Supervisor Commercial Loan Processing

Hvcu; City of Poughkeepsie (NY); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Base & Variable Pay Structures

Paid Personal, Holiday & Volunteer 時間

Professional Development & Training

Student Loan Repayment & Tuition Reimb

Medical, Dental & Vision Coverage

401(k) With Employer Match & Non-Elect

Life, Short-term & Long-term Disabilit

Discounted Loan Rates & Fees

Job summary

Hudson Valley Credit Union seeks a Supervisor, Commercial Loan Processing to oversee daily operations for CRE, construction, C&I, and SBA loan processing and administration. You will guide staff from approval through closing, ensuring accurate, efficient processing in line with credit approvals and policy.

Responsibilities include pipeline management, assigning workloads, coordinating with Relationship Managers and legal counsel, and ensuring timely closings.

Qualifications

• Bachelor’s Degree or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience required.
• Minimum 5 years Direct commercial loan processing/closing experience to include commercial real estate and Commercial and Industrial (C&I) credits required
• Commercial construction experience is a plus.
• Minimum 2 years Supervisory or leadership experience preferred.

Responsibilities

• Supervise the processing and administration of commercial loans, to include commercial real estate mortgages, commercial construction loans and SBA loan requests.
• Oversee the commercial loan pipeline and monthly pipeline meetings to ensure timely processing and closing of approved commercial loan requests.
• Assign approved loans to Commercial Loan Processors based on workload, experience, transaction complexity and closing requirements.
• Oversee completion of required due diligence as well as the preparation of post approval documentation, including commitment letters, loan documentation, and checklists to ensure accuracy and completeness.
• Coordinate with Commercial Relationship Managers, Portfolio Managers, vendors, and legal counsel to ensure approved loans are closed efficiently and accurately, and that all closing conditions are met.
• Partner with Commercial Loan Servicing to ensure commercial loans are booked accurately and timely. Resolve documentation or closing issues as needed.
• Provide supervision, coaching, training, development, and performance evaluations of staff. Handle all human resource needs of their team. Measure and coach staff regarding productivity and goals.
• Assist with compliance and internal audits, external audit, and exam, as needed.
• Ensure commercial processing procedures are accurate, comprehensive, and regularly updated, as well as being in compliance with NCUA Regulations.
• Provide coverage for the Manager of Commercial Lending during their absence.
• Be a resource to the Commercial Lending Origination staff, Commercial Loan Servicing, Member Debt Solutions, Quality Control, Branches, and members.
• Oversee and/or prepare necessary department reports such as HMDA, ensuring accuracy and timely completion.
• Achieve goals assigned to the Supervisor, Commercial Loan Processing as part of the department’s annual operating plan. To include initiating and implementing process improvements to enhance member experience and increase department efficiency.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
• Responsible for regular and predictable attendance including punctuality.

Skills

Supervisory experience

Commercial loan processing

Communication skills

Education

Bachelor’s Degree or equivalent experience

Job description

Hudson Valley Credit Union is currently recruiting for a Supervisor Commercial Loan Processing. Primary function: Oversee daily operations and staff responsible for commercial loan processing and administration, including commercial real estate mortgages, commercial construction loans, commercial and industrial (C&I) loans, and SBA loan requests. Supervise the commercial loan process from approval through closing to ensure loans are processed accurately, efficiently, and in accordance with credit approvals, Credit Union policies and procedures, and regulatory requirements.

Responsibilities

• Supervise the processing and administration of commercial loans, to include commercial real estate mortgages, commercial construction loans, commercial and industrial (C&I) loans and SBA loan requests.
• Oversee the commercial loan pipeline and monthly pipeline meetings to ensure timely processing and closing of approved commercial loan requests.
• Assign approved loans to Commercial Loan Processors based on workload, experience, transaction complexity and closing requirements. Closely monitor workflow, adjusting as needed to meet member needs while adhering to Credit Union policy and procedures.
• Oversee completion of required due diligence as well as the preparation of post approval documentation, including commitment letters, loan documentation, and checklists to ensure accuracy and completeness.
• Coordinate with Commercial Relationship Managers, Portfolio Managers, vendors, and legal counsel to ensure approved loans are closed efficiently and accurately, and that all closing conditions are met.
• Partner with Commercial Loan Servicing to ensure commercial loans are booked accurately and timely. Resolve documentation or closing issues as needed.
• Provide supervision, coaching, training, development, and performance evaluations of staff. Handle all human resource needs of their team. Measure and coach staff regarding productivity and goals. Conduct regular meetings, one-on-one meetings, and training sessions. Ensure the commercial processing team possesses a high level of individual accountability for delivering results within attainable deadlines. Interview and hire staff as needed.
• Assist with compliance and internal audits, external audit, and exam, as needed.
• Ensure commercial processing procedures are accurate, comprehensive, and regularly updated, as well as being in compliance with NCUA Regulations.
• Provide coverage for the Manager of Commercial Lending during their absence.
• Be a resource to the Commercial Lending Origination staff, Commercial Loan Servicing, Member Debt Solutions, Quality Control, Branches, and members.
• Oversee and/or prepare necessary department reports such as HMDA, ensuring accuracy and timely completion.
• Achieve goals assigned to the Supervisor, Commercial Loan Processing as part of the department’s annual operating plan. To include initiating and implementing process improvements to enhance member experience and increase department efficiency.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
• Responsible for regular and predictable attendance including punctuality.

Qualifications

• Bachelor’s Degree or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience required.
• Minimum 5 years Direct commercial loan processing/closing experience to include commercial real estate and Commercial and Industrial (C&I) credits required
• Commercial construction experience is a plus.
• Minimum 2 years Supervisory or leadership experiencepreferred.

Why Choose HVCU?

Join a team where your growth matters. At Hudson Valley Credit Union, we offer a supportive, community-focused culture, competitive benefits, and opportunities to grow your career while making a meaningful impact. Come be part of a Great Place to Work!

Employee Perks:

• Base & Variable Pay Structures
• Paid Personal, Holiday & Volunteer Time Off
• Professional Development & Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental & Vision Coverage
• 401(k) With Employer Match & Non-Elective Employer Contribution
• Life, Short-term & Long-term Disability Insurance
• Discounted Loan Rates & Fees

Hudson Valley Federal Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.