Strategic CRE Credit Analyst II

First National Bank; Fort Collins (CO); Hybrid; USD 63,000 - 104,000; Full time

Benefits offered by this job

Medical Insurance

401k With Matching

Tuition Assistance

Disability Insurance

Job summary

First National Bank is seeking a Commercial Real Estate Credit Analyst II to perform complex financial analysis of CRE loan requests and determine project viability. The role conducts underwriting in line with bank policies and regulatory standards.

You will prepare loan memos, evaluate borrower financial data, and monitor covenants. The position offers hybrid work with three days in office and two days remote, and a base pay range of $63,288.00–$104,425.00.

Qualifications

• Bachelor’s degree or equivalent experience in Finance, Accounting, Real Estate, or related field.
• 2+ years lending or credit analysis experience, preferably CRE.
• Strong ability to analyze financial statements and underwriting principles.
• Experience with multifamily, office, retail or industrial property types.

Responsibilities

• Analyze complex CRE credit requests with emphasis on financial, collateral and industry analysis.
• Prepare loan memos and presentations for new, renewal and annual reviews.
• Evaluate borrower and guarantor financial data and project viability.
• Perform real estate collateral analysis including LTV and market assessments.
• Monitor loan covenants and assist with training of new staff.

Skills

Credit analysis

Financial statement analysis

Underwriting principles

Real estate lending

Relationship management discussion

Education

Finance, Accounting or Real Estate degree

Tools

nCino

Optimist 8

Foundation

Job description

First National Bank is seeking a Commercial Real Estate Credit Analyst II to perform complex financial analysis of CRE loan requests and determine project viability. The role conducts underwriting in line with bank policies and regulatory standards.

You will prepare loan memos, evaluate borrower financial data, and monitor covenants. The position offers hybrid work with three days in office and two days remote, and a base pay range of $63,288.00–$104,425.00.