Sr. Specialty Underwriter

Philadelphia Insurance Companies; Crystal Bay (NV); On-site; USD 110,000 - 150,000; Full time

Job summary

Philadelphia Insurance Companies is seeking a Senior Underwriter to support the Management and Professional Lines portfolio with advanced underwriting expertise and strong agency relationships. The role focuses on complex cyber risk, pricing, terms and conditions, and collaboration across underwriting and marketing teams.

The ideal candidate will have 5+ years of underwriting experience, excellent analytical and communication skills, and the ability to drive profitable growth while maintaining

Qualifications

• Bachelor's degree and 5+ years of underwriting experience.
• Experience managing agency relationships and negotiating with producers.
• Ability to manage a profitable book of business.

Responsibilities

• Underwrite and market complex risks with guidance as needed.
• Develop agency relationships and market products.
• Mentor less experienced underwriters and share insights.

Skills

Analytical skills

Financial analysis

Risk assessment

Interpersonal skills

Relationship building

Decision making

Underwriting judgment

Education

Bachelor's degree

Tools

Microsoft Office

Underwriting systems

Job description

Marketing Statement: Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Philadelphia Insurance Companies is seeking a highly motivated and results-driven Senior Underwriter to support the continued growth and profitability of our Management and Professional Lines portfolio. Under limited direction and supervision, this experienced individual contributor will underwrite and market assigned products, manage a profitable book of business, and develop strong agency relationships while delivering underwriting excellence across Management Liability products.

The role handles more complex underwriting issues with manager assistance as needed and contributes to the development of less experienced underwriters.

Cyber

• Independently gather and analyze information and apply advanced underwriting techniques to evaluate risk acceptability.
• Evaluate, select, and price risks in accordance with PHLY underwriting guidelines, established authority levels, and the department philosophy of underwriting profit by account and line of business.
• Analyze financial statements, operational exposures, loss experience, and other risk characteristics to make sound underwriting decisions.
• Prepare and present proposals to producers and accounts, negotiating pricing, coverage terms, conditions, and endorsements for complex new and renewal business.
• Identify cross-sell opportunities across PHLY commercial product offerings.
• Prepare for and participate in marketing activities, agency visits, stewardship meetings, and presentations to communicate PHLY products and value proposition.
• Partner with agency partners to identify and develop prospective accounts.
• Share market intelligence and underwriting insights with leadership and team members.
• Partner with underwriting, claims, risk management, marketing, operations, and product management teams to support business objectives.
• Deliver exceptional customer service to agents, brokers, and insureds.
• Advanced technical knowledge of Financial Lines and Management Liability insurance products.
• Strong analytical, financial analysis, and risk assessment skills.
• Excellent interpersonal, communication, and relationship-building abilities.
• Sound independent decision‑making skills, advanced underwriting judgment, and the ability to handle complex issues with manager assistance as needed.
• Proficiency with Microsoft Office Suite and underwriting-related systems.
• Bachelor's degree and a minimum of 5 years of related industry or underwriting experience; Demonstrated experience managing agency relationships, negotiating with producers and accounts, and managing a profitable book of business.
• PHLY is a team of motivated, high achievers committed to delivering innovative products and unsurpassed service to niche insurance markets. We believe integrity and mutual respect are the foundation of long-term, fulfilling relationships with employees, customers, and business partners.

Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law.

We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match.

Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at