Sr. Specialist, Non-Fraud Investigations ($22 per Hour)

FNBO; Omaha (NE); Remote; USD 37,000 - 60,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k with match

Time off programs

HSA / Dependent Care

Employee banking

Growth opportunities

Tuition assistance

Disability insurance

Job summary

FNBO is seeking a Non-Fraud Investigations Senior Specialist to help customers protect themselves against billing disputes. You will investigate, analyze and resolve disputes, balancing customer care with regulatory duties.

The role includes remote training starting 11/30/2026, 8:00am–5:00pm CST for four weeks, followed by a standard 8:00am–5:00pm CST schedule Monday–Friday, with potential travel for in-person meetings.

Qualifications

• High school diploma or GED.
• Excellent oral and written communication skills.
• Basic PC skills with ability to master software (FileNet, TBS, CRT).
• Nine months of customer service experience.
• Basic accounting skills with ability to balance accounts.

Responsibilities

• Communicate with customers with billing errors and reassure them.
• Determine validity of disputes and hold customers accountable if necessary.
• Contact law enforcement when necessary and provide information.
• Research and submit Suspicious Activity Referrals when necessary.
• Understand chargeback life cycles for Visa and Mastercard.
• Review responses from merchants and respond accurately and professionally.
• Understand Federal Regulation Z and ensure all work meets standards.
• Perform basic accounting and balance customer accounts after investigation.
• Assist Bankcard Recovery by investigating fraud and billing disputes in collections.
• Manage time to meet or exceed production goals.

Skills

Excellent communication

Customer service experience

Basic accounting

PC literacy

Education

High school diploma or GED

Tools

FileNet

TBS

CRT

Job description

At FNBO, our employees are the heart of our story and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.

Summary Of The Job

At FNBO, we believe that a bank should be a force for good in the world. And to us, that means doing right by our customers, our employees and our communities day in and day out. As a Non-Fraud Investigations Senior Specialist, you can do just that by helping FNBO customers protect themselves against billing disputes.

We are looking for someone who will share our excitement about the opportunity to investigate, analyze and immerse yourself in the world of credit card investigations. Our mission is to support our customers who have had billing disputes on purchases they have made.

In the Non-Fraud Investigations Department, we wouldn't call our jobs easy, but we would call them rewarding. If you are a strategic problem solver who enjoys a challenge with a rewarding payoff, join us. We will provide the support and training needed to help you become a well-versed Investigations Specialist who can make a big difference to our customers' financial lives.

This is scheduled to be a remote training class and is set to begin on 11/30/2026 - 8:00am to 5:00pm CST for 4 weeks. After training is complete, schedule would remain 8:00am to 5:00pm CST Monday-Friday.

About This Role

As a Non-Fraud Investigations Specialist at FNBO, you will be expected to:

• Communicate with customers who have experienced a billing error on their account while also reassuring these vulnerable customers that FNBO has their back
• Determine the validity of disputes and hold customers accountable if necessary
• Contact law enforcement when necessary and provide important information
• Research and submit Suspicious Activity Referrals when necessary
• Understand chargeback life cycles for Visa and Mastercard
• Review responses from merchants and respond accurately and professionally based on the information that was provided.
• Understand Federal Regulation Z and ensure that all work is completed to the standard that is set forth
• Perform basic accounting and ensure that customers' accounts balance after an investigation is complete
• Assist the Bankcard Recovery department by investigating claims of fraud and billing disputes on accounts in collections
• Effectively manage time to ensure performance is meeting or exceeding production goals.

The Ideal Candidate For This Role

• Supportive and solution-oriented
• A strategic thinker
• Strong written and oral communication skills and comprehension
• A person who believes in a greater mission
• Someone who takes pride in doing good for the community
• Great at managing multiple responsibilities
• Comfortable defusing a potentially stressful situation
• Motivated by a challenge

Required

EXPERIENCE AND BACKGROUND

• High school diploma or GED
• Excellent oral and written communication skills
• Basic PC skills required with the ability to master the software programs we use (FileNet, TBS, CRT, etc.)
• A minimum of nine months of customer service experience
• Basic accounting skills with the ability to balance accounts

Desired

• Credit card dispute and chargeback experience is highly desired
• Familiarity with the credit card or banking industry

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation

Compensation range (base pay): $37,454.00-$59,927.00

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment

It is anticipated that the incumbent in this role will work remotely, offering you the freedom to contribute to our mission from wherever you work best, without compromising on career growth or connection to our team. Regardless of your location, you'll be fully integrated into our team through robust digital collaboration tools and regular communication. The incumbent can work remotely from any of the states listed on the job posting, though occasional travel may be required for in-person meetings. Please note, work location is subject to change based on business needs.

Benefits Overview

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

• Medical, Dental, Vision Insurance
• 401k, With Matching Contributions
• Time Off Programs
• Health Savings Account (HSA)/Dependent Care
• Employee Banking
• Growth Opportunities
• Tuition Assistance
• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

For additional information regarding compensation and benefits, e-mail FNBO at [e-mail]. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20261879

Equal Opportunity & Belonging

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves and no matter their role or where they are in their journey.

Learn more here.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants).

Application Deadline

All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.