Structured Finance - Structured Credit Alternative Products, Associate Director - New York

Fitch Group; New York (NY); On-site; USD 110,000 - 145,000; Full time

Benefits offered by this job

Hybrid work environment

Training and leadership development

Health and well-being programs

Parental leave policies

Job summary

Fitch Ratings is seeking an Associate Director in New York for its Structured Credit Alternative Products team. The role involves analyzing credit transactions, guiding proposals, and enhancing rating criteria in a hybrid work environment.

Candidates should possess a degree in a quantitative field and at least 4 years of experience in structured finance. The position offers competitive pay, health benefits, and a collaborative, inclusive culture.

Qualifications

• Minimum 4 years of experience in financial industry, especially in Structured Credit or Finance.
• Ability to present analytical views to committees and defend credit assessments.

Responsibilities

• Analyze credit, legal, and structural elements of transaction proposals.
• Act as analyst for transaction ratings in a dynamic sector.
• Lead or support sector trend research and reporting projects.

Skills

Analytical thinking

Attention to detail

Communication skills

Proficiency in Microsoft Office

Education

Bachelor’s or Master’s degree in finance, accounting, or economics

Tools

Programming languages

Job description

Structured Finance - Structured Credit Alternative Products, Associate Director - New York

Location: New York, NY, US

Fitch Ratings is one of the world’s leading credit rating agencies, providing essential credit analysis, ratings, research, and commentary to financial markets. In its Structured Credit Alternative Products group, the Associate Director will focus on new transaction proposals that incorporate securitization principals of rated note feeders, synthetic risk transfers, structured credit loan facilities, CLO lite structures, and other private credit transactions backed by debt.

About the Team:

• A collaborative, team-oriented environment with strong communication skills essential.
• Opportunity to be a lead coverage analyst at a global rating agency.
• Role aids debt capital markets in making informed decisions through timely, insightful and forward‑looking rating actions and research.

How You’ll Make an Impact:

• Analyze critical credit, legal and structural elements of transaction proposals.
• Act as primary or secondary analyst for transaction ratings in a dynamic sector, forming analytical views, presenting them to rating committees and defending credit views with issuers and investors.
• Contribute to rating criteria development, recommending improvements to strengthen analysis and iteratively refine existing frameworks.
• Lead or support sector trend research reports and projects.

You May be a Good Fit if:

• Bachelor’s or Master’s degree in a quantitative discipline such as finance, accounting, or economics.
• At least 4 years of experience in the financial industry, preferably in Structured Credit, Structured Finance, Fund Finance or Corporate Direct Lending.
• Strong analytical thinking, intellectual curiosity and attention to detail.
• High level of personal responsibility, initiative and self‑management.
• Proficiency with Microsoft Office; knowledge of programming languages a plus.

What Would Make You Stand Out:

• Ability to convey complex subjects clearly and concisely.
• Open‑mindedness and ability to understand alternative viewpoints.
• Demonstrated competency in credit analysis.
• Proficiency with rating agency methodologies and experience assessing credit risk.

Why Choose Fitch:

• Hybrid Work Environment: 3 days a week in‑office required based on business and location.
• Culture of Learning & Mobility: Dedicated training, leadership development and mentorship programs.
• Investing in Your Future: Retirement planning and tuition reimbursement programs.
• Health & Well‑being: Comprehensive healthcare offerings.
• Parenting Policies: Family‑friendly policies, including generous global parental leave.
• Inclusive Work Environment: Collaborative workplace with employee resource groups.

Fitch is committed to providing global securities markets with objective, timely, independent and forward‑looking credit opinions. To protect its credibility, employees must avoid conflicts of interest. If you are selected, you will be asked to declare any securities holdings and other conflicts. Fitch is an Equal Opportunity and affirmative action employer; we evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, veteran status or other protected status.

FOR NEW YORK: Expected base pay rates for the role are between $110,000 and $145,000 per year. Salaries will be determined individually and may vary based on education, training, experience, performance and job‑related factors. Base pay is one component of Fitch’s total compensation, which may also include commission earnings, discretionary bonuses, long‑term incentives and other benefits sponsored by Fitch.