Store Mgr II (23rd & Lexington)

TD Bank, N.A.; New York (NY); Presencial; USD 97.000 - 146.000; Jornada completa

Descripción de la vacante

TD Bank, N.A. in New York seeks a Store Manager II to drive growth in a consumer banking store, focusing on deposits, loans and efficiency while delivering a legendary employee and customer experience.

You will lead and coach a store team to achieve goals and provide exceptional service. The role requires deep banking knowledge, risk awareness, and the ability to manage multiple priorities, with the goal of meeting store and individual performance targets and developing talent for future

Formación

• Undergraduate degree or equivalent experience.
• 4+ years related experience in retail, customer service and/or financial services.
• Supervisory, leadership and coaching experience.
• Strong financial analysis and customer relationship skills.
• Notary License (preferred).

Responsabilidades

• Leads, coaches and develops store teammates to create a legendary customer experience.
• Manages growth by deepening deposits, loans, and fees and referring customers to Specialists.
• Oversees store operations, risk management and regulatory compliance.
• Acts as a brand ambassador and supports profitability of the store portfolio.

Conocimientos

Financial analysis

Communication skills

Leadership

Notary License (preferred)

Educación

Undergraduate degree or equivalent experience

Herramientas

Microsoft Office suite

Descripción del empleo

Location, Hours & Compensation

Work Location: New York, New York, United States of America

Hours: 40

Pay Details: $97,240 - $145,600 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business: Personal & Commercial Banking

Job Description

The Store Manager II develops, leads and contributes to the growth and profitability of our Consumer Business through the management of a Store portfolio including deposits, loans, fees and expenses. Leads, coaches and motivates the Store team to deliver a legendary Employee and Customer Experience while achieving shareholder value through solutions and referrals. Responsible for the Store growth by focusing on deepening customer relationships, putting the customer first and referring them to the right Specialist to ensure we are meeting their needs and providing the best advice to customers.

Depth & Scope: Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required. Manages a medium sized store and team (based on U.S. TD Bank store levelling criteria). Oversees and leads a medium and/or complex and/or Denovo Store while growing talent, developing skills and capabilities to achieve career goals, support project/initiative success and achieve business results. Accountable for achieving both Store and individual performance metrics. Ability to manage multiple store locations and/or a diverse and complex customer base, if required. Acts as peer mentor to developing store managers.

Requires deep expert knowledge of the business, banking and bank operations. Requires deep expert process management knowledge and deep expert knowledge of the risk profile for team processes supported, advanced knowledge in identifying, tracking and resolving gaps. Provides coaching, mentorship and guidance to others within area of expertise. Oversees management of team requiring workforce to decision on acceptable level of risk-Moderate to High risk potential (loss/reputational). Acts as the highest point of escalation/contact within the store for issues raised from customers, other internal groups and/or partners. Originates loan applications, handles Conditions of Lending and conducts loan closings. Maintains an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).

Education & Experience

Undergraduate degree or equivalent experience. 4+ years related experience required (retail, customer service and/or financial services industries). Supervisory, leadership and coaching experience required. 4+ years experience of proven business development skills, including ability to conceptualize and implement strategies. 4+ years of proven leadership and coaching experience required. Small Business and Consumer lending experience required. Knowledge of Bank product lines and services as well as an understanding of Store operations and security. Proven ability to manage competing priorities, strategically aligning efforts and activities to meet Store goals and objectives. Strong financial analysis skills. Strong presentation, analytical, interpersonal and collaborative skills with all levels of internal and external customers. Excellent verbal and written communication skills. Demonstrated ability to lead and motivate team members. Proficient with Microsoft Office suite. Notary License (preferred).

Customer Accountabilities

Manages the service and advice team promoting a positive customer and colleague experience. Leads, coaches and develops a team of service and advice colleagues on services, product and sales informational conversations and/or advice-giving service strategies and tactics to improve the overall customer experience which includes improving overall financial confidence in both colleagues and customers. Coaches to ensure customer issues are handled appropriately through customer problem resolution guidelines and personally participates in the negotiation and problem resolution where necessary. Actively promotes the Bank's presence/brand within the community through participation and leadership in community business groups, initiatives, fundraisers, etc. Builds relationships by promoting a client/customer centered organization and proactively addresses customer needs. Contributes to the execution and achievement of the team and the store's service customer experience targets by coaching/modeling appropriate attributes and behaviors; leads the store in the execution of advice plan/objectives. Provides oversight of store premises and ensures the customer and colleague areas are professional and inviting in appearance. Ensures overall colleague scheduling is optimal to meet customer demands. Provides ownership/oversight of complex daily operational/administrative duties.

Shareholder Accountabilities

Creates store-specific strategies to grow the business. Uses reporting to identify opportunities to acquire and deepen customer relationships to drive deposits, investment and loan growth. Partners with Specialists to grow and advise new and existing customers. Works with partners, including Small Business, Commercial, Consumer Lending and Wealth to grow the Store Portfolio. Manages the Store budget to meet expense and revenue objectives and revenue and manages expenses. Drives One TD - Builds and sustains awareness and engagement to increase partnership across Retail and all Lines of Business with a focus on Digital to meet and exceed goals. Proactively reaches out to prospects to develop and deepen relationships through needs-based conversations. Identifies and develops relationships with Personal, Small Business and Center and Influence (COIs) to generate demand for TD products and services. Achieves business objective for Operational Excellence. Ensures necessary due diligence to support the accuracy of all customer transactions/activities. Follows and ensures colleagues understand and apply bank operating policies and procedures. Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high risk transactions/activities as necessary. Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts. Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite. Ensures colleagues are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct. Works alongside other business lines including Wealth and Business Banking to stay abreast of emerging trends in the market, support referrals across business lines through ongoing training and coaching to store colleagues. Colleagues at higher levels may be responsible for acting as a leader in the provision of One TD services to customers, demonstrating cohesive partnership for business planning and community involvement.

Employee/Team Accountabilities

Leads, coaches and develops store teammates to create a consistent legendary customer experience. Coaches teammates to provide the best advice to potential and existing TD Bank customers. Responsible for management of the overall team providing both leadership and guidance. Sets targets and objectives for the team, and holds the team accountable to deliver results and objectives. Grows team expertise to align with business/enterprise demand and direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value they deliver to customers. Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops colleagues and ensures performance management activities are undertaken and completed for all colleagues. Leads the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner. Ensures colleagues are in compliance with all human resources policies, procedures and guidelines of conduct and escalates to the appropriate partners to manage colleague risk. Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with other functions and teams. Supports an environment where team freely escalates business challenges; facilitates change through positive reinforcement of milestones and successes. Recruits for all hires to ensure a highly diverse, qualified workforce to achieve business objectives. Establishes and fosters a cohesive team; promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives. Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally. Colleagues at the highest levels may be responsible for acting as a leader in the Market and/or Region for change management, performance measures/management, and talent pipeline development.

OCC Language

This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of2008 (SAFE Act),12U.S.C. §§5102etseq., and its implementing regulations,12CFR Part1007. Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth inLending Act, 12CFR Part1026.36. Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of2008 (SAFE Act),12U.S.C. §§5102etseq., and its implementing regulations,12CFR Part1007. Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position.

Physical Requirements

• Never: 0%
• Occasional: 1-33%
• Frequent: 34-66%
• Continuous: 67-100%
• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds –Continuous
• Sitting – Frequent
• Standing – Frequent
• Walking – Frequent
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Occasional
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Occasional
• Crawling – Occasional
• Climbing – Occasional
• Reaching overhead – Occasional
• Reaching forward – Occasional
• Pushing – Occasional
• Pulling – Occasional
• Twisting – Occasional
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as:

• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

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