Structured Finance - ABS, Director - New York

Fitch Group; New York (NY); Sur place; USD 150 000 - 180 000; Plein temps

Résumé du poste

Fitch Ratings is seeking a Director for its Structured Finance - ABS team in New York. This leadership role requires a minimum of 7 years’ experience with ABS transactions, strong credit communication skills, and the ability to manage teams. The Director will analyze ABS transaction structures, contribute to rating workflows, and implement various credit tools. The position offers a competitive salary range of $150,000 to $180,000, commensurate with experience and education.

Qualifications

• Minimum of 7 years of work experience with previous experience rating ABS transactions.
• Experience managing a team and progressing on multiple projects.
• Strong understanding of credit fundamentals and the economy.

Responsabilités

• Lead deal teams to analyze ABS transaction structures.
• Contribute to rating analysis on ABS transactions.
• Deploy credit tools and cashflow models to form analytical views.

Connaissances

Credit communication skills

Interpersonal skills

Data analysis

Team management

Credit fundamentals

Cash flow modeling

Formation

BA/BS degree

Description du poste

Structured Finance - ABS, Director - New York

Requisition ID: 49603

Business Unit: Fitch Ratings

Category: Credit Analysis & Research

Location: New York, NY, US

Date Posted: May 8, 2026

Structured Finance – Director, Asset-Backed Securities

Fitch Ratings is seeking a Credit Professional to join the Asset-Backed Securities Group in our New York office.

Fitch Ratings is adding a highly motivated credit professional to the ABS team as a Director. The position will be responsible for a wide range of projects including assuming a role in rating ABS transactions and authoring market commentary and research.

Successful candidates should demonstrate an ability to lead new transaction analysis and apply macro trends impacting consumers to develop credit views. In this leadership role strong communication skills are essential for disseminating credit views internally and externally. The position covers North American ABS, with initial emphasis on consumer sectors such as auto loan and lease and unsecured installment loans.

What We Offer:

• Ability to grow your presence in ABS credit, along with the breadth and depth of your reach across different sectors, asset classes, structures and markets.
• An opportunity to be a lead coverage analyst in a growing and dynamic group at a global rating agency.
• A rewarding leadership role leading new rating analysis that is essential for the debt capital markets to make more informed decisions.

We’ll Count on You To:

• Lead deal teams to analyze critical credit, legal and structural elements of ABS transaction structures;
• Contribute to dynamic rating workflows by leading rating analysis on a portfolio of ABS transactions and participating externally with investors, issuers and bankers;
• Deploy and implement various credit tools and cashflow models to form analytical views and recommendations;
• Stay abreast of sector trends and communicate views internally and externally;
• Assist in the development of ratings criteria, including forming recommendations to bolster analysis and iteratively improve;
• Lead and/or support sector trend research reports and projects.

What You Need to Have:

• BA/BS degree and a minimum of 7 years of work experience with previous experience rating ABS transactions.
• Experience managing a team, inspiring and strategically planning workflows and progressing on multiple projects in parallel.
• Excellent interpersonal skills, high productivity work ethic, and results-oriented mindset.
• Strong credit communication skills, especially in writing, and ability to analyze large data sets.
• Strong understanding of credit fundamentals and current economic conditions, combined with a willingness and ability to quickly learn new concepts and techniques.

What Would Make You Stand Out:

• Direct experience evaluating new ABS transactions, either buy-side or sell-side.
• CFA candidate or other professional designations highlighting strong capacity for the role.
• Thoughtful views on economic trends in North America and expected impacts to consumer households and credit.
• Passion for cash flow modeling and loss forecasting analysis, with practical experience.
• Desire to expand capabilities and expertise across ABS asset classes with a leading team in the credit markets.

Expected Base Pay: $150,000 to $180,000 (actual salaries may vary based on factors including education, training, experience, past performance, and other job-related factors).

Fitch Group is proud to be an Equal Opportunity and affirmative action employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.