Strategic Partnerships - Credit and Lending

Plaid; San Francisco (CA); On-site; USD 176,400 - 220,800; Full time

Benefits offered by this job

Comprehensive benefits including medical, dental, and vision

401(k)

Equity and commission opportunities

Job summary

Plaid is seeking a partnerships leader to drive beneficial partnerships in the lending and credit lifecycle. You will manage the entire sales process, from identifying targets to negotiating deals, collaborating with product and legal teams.

The ideal candidate has over 10 years of experience, specifically 8 years in business development in the credit industry. This role offers a competitive salary ranging from $176.4K to $220.8K along with a comprehensive benefits package.

Qualifications

• 10+ years overall work experience.
• 8+ years in business development or strategic partnerships.
• Experience in the credit/lending industry.

Responsibilities

• Own and drive market strategy for target markets in credit/lending.
• Manage all aspects of partner deal cycle and execution.
• Elevate partner relationships through key milestones.

Skills

Business development

Strategic partnerships

Sales negotiation

Communication

Market strategy

Job description

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

Plaid’s Partnerships team unlocks “one to many” relationships and product partnerships with technology platforms to allow more customers and consumers to benefit from Plaid’s solutions. This role will focus specifically on partnerships that unlock new markets and scale new use cases alongside our Credit Team.

Our Credit Team is building the future of lending by making cash flow data as ubiquitous and trusted as traditional credit data. Our mission is to expand access to more affordable credit by empowering lenders with real‑time financial data that improves risk assessment and decision‑making at scale.

In this role, you’ll be the partnerships leader driving forward mutually beneficial partnerships for companies looking to use Plaid across the lending & credit lifecycle, from income verification to cash flow underwriting. You’ll be responsible for the entire sales process from identifying high‑priority target partners, to forming early relationships, to negotiating and closing complex deals, to upselling existing partners. You’ll work directly with internal and external stakeholders across functions – from product to legal to engineering – to unlock mutually beneficial partnerships.

Responsibilities

• Market Strategy. Own and drive assessments of new target markets in the credit/lending industry and identify high‑propensity partnership targets. Lead targeting strategy by employing outbound, marketing, sales strategy alongside product and marketing counterparts.
• Deal Execution: Own all aspects of the partner deal cycle (strategy, prospecting, discovery, alignment, negotiation, execution) with support from our cross‑functional teams (product, implementation, commercial, legal).
• Partner Growth: Elevate our partner relationships through key milestones – from completed integration to “first customer live” to scaling. Collaborate with teams such as product and implementation to enable continued growth.

Qualifications

• 10+ years of overall work experience, with 8+ years business development, strategic partnerships, product partnerships or strategic sales experience in a dynamic high‑growth environment.
• Experience working in the credit / lending industry and excitement around driving innovation in financial services.
• Proven ability to close and grow large partner relationships (>$1M+ ARR).
• Strong communicator and internal relationship builder, who can collaborate cross‑functionally (e.g., with our product and technical teams) on complex topics.
• Strategic mindset to build a holistic partner program in addition to individual partner relationships.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [e-mail].

Please review our Candidate Privacy Notice.

Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

Compensation Range: $176.4K - $220.8K