Technical Lead - Payments

TCC Toyota Motor Credit Corporation Company; Plano (TX); On-site; USD 150,000 - 210,000; Full time

Benefits offered by this job

Health care and wellness plans

Tuition reimbursement

Team Member Vehicle Purchase Discount

Toyota Team Member Lease Vehicle

Toyota 401(k) with company match

Paid holidays and PTO

Relocation assistance

Job summary

Toyota Financial Services is seeking a Technical Lead-Payments in Plano, TX to drive design and delivery of scalable, cloud-native payment systems. You will mentor engineers, collaborate with architects, and own critical components to ensure performance and reliability.

The role requires deep experience with Java, Spring Boot, NodeJS, REST APIs, microservices, and cloud platforms, plus a willingness to lead in a fast-paced Agile environment.

Qualifications

• 10+ years of professional software development experience.
• Strong Java, Spring Boot, Node.js, REST API expertise.
• Experience delivering cloud-native applications on AWS or other cloud platforms.

Responsibilities

• Design and develop scalable applications using Java, Spring Boot, and cloud-native tech.
• Mentor engineers and influence architecture in an Agile setting.
• Collaborate with enterprise architects and stakeholders to align solutions with business priorities.
• Own critical components to improve performance, reliability, and maintainability.
• Lead CI/CD, testing, and cloud infrastructure practices to ensure quality and scalability.
• Provide technical leadership through code reviews and mentorship.

Skills

Java

Spring Boot

Node.js

REST API

Real-time streaming

Microservices

Cloud-native

AWS

DDD

Event-driven

Kubernetes

CI/CD

Monitoring

Kafka

LLM workflows

Tools

Jenkins

GitHub Actions

Prometheus

Grafana

Datadog

CloudWatch

Job description

Overview

Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best‑in‑class customer experience in an innovative, collaborative environment.

Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, ‘job flexibility benefits’ [also known as I-140 or Adjustment of Status portability], etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

This position is based out of Plano, TX.

Who we’re looking for

At TFS, we’re embarking on a technology transformation journey, creating next generation of products and platforms. These products enable TFS to provide a best-in-class experience to our customers and partners and position us to rapidly scale to realize our vision of mobility for all by enabling freedom of movement for everyone. We’re looking for a Technical Lead-Payments , who brings deep technical expertise, a strong sense of ownership, and a track record of driving meaningful outcomes.

What you’ll be doing

You’ll partner closely with enterprise architects and stakeholders in a fast-moving Agile environment, navigating ambiguity with confidence and clarity. From building core features to mentoring engineers and influencing architecture, you’ll be directly involved in the systems that matter most.

• Design and develop scalable applications usingJava,Spring Boot, and cloud-native technologies.
• Implement complex architecture in collaboration withenterprise architects, contributing actively to development efforts.
• Work withstakeholders in Agile environmentsto align technical solutions with business priorities.
• Bring structure toambiguous requirementsthrough sound engineering judgment and initiative.
• Own critical components, driving performance, reliability, and long-term maintainability.
• Mentor junior engineersand elevate team standards through code reviews and technical leadership.
• Uphold best practices in testing, CI/CD, and cloud infrastructure, ensuring quality and scalability.

What you bring

• 10+ years of professional software development experience.
• Proven experience in software development with a solid technical foundation with relevant experience in Java, Spring boot, NodeJS, REST API, Real time streaming architectures, microservices architecture patterns.
• Proven experience deliveringcloud-nativeapplications onAWSor other major cloud platforms.
• Familiarity withDomain-Driven Design (DDD)andevent-driven architecturein real-world systems.
• Solid background inmicroservicesandREST APIs.
• Proficiency withCI/CD pipelines(e.g., Jenkins, GitHub Actions),version control, and DevOps tooling.
• Experience withrelational and NoSQL databasessuch asPostgreSQL,MySQL, orDocument DB.
• Hands‑on knowledge ofKubernetes, containerization, and deployment automation.
• Familiarity withmonitoring and observability toolslikePrometheus,Grafana,Datadog, orCloudWatch.
• Full ownership mindset-writing, testing, and validating your own code to ensure quality and reliability.
• Strong collaboration and communication skills, with experience working across architecture, engineering, and product teams.
• Added bonus if you have Experience working inFinTechor other highly regulated, enterprise-scale environments.
• Exposure toLLM workflows or integrating ML models into production systems.
• Familiarity withscalable messaging platformssuch asKafkaor other streaming technologies.

What we bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities.

• A work environment built on teamwork, flexibility, and respect.
• Professional growth and development programs to help advance your career, as well as tuition reimbursement.
• Team Member Vehicle Purchase Discount Toyota Team Member Lease Vehicle Program (if applicable)
• Comprehensive health care and wellness plans for your entire family.
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute (if applicable)
• Paid holidays and paid time off.
• Referral services related to prenatal services, adoption, childcare, schools, and more.
• Tax-Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA).
• Relocation assistance (if applicable).

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to [e-mail]. At Toyota, we don’t just have a vision, but a group of talented, dedicated people who work hard every day to turn that vision into reality.

Career Possibilities

Toyota is a place for people who dream big and are determined to make those dreams a reality. We encourage innovation and look for people who will challenge the status quo in order to make the world a better place. We thrive on teamwork and collaboration and know diverse backgrounds, experiences and perspectives are not only the right thing for our people, they are a business imperative. Together, we’re empowered to forge our own paths - to be agile, curious and embrace a growth mindset and immerse ourselves in situations to gain new perspectives and to inspire bold, innovative ways of thinking and working. Our success as a company is directly tied to our team members’ success, and our collective ability to give back to society through an unwavering commitment to delight our customers and make people’s lives better. If you want to be part of the next-generation of innovations that help keep the world moving, then join us. And let’s start our impossible, together.