Sr. Underwriter - Consumer

Ally; Illinois; Hybrid; USD 70,000 - 100,000; Full time

Job summary

Ally is seeking a Consumer Underwriter – Auto Finance to evaluate, negotiate, and decide consumer offerings within underwriting policies. You will build a portfolio of dealers and manage relationships across assigned territories to grow volume and ensure best-in-class service.

The role requires flexibility in work schedule, including evening hours, limited travel, and weekend work, with a focus on delivering customer-obsessed auto finance solutions.

Qualifications

• Bachelor’s degree strongly preferred.
• 3+ years in auto finance underwriting (prime, sub-prime, and/or non-prime) is required; 5+ years in auto finance underwriting experience preferred.
• 2+ years leadership experience preferred.
• Ability to provide advice/direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive business results.
• Contribute to and manage projects.
• Excellent sales, negotiation, problem solving, analytical, and project management skills.
• Exemplary dealer relationship management skills.
• Advanced knowledge of Microsoft Office Programs.

Responsibilities

• Increase dealer portfolio revenue by practicing sound underwriting judgement and upholding Ally’s risk management principles.
• Leverage high-touch and high-tech capabilities to negotiate contracts.
• Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers.

Skills

Leadership

Negotiation

Analytical thinking

Project management

Relationship management

Sales skills

Education

Bachelor’s degree strongly preferred

High school diploma or GED

Tools

Microsoft Office

Job description

Remote

Remote MI

Remote IL

Full time

R2600261

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

Duties

For over 100 years we’ve helped dealers serve their customers by providing the best-in-class products and services they need – and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter – Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.

• Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles
• Leverage high-touch and high-tech capabilities to negotiate contracts
• Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
• Requires flexibility in work schedule; evening hours, limited travel, and weekends required

The Qualifications We’re Looking For

• Bachelor’s degree strongly preferred
• 3+ years in auto finance underwriting (prime, sub-prime, and/or non-prime) is required; 5+ years in auto finance underwriting experience preferred
• 2+ years leadership experience preferred
• Ability to provide advice/direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive business results
• Contribute to and manage projects
• Excellent sales, negotiation, problem solving, analytical, and project management skills
• Exemplary dealer relationship management skills
• Advanced knowledge of Microsoft Office Programs

Minimum Qualifications

• 3+ years of experience
• High school Diploma or GED equivalent

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.

We all work better as allies. Join a team that thrives on doing it right — whether we're helping people live their best financial lives or helping each other grow in our careers.

We're a leading financial services company serving over 11M customers through banking, auto financing, insurance and investment services. Our team's approach of celebrating differences and lifting each other up is consistently recognized on Fortune's 100 Best Companies to Work For list. Here, you'll find people who care about doing work that matters and making an impact in the communities we serve. Good enough is never enough for us — we're always looking for ways to be better, together.

CCPA Notice (https://www.ally.com/content/dam/pdf/corporate/ally_careers_ccpa_disclosures_ca_residents.pdf)