Strategic Commercial Credit Analyst

BMO; Chicago (IL); On-site; USD 55,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Disability and life insurance

Retirement savings

Job summary

BMO Financial Group in Chicago is seeking a Credit Analyst to support lending decisions for a Commercial Banking portfolio. You will analyze financial statements, assess creditworthiness, prepare summaries, and help structure loans in line with risk policies.

Additionally, you will monitor portfolio performance, identify risks and opportunities, and collaborate with Relationship Managers to grow client relationships while ensuring accuracy of loan documentation and compliance with bank

Qualifications

• Bachelor's degree in business, finance or accounting is required.
• 1–3 years of credit or lending experience in a corporate or banking setting.
• Strong analytical and data interpretation skills; detail oriented.

Responsibilities

• Analyze financial statements and risk profiles to support lending decisions.
• Prepare credit summaries and assess client creditworthiness for portfolio.
• Support loan structuring and negotiation of terms in line with policy.
• Monitor portfolio performance and ensure loan documentation accuracy.
• Build and maintain client relationships with Relationship Managers and partners.
• Identify revenue opportunities and ensure compliance with regulatory standards.

Skills

Credit Analysis

Financial Analysis

Portfolio Management

Client Relationship Management

Attention to Detail

Analytical Thinking

Problem Solving

Microsoft Office

Education

Bachelor's degree in Business, Finance, or Accounting

Tools

Excel

CRM systems

Data analysis tools

Job description

BMO Financial Group in Chicago is seeking a Credit Analyst to support lending decisions for a Commercial Banking portfolio. You will analyze financial statements, assess creditworthiness, prepare summaries, and help structure loans in line with risk policies.

Additionally, you will monitor portfolio performance, identify risks and opportunities, and collaborate with Relationship Managers to grow client relationships while ensuring accuracy of loan documentation and compliance with bank