Technology Risk Advisor Sr

PNC Bank NA; United States; On-site; USD 112,000 - 229,000; Full time

Job summary

PNC is seeking a Technology Risk Senior Advisor to join our team in the United States. The role focuses on fraud risk governance, control design, and risk assessment across enterprise fraud programs, reporting to senior leadership with strong collaboration across Technology and Compliance.

The candidate will drive risk-based decision-making, support audits and regulatory exams, and ensure risk outputs are defensible and well-documented.

Responsibilities

• Serve as the senior 1LOD risk professional for assigned EFO RAUs and own risk posture end to end.
• Maintain risk and control mappings across supported EFO processes with linkage between processes, risks, controls and evidence.
• Maintain accountability for control effectiveness and validation status, issue inventory, remediation progress, and audit readiness.
• Proactively identify emerging fraud risks, control weaknesses and execution gaps, driving them to resolution.
• Ensure EFO activities align with the Fraud Risk Management Program, enterprise policy and regulatory requirements.
• Assess whether processes, risks and controls satisfy FRMP requirements and document their alignment or gaps.
• Drive execution of fraud risk management activities across functions to meet regulatory expectations and risk appetite.
• Provide consultation to support implementation of risk program components.
• Design, enhance and sustain preventive and detective controls for fraud mitigation and execution.
• Perform and oversee control effectiveness assessments and remediation sustainability.

Education

University/college degree

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Technology Risk Senior Advisor within PNC's Technology Risk organization, you will be based in either Pittsburgh PA, Dallas TX, Denver CO, Strongsville OH or Phoenix AZ.

Position Summary

The Fraud Risk Advisor Sr serves as a senior First Line of Defense (1LOD) risk professional supporting the Enterprise Fraud Organization (EFO), with accountability for risk identification, control effectiveness, and governance execution across EFO's Plan, Act, React, and Adapt functions. Operating at the C5 individual contributor level, this role shapes and drives the planning and execution of fraud risk management activities and associated communication strategies. It leverages advanced subject matter expertise in fraud risk, governance, and control frameworks to identify, assess, and mitigate fraud and associated risks, and serves as an escalation point and senior subject matter expert for the business. The role partners closely with EFO function leads, Fraud Operations, Technology, Compliance, Legal, and Second Line of Defense (2LOD) Risk Management, while retaining direct 1LOD accountability for the risks and controls within assigned Risk Assessment Units (RAUs). This position carries no people-management responsibility; influence is exercised through expertise, credible challenge, and cross-functional leadership.

Key Responsibilities

• Serve as the senior 1LOD risk professional for assigned EFO-aligned RAUs, owning risk posture end to end.
• Own and maintain risk and control mappings across supported EFO processes, including linkage between processes, risks, controls, and supporting evidence.
• Maintain accountability for control effectiveness and validation status, issue inventory and remediation progress, and audit and regulatory exam readiness.
• Proactively identify emerging fraud risks, control weaknesses, and execution gaps, and drive them to resolution.
• Ensure EFO activities are executed in alignment with the Fraud Risk Management Program (FRMP), enterprise policy, procedures, and applicable regulatory requirements.
• Assess whether processes, risks, and controls satisfy FRMP requirements, and document the basis for alignment or gap determinations.
• Drive execution of fraud risk management activities across supported functions to meet regulatory expectations and align with organizational risk appetite.
• Provide consultation across the team to support implementation of risk program components.
• Design, enhance, and sustain preventive and detective controls supporting fraud mitigation, decisioning, and operational execution.
• Perform and oversee control effectiveness assessments, including evidence sufficiency, testing outcomes, and sustainability of remediation.
• Evaluate business self-assessment results and provide insight on alignment to fraud risk frameworks, standards, and control requirements.
• Identify control gaps and drive 1LOD remediation, including issue documentation, root cause analysis, and corrective action tracking.
• Lead RCSA activities for supported EFO functions, including risk identification, control assessment, rationale, and documentation.
• Maintain accurate, defensible RCSA artifacts and ensure control descriptions meet enterprise structure and evidence standards.
• Own issue lifecycle management in the 1LOD, including internally identified issues, remediation plans, and closure evidence.
• Perform issue scope assessments to determine whether root causes align to FRMP requirements and should be scoped to the program.
• Lead preparation and support for internal audits, regulatory exams, and 2LOD challenge activities.
• Provide clear, evidence-based responses to review and challenge from 2LOD Risk Management and Internal Audit.
• Contribute fraud risk insights and materials to governance forums, enterprise reporting, and regulatory deliverables.
• Ensure all outputs are fully documented, audit-ready, and defensible.
• Advance analytical methodologies used to assess fraud risks, identify trends, and support risk-informed decision‑making.
• Aggregate risk, issue, and control data into clear insights for senior leadership, distinguishing facts, assumptions, and open items.
• Foster strategic partnerships with EFO, Technology, and business partners to ensure fraud risk issues are monitored and escalated through appropriate levels of management.
• Translate technical and regulatory content into executive-ready narratives.
• Partner across EFO functions - Plan, Act, React, and Adapt to ensure consistent application of risk methodology and terminology.
• Act as a linkage point between fraud operations, technology, and risk governance.
• Mentor junior risk team members and contribute to team capability, standards, and continuous improvement.

Additional Responsibilities

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Technology Risk Management

Shapes and drives the planning and execution of the technology risk management program and associated communication strategies. Leverages advanced subject matter expertise in technology environments (including infrastructure, data, information security, MIS, and governance) and technology risk frameworks to identify, assess, and mitigate technology and associated risks. Fosters strategic partnerships with technology partners to ensure that technology and other associated risk issues are monitored and communicated through the appropriate levels of management. Drives execution of technology risk management activities to meet regulatory expectations and align with organizational risk appetite across the lines of business. Provides consultation across the team to support the implementation of risk program components. Serves as an escalation point and senior subject matter expert in technology environments (infrastructure, data, information security, MIS and governance), risk, and governance and control frameworks to proactively identify and address risk exposures. Evaluates business self-assessments and provides insight on alignment with technology risk frameworks, standards, and control requirements. Interprets security and threat intelligence within the context of current technology and control environments to assess impact and inform mitigation strategies. Advances analytical methodologies used to assess technology risks, identify trends, and support risk-informed decision-making.

PNC Employees Expectations

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Compliance Reporting, Customer Risk, Decision Making, Regulatory Requirements, Risk Assessments, Risk Control, Strategic Objectives.

Competencies

Decision Making and Critical Thinking, Industry Knowledge, Information Security Management, Internal Controls, IT Environment, Organizational Savvy and Politics, Planning and Organizing.

Education

Roles at this level typically require a university/college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry relevant experience is typically 8+ years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Pay Transparency

• Base Salary: $112,000.00 - $228,800.00 - Salaries may vary based on geographic location, market data and on individual skills, experience, and education.
• This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 10/09/2026, although it may be longer with business discretion.

Benefits

• Medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance;
• Short and long-term disability protection;
• 401(k) with PNC match, pension and stock purchase plans;
• Dependent care reimbursement account; back-up child/elder care;
• Adoption, surrogacy, and doula reimbursement;
• Educational assistance, including select programs fully paid;
• A robust wellness program with financial incentives;
• Maternity and/or parental leave;
• Up to 11 paid holidays each year;
• 9 occasional absence days each year, unless otherwise required by law;
• Between 15 to 25 vacation days each year, depending on career level;
• Years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include accommodation request in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say 'Workday' for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

About PNC

For nearly 160 years, PNC has strived to make a meaningful impact for our employees, customers, communities, and shareholders. We believe our success and positive reputation are built on open and honest dialogue, an unwavering focus on smart risk management, relationship-based customer service and community investments. Our inclusive workplace allows our employees to be heard, valued, and developed to do their best work. Being a great place to work means we are making a lasting difference for everyone we serve.

Join PNC

Check out the top reasons to join PNC. PNC's total rewards package includes things like time off, benefits, learning and career development, wellness programs, recognition and much more. The benefits and programs highlighted below are just a sampling of what PNC offers its employees. To learn more, visit our Total Rewards page.