Staff Software Engineer - Credit Karma

Intuit; Southfield (MI); On-site; USD 140,000 - 190,000; Full time

Job summary

Intuit Portals team seeks a Senior Software Engineer to own the real-time personalization system used by Credit Karma members. You will shape the platform, design a scalable targeting engine, and drive AI-driven innovations across multiple product teams.

In this high-impact role, you will lead architectural decisions, implement robust APIs, and mentor engineers to ensure fast, reliable delivery while tackling technical debt and enabling cross-team collaboration.

Qualifications

• 7+ years of experience delivering enterprise-class applications with backend focus and API design.

Responsibilities

• Shape Platform Strategy: own the technical vision for the Portal platform and real-time content personalization.
• Evolve the Targeting Engine: design scalable real-time rules and logic engine with millisecond-level response times.
• Drive AI-Native Innovation: integrate GenAI and ML into the platform for smarter content selection.
• Orchestrate Complex Initiatives: lead high-impact tech initiatives end-to-end, managing cross-system dependencies.
• Empower & Velocity-Proof Teams: build tooling and workflows to accelerate safe deployments.
• Elevate Engineering Talent: mentor and review designs, helping seniors lead projects.
• Address Technical Debt: collaborate to reduce debt and improve tooling across teams.

Skills

TypeScript

Java

Scala

Education

BS/MS in Computer Science or related field

Tools

Kubernetes

Docker

Terraform

GraphQL

Node.js

Job description

Overview

The Portals team sits at the heart of how Intuit Credit Karma delivers personalized experiences to its members. As a Senior Software Engineer on this team, you\'ll own the system that decides — in real time — what each member sees when they open the app. That means working on problems that directly impact millions of people and the financial decisions they make every day.

Overview

The Portals team sits at the heart of how Intuit Credit Karma delivers personalized experiences to its members. As a Senior Software Engineer on this team, you\'ll own the system that decides — in real time — what each member sees when they open the app. That means working on problems that directly impact millions of people and the financial decisions they make every day.

This is a high-leverage role where your work touches nearly every product team at Credit Karma. If a member gets shown the right offer at the right moment, there\'s a good chance the Portals platform made that happen.

Responsibilities

• Shape Platform Strategy: Own the technical vision and long-term viability of the Portal platform that decides, in real time, what personalized content each Credit Karma member sees, tailored to their unique financial profile
• Evolve the Targeting Engine: Lead the architectural design of our real-time rules and logic engine, ensuring it scales elegantly while maintaining millisecond-level response times on every app load.
• Drive AI-Native Innovation: Champion the integration of GenAI and machine learning into the platform for smarter content selection and advanced personalization patterns.
• Orchestrate Complex Initiatives: Drive high-impact tech initiatives end-to-end, sequencing complex dependencies and managing risks across multiple systems and layers of architecture.
• Empower & Velocity-Proof Teams: Build reusable tools, testing infrastructure, and workflows that allow other product and marketing teams across the company to deploy changes faster and safer.
• Elevate Engineering Talent: Provide clear goals, facilitate technical design reviews, and give actionable feedback to senior engineers so they can lead projects independently.
• Solve Systemic Gaps: Partner closely with cross-functional leads and managers to systematically tackle technical debt, tooling deficiencies, and team skill gaps to continuously boost productivity.

Qualifications

• Experience: 7+ years of experience delivering enterprise-class applications, with a strong focus on backend software development, API design, and robust client/server contracts.
• Core Languages: Proficiency in mid-tier and backend functional languages, specifically TypeScript, Java , and/or Scala.
• Architecture & Infrastructure: Deep expertise in designing scalable microservices architectures, messaging patterns, container management (Kubernetes, Docker), and infrastructure-as-code (Terraform).
• Data & Database Design: Strong experience with relational database schema design, NoSQL, ORM concepts, and high-volume, low-latency data pipelining.
• AI Integration Capabilities: Proficient in or highly capable of integrating and evaluating functional AI models (e.g., LLM prompting, personalization algorithms) in a production setting.
• Foundational Excellence: Solid foundation in OOP, algorithms, web application internals, test automation (TDD, unit/integration testing), and CI/CD best practices.
• Education: BS/MS in Computer Science, Engineering, or a related field, or equivalent practical experience.

Preferred Qualifications

• Prior experience working with SaaS platforms or large-scale financial/experimentation platforms.
• Experience with GraphQL and Node.js.
• Proven track record of defining long-term technical strategies and influencing engineering organization best practices.

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Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is: