Telephone Claims Adjuster

Allstate; United States; Remote; USD 29,000 - 69,000; Full time

Benefits offered by this job

Connectivity allowance

Home office setup

Company laptop and peripherals

Job summary

National General Holdings Corp. seeks an experienced auto liability claims adjuster to investigate and settle complex losses. The role is remote and aligned with West Coast hours, serving customers across Pacific, Mountain, and Central time zones.

You will review coverage, liability, and damages, negotiate within authority, and apply policy knowledge while supporting internal partners. Strong problem-solving and decision-making skills are essential.

Qualifications

• Experience at Adjuster II level or rotation into a specialty position (Coverage, Investigation Specialist, etc.).
• Ability to review, evaluate, and negotiate injury claims when applicable.
• Strong understanding of auto insurance policies and claim processes.

Responsibilities

• Investigate and confirm facts of loss for advanced auto claims.
• Assess coverage, liability, damages and negotiate within authority.
• Recognize vehicle damage and identify potential subrogation or fraud.
• Meet customer needs with professional service and clear communication.

Skills

Case Management

Claims Administration

Claims Resolution

Claims Review

Insurance Claims Investigations

Job description

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

Responsible for investigating and confirming the facts of loss for advanced automobile accidents. Determines coverage, liability, damages and otherwise adjusts and negotiates claims within limit of authority.

We are hiring experienced auto liability claims adjusters for our West Coast team. The role is remote, but candidates should be located in either Pacific, Mountain, or Central time zones and able to work West Coast hours (8am to 5pm Pacific Time).

Every claim presents a new challenge.
This role is ideal for someone who enjoys problem-solving, analyzing information, and making confident decisions while supporting customers and internal partners.

Key Responsibilities

• Applies increased experience in the Adjuster II level or a rotation into a specialty position (Coverage, Investigation Specialist, Total Loss, Initial Handler, Extended Handler, etc.)
• For claims involving injuries (if handled), learns how to review, evaluate, and negotiate basic to moderate injury claims
• Handles investigation regarding all aspects of advanced auto claims (coverage, liability and damages) with the exercise discretion and independence within increased level of authority
• Recognizes and identifies body parts of a vehicle and understanding other potential property damage
• Identifies customer needs and works to meet those needs using appropriate customer service skills
• Determines subrogation or fraud potential and how to handle
• Applies advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

Supervisory Responsibilities

• This job does not have supervisory duties.

Skills

Case Management, Claims Administration, Claims Resolution, Claims Review, Insurance Claims Investigations

Compensation

Base compensation offered for this role is:

Adjuster Analyst III: $21.20 – $34.69/hr
Adjuster Consultant I: $26.49 – $40.99/hr
Adjuster Consultant II: $28.03 – $43.70/hr
Adjuster Sr Consultant I: $35.82 – $50.24/hr

Compensation is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click “here” for information regarding the San Francisco Fair Chance Ordinance.

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To view the “EEO Know Your Rights” poster click “here”. This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.

To view the FMLA poster, click “[here](https://urldefense.com/v3/ https:/www.dol.gov/whd/regs/compliance/posters/fml ain.pdf ;!!IIU9BLNPZ2ob!Px2f9XWyJzj2IYSNKd2yIt3iNCquNTBdKl01sufyLfNQeN2bGNbgHXw7_TJg-F4Jn0T0dUxP7CPzLzPNxYqw_mTXJA$). This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee’s terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A– (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.

Companies & Partners

Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.

Benefits

National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at [phone].

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.