Structured Lending Analyst

synovuscareers; Atlanta (GA); On-site; USD 85,000 - 110,000; Full time

Job summary

Pinnacle in Atlanta, GA is seeking a Structured Lending Analyst in Specialty Finance to assist with financial review and portfolio monitoring across Asset Based Lending, Structured Finance, and G1.

Responsibilities include creating monthly reports, underwriting support, and monitoring borrower performance, analyzing financial statements, and ensuring covenants compliance within a collaborative banking environment.

Qualifications

• May sit for long periods of time.
• Talk and hear regularly.
• Travel required less than 10% of the time.

Responsibilities

• Assist with creating, generating and maintaining monthly reports needed to manage the portfolio and run the business.
• Assist with new business underwriting, gathering information, performing data analysis, approval formation, and modification preparation.
• Assist with portfolio monitoring and may participate in client discussions.
• Develop understanding of borrower performance based on financial data and trends and communicate issues to management.
• Review and evaluate financial and collateral performance and verify compliance with covenants and reporting.
• Monitor compliance with legal aspects of borrower's relationship with the Bank.
• Raise and report known or suspected violations to the Firm authority.
• Perform other related duties as required.

Skills

Sitting for long periods

Communication skills

Travel readiness

Financial data analysis

Education

Bachelor's degree in Business Administration, Finance, Accounting, or related field

Job description

Job Summary

The Structured Lending Analyst in Specialty Finance assists with the financial review and portfolio monitoring functions of the Specialty Finance departments, which include Asset Based Lending, Structured Finance, and G1.

Job Duties and Responsibilities

• Assists management with creating, generating and maintaining monthly reports needed to manage the portfolio and run the overall business.
• Assist with new business underwriting, gathering information, performing data analysis, approval formation, and modification preparation.
• Assists with portfolio monitoring and may participate in client discussions.
• Develops a comprehensive understanding of borrower's performance based on the review and analysis of financial data and trends to proactively address any needs or issues the borrower may have, and communicates these issues to management.
• Reviews and evaluates financial and collateral performance, including spreading and analyzing financial statements and budgets, reviewing collateral trends, and verifying borrower compliance with all financial covenants and required reporting.
• Monitors compliance with legal aspects of a borrower's relationship with the Bank
• Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Firm authority in a timely fashion.
• Performs other related duties as required.

The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job

Pinnacle is an Equal Opportunity Employer committed to fostering an inclusive work environment.

Minimum Education

Bachelor's degree in Business Administration, Finance, Accounting, or related field or an equivalent combination of education and experience.

Minimum Experience

Three years of commercial lending experience as an Team Member Commercial Banker or Commercial Banker or a similar job with an emphasis on commercial lending. Regular office environment;

Required Knowledge, Skills & Abilities

• May sit for long periods of time;
• Talk and hear regularly;
• Up to 10 pounds weight lifting/force exertion required;
• Weight/force exertion required less than 25% of the time;
• Travel required less than 10% of the time