Strategic Credit Risk Advisor

PNC Financial Services Group, Inc.; Birmingham (AL); On-site; USD 88,000 - 203,000; Full time

Benefits offered by this job

In-office

Job summary

PNC is seeking a Credit Risk Review Advisor for its Independent Risk Management organization. The role covers independent assessments of commercial credit exposures and risk ratings, with responsibilities spanning review planning, documentation, and collaboration with internal partners to uphold risk controls.

Based in multiple locations including Birmingham, AL, the position emphasizes rigorous analytical skills, strong communication, and knowledge of credit policies to drive effective risk

Qualifications

• Robust credit knowledge and strong experience related to Commercial credit extension and management.
• 5+ years of Credit Risk/Credit Underwriting preferred, specifically dealing with larger, more complex transactions in Commercial & Industrial, CRE, Corporate Banking, Leverage Lending, Middle Market, etc.
• Strong verbal and written communication, in addition to ability to handle difficult conversations, are critical to effectively communicate with stakeholders.

Responsibilities

• Executes file review assessment on moderately complex credit and credit related transactions, including credit facility structures and underwriting processes, within the context of credit policies and procedures.
• Understands inherent risk and the materiality of risk for credit transactions. Validates scorecard risk ratings, and borrower credit administration. Ensures understanding of portfolio issues, trends, and root causes in order to manage credit portfolios effectively.
• Completes work papers, supporting documentation, has awareness of relevant issues, and follows up on exam findings with the business with minimal guidance. Effectively communicates credit risk reviews plans and objectives for reviews.
• Robust understanding of the credit cycle and economic indicators' impact on key driving metrics. Demonstrates significant knowledge of where and how to leverage industry/economic research tools into the review.

Skills

Credit risk knowledge

Credit underwriting

Communication skills

Education

Bachelor's degree

Job description

PNC is seeking a Credit Risk Review Advisor for its Independent Risk Management organization. The role covers independent assessments of commercial credit exposures and risk ratings, with responsibilities spanning review planning, documentation, and collaboration with internal partners to uphold risk controls.

Based in multiple locations including Birmingham, AL, the position emphasizes rigorous analytical skills, strong communication, and knowledge of credit policies to drive effective risk