Staff Product Manager, Credit & Pricing

Affirm, Inc.; Northern (KY); Hybrid; USD 210,000 - 264,000; Full time

Benefits offered by this job

Remote-first company

100% subsidized medical coverage for…

Tech and health stipends

Employee stock purchase plan

Job summary

AFFIRM is a remote-first fintech company helping people pay over time with clarity and fairness. As a Staff Product Manager on the Credit & Pricing team, you’ll shape how consumers discover, understand, and use credit across shopping, repayment, and marketing to build trust and drive activation.

You will lead cross-functional work with Engineering, Design, Analytics, Credit, Marketing, and Legal to translate capabilities into clear, user-friendly experiences while balancing growth and risk.

Qualifications

• 7+ years of product management experience across fintech/e-commerce or similar.
• Proven ability to define direction for a large product area and align teams.
• Strong judgment translating complex systems into intuitive experiences.
• Depth in strategy and technical considerations for scalable platforms.
• Rigorous with experiments, data, and customer insight for prioritization.
• Comfort operating in ambiguity with clear rationale and risk assessment.
• Curiosity about credit, lending, personalization, or AI-powered UX advantages.

Responsibilities

• Set the product direction; define a cohesive vision for consumer credit experiences.
• Build experiences that help users explore financing options before checkout.
• Create relevant journeys with research and experimentation to meet user needs.
• Connect platform capabilities to outcomes; own prequalification and purchasing power.
• Lead decisions with cross-functional partners to balance needs, risk, and growth.
• Own measurable results; define success and improve activation and conversion via analysis.

Skills

Product management

Leadership

Strategic thinking

Analytical reasoning

Experimentation

Ambiguity ownership

Domain knowledge in credit/fintech

Job description

At AFFIRM, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Product Team

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

About the Role

As a Staff Product Manager on AFFIRM’s Credit & Pricing team, you’ll shape how consumers discover, understand, and use available credit. You’ll own the strategy for credit experiences spanning shopping, repayment, and marketing, turning complex credit capabilities into intuitive products that build trust and drive activation, conversion, and repeat engagement.

What You’ll Do

• Set the product direction. Define a cohesive vision for consumer credit experiences, identify the most valuable problems to solve, and translate your strategy into priorities across multiple teams.
• Build experiences that make credit understandable. Help consumers explore potential financing options before checkout, discover where they have purchasing power, and understand when credit becomes available again after repayment.
• Create more relevant consumer journeys. Develop personalized experiences for new and returning consumers, using research and experimentation to determine what information, guidance, and next steps best meet their needs.
• Connect platform capabilities to consumer outcomes. Own merchant prequalification and purchasing power experiences, partnering with core purchasing power and credit decisioning teams to translate underlying capabilities into clear, consistent experiences.
• Lead consequential product decisions. Bring Engineering, Design, Analytics, Credit, Marketing, Commercial, and Legal partners together to resolve tradeoffs across consumer needs, growth, risk, and partner commitments. Influence senior leaders through clear recommendations and sound judgment.
• Own measurable results. Define success, lead discovery and experimentation, and use funnel analysis and consumer feedback to improve activation, purchase conversion, repeat engagement, and comprehension while supporting responsible access to credit.

What We Look For

• A record of building impactful consumer products. 7+ years of product management experience, with demonstrated success taking products from discovery through launch and scaling adoption in fintech, e-commerce, marketplaces, or similarly complex environments.
• Leadership across teams. Experience independently setting direction for a substantial product area, influencing senior stakeholders, and aligning multiple teams around priorities and measurable outcomes.
• Strong consumer product judgment. An ability to translate complex systems into intuitive experiences, with a high bar for interaction design, clear communication, and consumer trust.
• Strategic and technical depth. You connect long-term opportunities to practical product and platform decisions, and work effectively with engineers on capabilities that serve multiple experiences.
• Analytical and experimental rigor. You combine customer research, behavioral data, and well-designed experiments to prioritize opportunities, evaluate tradeoffs, and decide what to scale, change, or stop.
• Ownership in ambiguity. You bring structure to open-ended problems, make sound decisions with incomplete information, and communicate the rationale, risks, and support needed to move forward.
• Relevant domain curiosity. Experience with credit, lending, personalization, or AI-powered consumer experiences is a plus. You can learn complex domains quickly and distinguish useful innovation from technology without a clear customer need.

Pay Grade - PEquity Grade - 13

Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000

USA base pay range (all other U.S. states) per year: $204,000 - $264,000

Remote-first with flexibility built inAffirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for youOur benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: AFFIRM considers qualified applicants with arrest and conviction records, as required by law.

Demographic Survey Statement (US-based roles)

Affirm is dedicated to building an inclusive culture where AFFIRMers belong and have an equal opportunity to thrive.

To help us assess our outreach efforts, we invite candidates to voluntarily share information through a short demographic survey. This information is:

• Completely optional
• Anonymized and stored in aggregate
• Not accessible to recruiters or hiring managers at the individual level
• Never used in any hiring decision

Your decision to provide or withhold this information will not impact your candidacy in any way.