State Commercial Insurance Manager - Maryland & DC

Erie Insurance; Annapolis (MD); Remote; USD 99,000 - 159,000; Full time

Benefits offered by this job

Health insurance

Dental coverage

Vision coverage

Pension plan

401(k) with match

Paid time off

Job summary

Erie Insurance is seeking a Field Commercial Management professional to train and guide Agents and district sales managers in commercial lines and underwriting. This remote-from-home role focuses on growth, underwriting profitability, and agency development within the assigned territory.

The position emphasizes hands-on training, relationship building with branch managers and agents, and collaboration with underwriting staff to deliver guidance and pricing on commercial accounts.

Qualifications

• Bachelor’s degree and six years of sales, underwriting, claims, loss control or marketing experience.
• Or an Associate’s degree and eight years experience.
• Or a high school diploma and ten years experience.
• Willingness to obtain property/casualty license for assigned state.
• Must have valid driver's license and good driving record.
• One of ARM, AU, ALCM, CRM, CIC, CPCU, or General Insurance Program preferred.

Responsibilities

• Train and guide Agents and DSMs in commercial lines products and underwriting.
• Establish and maintain relationships with branch managers and Agents.
• Evaluate quotations and applications for commercial lines; assist in pricing decisions.
• Work with Home Office and underwriting teams; represent Erie with policyholders.
• Occasional travel and use of a company car when required.

Skills

Sales experience

Underwriting

Agency development

Communication skills

Education

Bachelor’s degree

Associate’s degree

High school diploma

Tools

Driver's license

P&C license (preferred)

Job description

Division or Field Office:Underwriting DivisionDepartment of Position: Field Commercial Mgmt Dept Work from:Home within assigned territory

$99,336.00 - $158,679.00 *salary range is for this level and may vary based on actual level of role hired for*This range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location (State) based on ERIE's geographical differences, and experience of an applicant, as well as level of role for which the successful candidate is hired. Position may be eligible for an annual bonus payment.At Erie Insurance, you’re not just part of a Fortune 500 company; you’re also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies. Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia.

Benefits That Go Beyond The Basics

• Premier health, prescription, dental, and vision benefits for you and your dependents.
• Coverage begins your first day of work.
• Low contributions to medical and prescription premiums.
• We currently pay up to 97% of employees’ monthly premium costs.
• Pension.
• We are among the 2% of Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of services.
• 401(k) with up to 4% contribution match.
• The 401(k) is offered in addition to the pension.
• Paid time off.
• Paid vacation, personal days, sick days, bereavement days and parental leave.
• Career development.
• Including a tuition reimbursement program for higher education and industry designations.
• Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.

Position Summary

This is a remote, work from home position. The selected candidate will ideally live in the state of Maryland or the District of Columbia.Use of a company car is provided.Trains, develops and guides Agents and district sales managers (DSM) in a designated branch territory in the promotion and sale of commercial lines products, providing assistance in the areas of production, product knowledge and application, and underwriting. Establishes and maintains relationships with branch managers and Agents to improve Agent willingness and ability to pursue and place quality commercial business with the ERIE.Duties and Responsibilities

Duties and Responsibilities

• Assists branch managers in establishing short- and long-range objectives related to commercial lines sales, with an emphasis on growth, underwriting profitability and agency development and training.
• Provides hands-on training and guidance to Agents on ERIE's commercial lines products, resources, and services, including identifying web-based resources and training programs for Agent use. Builds commercial expertise of new and existing Agents for increased independence and sound judgment when pursuing commercial business.
• Provides hands-on training and guidance to branch DSMs on ERIE's commercial lines products, resources, and services, including identifying web-based resources and training programs. Builds commercial expertise of new and existing DSMs for increased independence and sound judgment when working with Agents to pursue commercial business.
• Identifies Agents requiring additional guidance and interaction from their DSMs on commercial lines products and services.
• Works directly with DSMs, branch managers, and commercial underwriting staff to develop a plan to deliver that guidance and interaction as appropriate.
• Contacts and visits Agents regularly to evaluate quotations and applications for multiple commercial lines to determine acceptability, including larger, more complex commercial accounts.
• Makes acceptability and pricing decisions on risks within defined binding authority.
• Refers risks that are beyond binding authority to a senior commercial lines underwriter, risk analyst or underwriting supervisor.
• Develops and maintains effective relationships and contact with Home Office commercial lines underwriting management and production underwriters.
• Serves as a company representative in maintaining favorable Policyholder relationships.
• Works closely with adjusters and other claims personnel on matters of mutual concern.
• Develops and maintains strong working knowledge of ERIE's commercial product lines, including policy features and key endorsements and sources of information on ERIE's products.
• Represents the company in community relations activities as directed.
• For branch office accounts, handles insurance agency business as a licensed, non-commission company Agent.

The first 7 duties listed are functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.

This position description in no way states or implies that these are the only duties to be performed by an incumbent. Employees are required to follow any other job- related instruction and to perform any other duties as requested by their supervisor, or as become evident.Capabilities

Values DiversityNimble LearningSelf-DevelopmentCollaboratesCustomer FocusCultivates InnovationInstills TrustOptimizes Work Processes (IC)Decision QualityEnsures Accountability

Qualifications

Minimum Educational and Experience RequirementsBachelor’s degree, and six years of sales, underwriting, claims, loss control or marketing experience required; orAssociate’s degree and eight years of sales, underwriting, claims, loss control or marketing experience, required; orHigh school diploma or GED and ten years of sales, underwriting, claims, loss control or marketing experience, required.Additional ExperienceIncumbent must live in territory assigned unless a change is approved by the company.Occasional overnight travel required.Acceptance of hours beyond the normal work week and some restrictions on vacation during peak periods.

Designations and/or LicensesWillingness to obtain property/casualty insurance license for assigned state or branch office service territory required.Valid driver's license and good driving record required.One of the following professional designations is preferred: ARM, AU, ALCM, CRM, CIC, CPCU, or General Insurance Program.

Physical RequirementsLifting/Moving 0-20 lbs; Occasional ( Lifting/Moving 20-50 lbs; Occasional ( Ability to move over 50 lbs using lifting aide equipment; Occasional ( Driving; Often (20-50%)Pushing/Pulling/moving objects, equipment with wheels; Occasional ( Manual Keying/Data Entry/inputting information/computer use; Often (20-50%)Climbing/accessing heights; Rarely