Summer 2027 Personal Lines Underwriting Intern

Nationwide Mutual Insurance Company; Des Moines (IA); On-site; USD 32,000 - 69,000; Part time

Job summary

Nationwide Mutual Insurance Company in Des Moines, IA, invites applicants for a Personal Lines Underwriting Intern position. The internship spans 12 weeks, focusing on underwriting analysis, risk assessment, and customer service within a highly collaborative team.

As an intern, you will learn how underwriters drive growth, contribute to portfolio decisions, and gain exposure to the Personal Lines business. High emphasis on communication, teamwork, and professional development throughout the

Qualifications

• Pursuit of a Bachelor's degree in Business Management, Finance, Risk Management, Insurance, or related field.
• Sophomore or junior year preferred.
• Involvement in student activities or prior work experience.
• Ability to assess risk and make decisions.

Responsibilities

• Learn underwriting processes and identify trends for profitable growth.
• Deliver outstanding customer service to agency partners and customers.
• Assist with portfolio underwriting and support daily underwriting tasks.

Skills

Relationship building

Prioritization

Team-based work

Written & verbal communication

Underwriting software basics

Education

Bachelor's degree in Business Management, Finance, Risk Management, Insurance, or related field

Job description

If you're passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide, "on your side" goes beyond just words. Our customers and partners are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care.

Job Description Summary

Nationwide is a leader in the insurance and financial services industry in America. We are a Fortune 100 company with a mission to protect people, businesses and futures with extraordinary care. The Nationwide summer internship program is designed to empower you, allowing you to forge a strong foundation for your career. Over the course of 12 weeks, Nationwide interns take part in key business assignments that make a difference, all while enhancing their leadership competencies. As a Nationwide intern, you'll enjoy everything that makes us great. From professional development sessions and networking events to collaborations with company leaders, your internship will take on a meaningful journey through the Nationwide experience. Our award-winning culture will ensure you feel welcomed, challenged and encouraged every step of the way!

Job Description

Are you our next Personal Lines Underwriting Intern?

About Our Personal Lines Field Underwriting Team Success on our team requires a blend of skills in building relationships, curiosity and providing solutions. Each account we work on is interesting and challenging. Satisfaction comes from reviewing risks and finding solutions that provide the best coverage and give our agency partners a way to differentiate themselves from the competition.

Do you love being part of a highly collaborative team? Do you have the ability to communicate effectively to build strong relationships? Do you love to learn new things every day? Do you want to learn more about how successful a career in insurance can be? If so, and if you'd thrive in a fast-paced environment where your professional growth and development is both encouraged and supported, we want to know more about you!

As a Personal Lines Underwriting Intern, you'll learn more about the critical role an underwriter plays in driving profitable growth and retention for our business. We'll count on you to promote and provide outstanding customer service and be responsible for assisting with portfolio underwriting. Two interns will be accepted with placement in Personal Lines Field Underwriting.

A day in the life of a Personal Lines Underwriting Intern might include:

• Completes training necessary to understand the underwriting process Adheres to high standards of professional conduct Learn more about performing underwriting analysis and identify business trends and opportunities for profitable growth Builds knowledge of: Personal Lines policies to assess the total risk proposition and alternatives for acceptability within best practices.
• Delivers an outstanding customer service experience to all internal, external, current and prospective Nationwide customers.
• May perform other responsibilities as assigned.

Complete a capstone project: Identify an opportunity area within the Underwriting function, develop a solution to address the opportunity and present the proposal to Personal Lines leadership team for consideration.

About You

A successful Personal Lines Underwriting Intern at Nationwide has:

• Education Pursuit of a Bachelor's degree in Business Management, Finance, Risk Management, Insurance, or related field
• Completion of sophomore or junior year is preferred
• Involvement in student activities and/or some work experience
• Skills/Competencies Ability to acquire skills necessary to make decisions and find a resolution in assessing the risk.
• Ability to effectively prioritize work.
• Ability to work in a fast-paced and team-based environment.
• Written and verbal communication skills for contact and/or consultation with agency partners, sales, claims professionals, and other internal teams.
• Ability to efficiently operate personal computer and software for underwriting-related and other business applications.

Nationwide does not participate in the Stem OPT Extension program. At its sole discretion, Nationwide determines whether to offer sponsorship for qualifying positions based on business need and budget. However, it is not usually available for entry level roles.

Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.

Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. The national hourly pay range for Nationwide Internships is: $23 - $50

At Nationwide, we find purpose in protecting people, businesses and futures with extraordinary care - and we've been doing that since 1926. Our financial strength and caring culture extend beyond our associates into the communities we serve. You really can feel the difference at Nationwide, which is why we continue to be named one of the Fortune 100 Best Companies To Work For. Check out why others think we're a great place to work, too, and let us know - can you see yourself at Nationwide?

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.