experience preferred.
• Excellent communication and time-management skills.
• Ability to pass a background check.

Responsibilities

• Process transactions: deposits, withdrawals, check cashing, transfers, loan payments, and account openings/closings.
• Identify customer needs, provide information on new products and services, and refer customers.
• Meet and exceed referral production goals set by retail leadership.
• Reconcile cash drawers at end of shift; count coins and currency; report discrepancies.
• Track, record, and store transactional information and special requests.
• Provide friendly, high-level customer service and secure handling.
• Comply with bank policy, security protocols, and regulatory requirements.
• Other duties as assigned.

Skills

Cash handling

Excellent communication

Time management

Basic math

Computer skills

Education

High school diploma or equivalent

Job description

POSITION SUMMARY:

At F&M, our bank tellers do more than handle money; they establish and nurture lasting relationships with our valued customers. We are industry leaders because people trust us to handle their financial transactions with the utmost care and attention to detail. To continue this tradition of superior service and accountability, we’re looking for a qualified bank teller to join our team. Our ideal candidate will have experience with banking processes, money management, and customer service. First and foremost, you must be trustworthy and precise. Your contribution will reinforce our reputation as a trusted bank in the community and the country.

OBJECTIVES OF THIS ROLE:

• Serve customers by managing documents, information, and financial transactions successfully and in an organized, efficient, and secure manner
• Build awareness of all products and services, and identify customer needs to capitalize on the referral opportunities
• Meet and exceed bank service standards, greeting and acknowledging each customer warmly, and making them feel welcome while complying with bank procedures and security protocols
• Work as a team with other tellers to complete daily tasks, demonstrating respect and professionalism, being prompt, and supporting management with special request as needed
• Help our customers and employees realize their best lives

RESPONSIBILITIES:

• Handle account transactions for customers, including check cashing, deposits, withdrawals, transfers, loan payments, cashier’s checks, and opening and closing accounts
• Identify customer needs, provide information on new products and services, and refer customers to branch representatives.
• Meet and exceed referral production goals as set by retail leadership.
• Reconcile cash drawers at the end of your shift, count and package coins and currency, turn in any excess or damaged currency to head teller
• Track, record, report, and store transactional information and special requests
• Provide a high level of customer service, providing answers and assistance with a smile
• Comply and satisfactorily pass tests for bank policy and regulatory compliance that apply to position.
• Other duties as assigned.

Requirements

QUALIFICATIONS:

• High school diploma or equivalent; or one to three months related experience and/or training; or equivalent combination of education and experience.
• Basic math and computer skills
• Cash-handling experience
• Excellent communication, customer service, and time-management skills
• Ability to pass a background check
• Strong dedication to accuracy and efficiency

ADDITIONAL REQUIREMENTS: Certificates and Licenses

• Valid Driver’s License

This position is scheduled to work Monday – Saturday, generally with a day off and / or occasional extended hours as needed to accommodate the flow of business.

COMPLIANCE:

• As generally applicable to F&M Bank and commensurate with these job functions, this job role includes accountabilities for following Bank policies and related procedures, as well as regulatory requirements involving federal and state laws, regulations, and related guidance.
• Compliance with Bank Secrecy Act (BSA), including accurate completion of Currency Transaction Reports (CTR) when applicable, Anti-Money Laundering Act (AML), Office of Foreign Asset Control (OFAC) and the USA PATRIOT Act. Adhere to Customer Identification, Customer Due Diligence and reporting of suspicious activities to the BSA Department.

NON-EXEMPT/HOURLY COMPETENCIES:

• Job Knowledge: Understands duties and responsibilities, possesses necessary job knowledge and technical skills, maintains job knowledge current.
• Productivity: Manages a fair workload, volunteers for additional work, prioritizes tasks, develops good work procedures, manages time well, and handles information flow.
• Attendance: Employee is expected to adhere to the attendance and break policy and communicate with your supervisor about anticipated time off or modifications to break times.