Technology Architect (AI & Data)

U.S. Bank; San Francisco (CA); Hybrid; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare (medical,dental,vision)

Life insurance

Disability insurance

Parental leave

401(k) and retirement plan

Paid vacation

11 paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank seeks a Technology Architect to lead end-to-end solution designs across core banking, data and AI capabilities. You will translate business needs into scalable, integrated designs and align with architecture standards while collaborating with product, engineering and enterprise teams.

Required 10+ years in software architecture, with hands-on experience in AI-powered solutions and cloud-native data platforms. This hybrid role expects on-site presence at a U.S.

Qualifications

• Bachelor’s degree or equivalent work experience.
• At least 10 years experience with developing and implementing applications.
• At least 10 years experience with the concepts, philosophies and tools behind the design of applications, information and underlying information technologies.

Responsibilities

• Lead end-to-end solution design, defining architecture across core banking systems, data, and AI capabilities.
• Translate business requirements into clear, scalable, and integrated solution designs, avoiding siloed implementations.
• Collaborate with product owners, engineering teams, and enterprise architects to ensure alignment with architecture standards and frameworks.
• Design scalable Batch and Real-time data pipelines for ingestion, transformation, and streaming across Data lakes and OLTPs.
• Define and drive non-functional requirements (NFRs), including resiliency, performance, scalability, and failure handling.
• Develop reference architectures, reusable patterns, and blueprints, and validate designs early through hands-on engagement.
• Drive automation architecture across build, testing, deployment, infrastructure, monitoring, and operations.
• Evaluate technologies and vendor solutions, ensuring alignment with enterprise platforms and strategic direction.
• Maintain a forward-looking architectural view, identifying dependencies, risks, and integration complexity early in the lifecycle.
• Collaborate with engineering, security, compliance, and product teams to ensure designs meet regulatory, risk, and performance requirements typical of a banking environment.
• Identify technical debt and architectural risks across the portfolio and propose remediation or modernization plans.

Skills

Solution Architecture

Enterprise Architecture

Distributed Systems

AI-powered solutions

LLMs / Generative AI

APIs & event-driven

Cloud-native design

Data pipelines

Non-functional requirements

ADR / architecture docs

Stakeholder management

Education

Bachelor's degree or equivalent

Tools

None

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

U.S. Bank is seeking a Technology Architect with strategic and influencing experience to contribute toward the success of our technology initiatives. Researches, models, and integrates business and technology architectures to align with business strategy, goals and objectives. Develops enterprise-wide conceptual technology architectures. Creates architectural principles to support business goals. Consults with business line managers and IT professionals to develop IT frameworks that support business applications. Understands and models key business capabilities, processes, relationships, and impact of technology on business goals. Formulates conceptual architectures and communicates architectural vision, goals and design objectives to multiple audiences. Develops technology strategies and roadmaps to deliver strategic business capabilities. Evaluates usefulness and makes recommendations regarding selected technologies. Participates in developing the IT vision and strategy. Consults with IT and business management regarding use of specific technologies and associated services. Identifies risks associated with current or new technology use.

Successful applicants will exemplify US Bank’s ethical principles of uncompromising integrity, respect for others, accountability for decisions and actions, and good citizenship.

Key Responsibilities

• Leadend-to-end solution design, defining architecture across core banking systems, data, and AI capabilities.

• Translate business requirements intoclear, scalable, and integrated solution designs, avoiding siloed implementations.

• Collaborate with product owners, engineering teams, and enterprise architects to ensurealignment with architecture standards and frameworks.

• Design scalable Batch and Real-time data pipelines for ingestion, transformation, and streaming across Data lakes and OLTPs.

• Define and drivenon-functional requirements (NFRs), including resiliency, performance, scalability, and failure handling.

• Developreference architectures, reusable patterns, and blueprints, and validate designs early through hands-on engagement.

• Drive automation architecture across build, testing, deployment, infrastructure, monitoring, and operations.

• Evaluate technologies and vendor solutions, ensuring alignment withenterprise platforms and strategic direction.

• Maintain aforward-looking architectural view, identifying dependencies, risks, and integration complexity early in the lifecycle.

• Collaborate with engineering, security, compliance, and product teams to ensure designs meet regulatory, risk, and performance requirements typical of a banking environment.

• Identify technical debt and architectural risks across the portfolio and propose remediation or modernization plans.

Basic Qualifications

• Bachelor’s degree or equivalent work experience

• At least 10 years experience with developing and implementing applications.

• At least 10 years experience with the concepts, philosophies and tools behind the design of applications, information and underlying information technologies.

Preferred Skills/Experience

• Solution Architecture, Enterprise Architecture, and Distributed Systems Design within complex enterprise environments.

• Hands-on experience designing and implementing AI-powered solutions, including LLMs, AI Agents, RAG architectures, Copilots, and Generative AI platforms.

• Deep knowledge of API-driven architectures, event-driven systems, messaging platforms, microservices, and cloud-native design principles.

• Experience designing batch and real-time data pipelines, data products, analytics platforms, and modern data architectures.

• Strong understanding of data governance, data quality, metadata management, lineage, privacy controls, and access management.

• Expertise defining non-functional requirements (NFRs) including resiliency, availability, scalability, security, monitoring, and operational excellence.

• Proven ability to create solution design documents, architecture decision records (ADRs), system integration diagrams, and data flow models.

• Excellent communication and stakeholder management skills with the ability to influence engineering teams, product leaders, and executive stakeholders on architecture decisions and trade-offs.

Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.