SVP Commercial Banking

Peoples Bank; Lexington (KY); On-site; USD 90,000 - 130,000; Full time

Job summary

Peoples Bank in Lexington, KY seeks a seasoned commercial banking professional to grow the loan portfolio and deepen client relationships within segment guidelines. You will cross-sell bank products to meet profitability standards while delivering excellent service.

You will work to expand the bank's community presence, manage a portfolio of commercial loans and deposits, and collaborate with senior management to achieve growth and profitability goals.

Qualifications

• Bachelor’s Degree or equivalent business development experience.
• 5+ years’ experience in commercial banking.
• Detailed knowledge of financial statement and cash flow analysis.
• Demonstrated analytical and negotiation skills.
• Proficiency with Microsoft Office software.
• Ability to travel.
• Active in professional or community organizations.
• Strong oral and written communication.

Responsibilities

• Increases commercial portfolio profitability by developing new business relationships and retaining existing client base.
• Conducts meetings and participates in professional, charitable or community organizations to generate new clients and secure existing business relationships.
• Provides the highest levels of service to clients and prospects, and uses CRM to track activity weekly.
• Manages assigned commercial loan and deposit portfolio to maintain high quality.
• Completes loan documentation and ensures compliance and cross-sell of partner products.

Skills

Financial statement analysis

Cash flow analysis

Negotiation skills

Oral and written communication

Team player

Education

Bachelor’s Degree or equivalent business development experience

Tools

Microsoft Office

Job description

Build Your Future Here:
Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals.

Build Your Future Here:
Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals.
Peoples Bank is one of the largest 150 banks in the United States with 130 full‑service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation has donated over $8 million to local organizations since its inception in 2003.
We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank and work:

• American Banker Best Banks to Work For in 2021, 2022, 2023, 2024 and 2025
• Top Workplaces USA national award in 2022, 2023, 2024, 2025 and 2026
• Newsweek’s America's Greatest Workplaces 2024, 2025 and 2026
• Forbes America’s Best Banks 2024 and 2025
• Forbes Best-in-State Banks 2020, 2021. 2025 and 2026
• TIME’s America's Growth Leaders 2026 award winner
  

At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs such as student loan and tuition paydown/reimbursement, paid vacation, and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/
Our associates are each accountable for living the culture and values of the organization. This includes ensuring actions and behaviors create a positive and collaborative work environment, always acting with integrity and professionalism and providing extraordinary customer service. Our goal is for you to be successful; to that end being reliable in terms of ensuring you are at work on time and work your schedule as well as actively pursuing your performance objectives, will be fundamental in your contributing to the teams' success as well as the organization.

Job Purpose: This position is responsible for enhancing Bank profitability by developing new commercial loan relationships within segment guidelines and maintaining existing business relationships which meet the Bank's profitability standards. This associate must execute an individual plan and utilize well defined tactics to develop new client business while providing quality service to existing clients meeting credit and profitability standards. Will be responsible for cross‑selling company products/services and providing referrals to partners to foster and build a relationship that best fits the needs of the client.

Job Duties:

• Increases commercial portfolio profitability by developing new business relationships and retaining existing client base. Focuses on activities which will result in improved profitability of account, client and relationships within the portfolio.
• Increases commercial portfolio profitability by developing new business relationships and retaining existing client base. Focuses on activities which will result in improved profitability of account, client and relationships within the portfolio.
• Conduct on‑on‑one meetings, actively participate in professional, charitable and community organizations, and attend events that can generate new clients and assist in securing existing business relationships.
• Provides the highest levels of service to clients and prospects. Develops and implements a service plan which recognizes the A, B or C status of the client prospect. Introduces senior bank management to all relationships. Actively uses and updates the CRM system with all detail contact information, calling activity, referrals, etc. on a weekly basis.
• Manages assigned commercial loan and deposit portfolio to ensure high quality is maintained.
• Completes and executes criticized asset plans.
• Must adhere to Peoples Bank policies/procedures.
• Renews all lines of credit prior to expiration date.
• Eliminates non‑banker initiated downgrades.
• Achieves highest levels of ongoing portfolio management.
• Will be responsible for ensuring loan documentation exceptions are to be cleared within 90 days.
• Recognize needs based sales and sales referral opportunities. Learn features and benefits of partner products and services. Proactively seeks to deepen client relationship by identifying opportunities for cross sell. Refer colleagues to clients with the goal of demonstrating Peoples Bancorp’s additional capabilities and offerings in commercial banking, premium financing, leasing, insurance and retirement solutions.
• Will perform special projects as assigned.

Education, Job Skills and Qualifications:

• Bachelor’s Degree or equivalent business development experience.
• 5+ years’ experience in commercial banking.
• Detailed knowledge of financial statement and cash flow analysis.
• Demonstrated analytical skills.
• Highly effective oral and written skills.
• Highly effective negotiation skills.
• Proficiency with Microsoft Office software.
• Active in professional, charitable or community organizations in the community.
• Travel required.
• Team player.

Basic Qualifications:

• Bachelor’s Degree or equivalent business development experience.
• 5+ years experiencing in commercial banking.
• Travel required.

Equal Opportunity Employer M/F/Disabled/Vet; If you are unable to complete this application due to a disability, contact [e-mail] to ask for an accommodation, alternative application process, or other inquiries.