Position Summary
This senior-level position is responsible for independently managing a caseload of medical treatment claims involving lost time, multiple body part injuries, and litigation in New Jersey and /or Pennsylvania. The adjuster manages the investigation, evaluation, and resolution of workers’ compensation claims in compliance with legal statutes, policy terms, and client-specific instructions. The adjuster coordinates medical care, negotiates settlements, and works closely with claimants, clients, attorneys, and medical professionals to achieve timely, cost-effective outcomes. This role involves training and mentoring fellow adjusters and peers to enhance their technical skills and support their career advancement. Additionally, it serves as a client advocate by addressing claim concerns and delivering consistent, high-quality service. This position is primarily hybrid or in-person; however, a remote work option may be considered for candidates residing in NJ, PA, or DE.
Duties/Responsibilities
- Independently manage a caseload of workers' compensation claims involving medical, indemnity and excess reportable claims.
- Investigate, evaluate, and resolve lost time claims in compliance with NJ and/or PA with applicable jurisdictional workers' compensation laws.
- Establish claim reserve levels by estimating the cost of each assigned claim; monitor reserves and update amounts as claim conditions evolve.
- Report to excess carriers in accordance with policy thresholds and contractual obligations.
- Coordinate with medical providers, nurse case managers, and legal counsel to ensure appropriate treatment and litigation strategy.
- Participating in client claim reviews, according to the needs of the client.
- Make timely compensability determinations in compliance with applicable jurisdictional laws.
- Document action plans, reserve changes, insurance coverage info, and SIR involvement.
- Identify potential fraud and alert management accordingly.
- Coordinate medical treatment, pre-authorizations, and review medical bills.
- Calculate and issue indemnity benefits, including death/dependency benefits in a timely and accurate manner.
- Prepare comprehensive reports and updates for clients and internal leadership.
- Communicate effectively with injured workers, employers, attorneys, and internal stakeholders.
- Facilitate round table discussions with peers regarding challenging claims.
- Maintain detailed and timely documentation in claims management systems.
- Negotiate claim settlements within authority and accurately process and track award payments.
- Maintain consistent and professional communication with claimants, providers, attorneys, employers, and clients.
Qualifications & Competencies
- 7+ years of handling Medical Only/Workers’ Compensation claims.
- Public entity experience strongly preferred.
- Active or eligible to obtain required adjuster licenses.
- Strong attention to detail and investigative mindset.
- Excellent written, verbal, and interpersonal communication skills.
- Strong public speaking and presentation skills are essential.
- Proficient in Microsoft Office, web-based systems, and claims software.
Physical Requirements
- Prolonged periods of sitting at a desk and working on a computer.