Structured Finance - Commercial-Backed Securities, Analyst

Finsight Group Inc; Chicago (IL); Hybrid; USD 85,000 - 95,000; Full time

Benefits offered by this job

Hybrid work environment

Tuition reimbursement

Healthcare benefits

Parental leave

Volunteer days

Job summary

Fitch Ratings is recruiting a Structured Finance - Commercial-Backed Securities Analyst to deliver in-depth analytics on CRE properties and loan structures. A bachelor’s degree and at least 12 months of underwriting or CRE valuation experience are required.

The role emphasizes Excel proficiency, quantitative analysis, and teamwork in a hybrid work setting. The position involves assessing credit strengths, communicating rating conclusions to credit committees, and producing detailed reports.

Qualifications

• Bachelor's degree required; 12+ months of underwriting or CRE valuation experience preferred.
• Strong analytical, quantitative, and organizational skills.
• Familiarity with CRE property types and loan structures.

Responsibilities

• Perform CRE analysis on securities loans and property cash flow underwriting.
• Use quantitative methods to assess property and loan level characteristics and industry trends.
• Communicate rating conclusions to credit committees and publish detailed reports.
• Collaborate in a team-driven environment within a hybrid work setting.

Skills

Analytical skills

Quantitative analysis

CRE knowledge

Education

Bachelor's degree

Tools

Excel

Word

Job description

Structured Finance - Commercial-Backed Securities, Analyst

The Structured Finance - Commercial-Backed Securities Analyst role at Fitch Ratings focuses on delivering in-depth analytics on commercial real estate properties and related loan structures. Qualified applicants should have a bachelor's degree and a minimum of 12 months of relevant experience, particularly in underwriting or valuing commercial real estate. The position offers opportunities for professional development and requires a collaborative mindset to thrive in a hybrid work environment.

• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world
• An opportunity to be part of a team of analysts performing CRE analysis on securities loans
• Provide Fitch’s opinions and perspectives to investors and other market participants on all North American CMBS transactions
• A team-oriented work environment

How You’ll Make an Impact:

• Identify and assess credit strengths and risks of commercial real estate properties, and the related loan structures in U.S and Canadian CRE markets, and property cash flow underwriting and valuations
• Use quantitative skills to analyze property and loan level characteristics and industry trends
• Communicate rating conclusions to credit committee
• Publish detailed transaction reports, rating commentaries and research reports

You May be a Good Fit if:

• Hold a bachelor's degree
• Have at least 12 months of experience in underwriting, valuing, or working out commercial real estate, excluding internships
• Possess expertise in Excel and Word
• Demonstrate strong analytical, quantitative, and organizational skills with the ability to multitask
• Are familiar with commercial property types
• Can shift fluidly between multiple projects as priorities change

What Would Make You Stand Out:

• Securitization or capital markets experience a plus
• Loan workout and/or lending experience a plus

Why Choose Fitch:

• Hybrid Work Environment: 3 days a week in office required based on your line of business and location
• A Culture of Learning & Mobility: Dedicated trainings, leadership development, and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
• Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
• Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
• Dedication to Giving Back: Paid volunteer days, matched funding for donations, and ample opportunities to volunteer in your community

Pay Transparency:

FOR NEW YORK ONLY: Expected base pay rates for the role will be between $85,000 and $95,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch.