Tech Lead Manager, Lending

Chime; Chicago (IL); Hybride; USD 199 000 - 275 000; Plein temps

Avantages offerts par ce poste

Bonus

Competitive equity

Benefits

Four days in office

Résumé du poste

Chime is seeking a technical leader for the Lending org to own the squad’s architecture and code quality while mentoring engineers and driving AI-enabled development practices.

You will partner with Product, Design, and Data leaders to scope quarterly work, hire 3–5 engineers, and influence technical decisions. The role emphasizes ownership, velocity, and delivering high-quality financial platforms.

Qualifications

• Direct experience in lending, payments, or regulated financial systems.
• Proven experience managing engineers (1:1s, coaching, performance review).
• Experience hiring and building high-performing teams.

Responsabilités

• Own technical direction and architecture for the squad.
• Lead code reviews, design discussions, and planning with team support.
• Identify tech debt and promote sustainable engineering practices.

Connaissances

Lending experience

People management

Hiring and staffing

AI tooling adoption

Technical leadership

Outils

AI coding tools

Description du poste

About the role

the company serves millions of members on a mission to help them unlock financial progress. the company’s Lending org builds the products and platforms that give members access to fair, transparent credit and liquidity when they need it most, from Earned Wage Access through MyPay, to flexible overdraft with SpotMe, to longer-term Instant Loans, and the platforms that power credit decisions, funding, repayments, and servicing behind the scenes.

We operate some of the company’s most consequential systems. Our teams build real-time money movement and decisioning infrastructure at scale, including underwriting and eligibility, ledgering and reconciliation, capital markets workflows, repayment systems, and financial transactions that must be correct, resilient, and auditable.

Whythisrole

• A meaningful problem. Helping engaged members get more value over time is one of the highest-leverage things we can do for members and for the business.

• Real ownership. This is a newer team with clear executive support and meaningful surface area. You'll have room to shape both the technical direction and the team itself.

• Strong cross-functional partners. You'll work day-to-day with senior Product, Analytics, Marketing, Design, and Data leaders who are deep in the problem.

• A team to build. You'll hire, coach, and grow a group of engineers, and define the culture as it scales.

The base salary offered for this role and level of experience will begin at $199,000.00 and up to $275,000.00 Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Author and ship scoped, incremental features hands-on

• Own the squad's technical direction, architecture, and code quality — leading technical design discussions, code reviews, and technical planning, with support from the team and Tech Leads

• Identify technical debt and advocate for sustainable engineering practices as an active, ongoing codebase contributor

• Provide full people management for 3–5 direct reports, including 1:1s, career coaching, performance feedback, and promotion decisions

• Drive hiring and staffing for the squad, building an inclusive, high-performing team and owning its health and engagement, with support from the Director of the area

• Mentor product engineers on technical and product growth, modeling ownership and craft

• Build a path for engineers on the squad toward Staff Engineer or a future TLM role

• Partner with Product and Design on sprint scope and delivery commitments, surfacing technical dependencies and capacity needs into quarterly planning

To thrive in this role, you

• Have direct experience in lending, payments, or other regulated financial/transactional systems

• Have managed engineers directly with full people-management ownership (1:1s, career coaching, performance feedback, promotion decisions, hiring) for a small team, while staying hands-on technically yourself

• Use AI coding tools and workflows as a core part of how you build and lead, with a track record of introducing AI-driven practices that measurably improved a team's velocity

• Can tie-break technical disagreements and make speed-vs-durability calls under real delivery pressure, while partnering closely with a PM and Design on scope, dependencies, and quarterly planning

• Have a bias toward ownership and action over process, and are comfortable being the one person accountable for both what ships and how the team is doing

• You hold a high quality bar through design and code review rather than delegating it entirely

#LI-Onsite #LI-AC2

A little about us

At the company, we believe that everyone can achieve financial progress. We created the company—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*the company is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.

• Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.

• Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.

• Generous vacation policy and company-wide paid days off