Sr. Risk Analyst

SCCU Simple; Melbourne (FL); Hybrid; USD 76,000 - 80,000; Full time

Benefits offered by this job

Health & Wellness

401(k) match

Tuition reimbursement

Job summary

Space Coast Credit Union (SCCU) seeks a Senior Risk Analyst at its Melbourne Headquarters. The role leads complex risk assessments, analyzes trends, and develops board-level ERM/ORM reporting.

You will mentor ERM Analysts and liaise with units across the three lines of defense to identify, monitor, and report enterprise risk. The position offers a hybrid schedule with 2 days in the office, plus a strong focus on governance, controls, and risk culture.

Qualifications

• 3–5 years of risk management experience in at least one related area.
• Ability to lead complex risk assessments and communicate findings clearly.
• Experience partnering with senior leaders and leading risk programs.

Responsibilities

• Lead enterprise and functional risk assessments and analyze risk trends.
• Develop management and board-level reporting for ERM/ORM programs.
• Coordinate with business units across the lines of defense to monitor enterprise risk.
• Maintain risk registers, KRIs, and issue management processes.
• Support GRC tooling usage and risk reporting improvements.
• Provide guidance and mentorship to ERM Analysts.

Skills

ERM concepts

Stakeholder comms

Risk analysis

COSO/ISO 31000

Education

Bachelor’s degree (Business, Risk Mgmt, Finance, Accounting)

Tools

GRC tools

Job description

BAYTREE HEADQUARTERS
8045 North Wickham Road
Melbourne, FL 32940, USA

Description

AtSpace Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we’ve been committed to delivering financial services founded on integrity and a people-first philosophy.

As a Senior Risk Analyst in our Melbourne Headquarters location, you will serves as a senior specialist responsible for leading complex risk management activities and supporting the ongoing maturity of the Enterprise Risk Management (ERM) and Operational Risk Management (ORM) program. This role independently executes enterprise and functional risk assessments, analyzes risk trends, develops management and board‑level reporting, and acts as a subject matter expert for ERM methodologies. The Senior Risk Analyst partners closely with business leaders and provides guidance and mentorship to ERM Analysts. The Senior Risk Analyst will serve as a liaison to business units across the three lines of defense to identify, monitor and report enterprise risk for SCCU.

Why Join SCCU?

• Member-Focused Mission: Be part of a not-for-profit organization that reinvests in its members.
• Flexible Schedule Options: This position is Hybrid with 2 days per week required in office.
• Career Growth: We prioritize internal promotions and offer on-the-job training.
• Lead enterprise‑wide, operational, and compliance risk assessments, including scoping, facilitation, analysis, and documentation.
• Maintain and enhance enterprise risk registers, key risk indicators (KRIs), and issue management processes.
• Facilitate and oversee Risk & Control Self‑Assessments (RCSAs) across business units as part of the organization’s operational risk program.
• Analyze risk trends, emerging risks, and control effectiveness to inform management decision‑making.
• Develop high‑quality risk reports, dashboards, and presentations for executive management and board‑level committees.
• Utilize Governance, Risk, and Compliance (GRC) tools to strengthen reporting across organizational risk assessments (enterprise and operational), analyses, risk appetite, and KRIs.
• Serve as a trusted ERM advisor to business units, providing guidance on risk identification, mitigation strategies, and risk ownership.
• Support risk appetite alignment and integration of ERM into strategic planning, governance, and key initiatives.
• Coordinate and support ERM governance activities, including committee materials and follow‑up actions.
• Support regulatory examinations and internal/external audits related to enterprise risk management.
• Contribute to ERM framework, policy, methodology, and training enhancements.
• Train and provide technical guidance to ERM Analyst I and II Team Members.
• Participate in ERM training, awareness, and risk culture initiatives.
• Provide guidance to business units on risk identification and mitigation practices.
• Maintain relationships and effective communication with business units to gather risk information.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum level of knowledge, skills and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

• Strong working knowledge of ERM frameworks (e.g., COSO, ISO 31000) preferred.
• Demonstrated ability to independently lead risk assessments and complex risk analysis.
• Strong written and verbal communication skills with the ability to present risk information to senior leaders.
• Ability to exercise sound judgment and apply a risk‑based approach to decision‑making.
• Strong organizational skills with the ability to manage multiple priorities and meet deadlines.
• Strong attention to detail and organizational skills.
• Ability to analyze data and document risks clearly and accurately.
• Professional judgement and discretion

Education and Training:

• Bachelor’s degree in Business, Risk Management, Finance, Accounting, or a related field, is required, Equivalent experience can be considered in lieu of a degree. Risk-related certification preferred.

Prior Experience:

• 3-5 years of recent and applicable risk management experience in at least one of the following areas: risk management, operational risk management, cyber security, compliance, audit, or a related discipline. Experience with leading and directing workflow, work intake, and prioritizing competing requests.
• Starting Salary:$75,910 - $ 80,402 annually
• Bonus Opportunity: Eligible for ONE SCCU Annual Bonus.
• Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts!

Work Schedule:

• Monday - Friday 8:00AM - 5:00PM

About SCCU

Since 1951,Space Coast Credit Union (SCCU)has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida’s east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.

As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products—like checking, savings, and loans—our focus remains on empowering our members and supporting their financial well‑being. With local decision-making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve.

At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are seeking talented, member-focused professionals to join our team and help deliver innovative financial solutions and outstanding service.

I UNDERSTAND this application a legal document for purposes of your employment. Upon acceptance of an offer with SCCU, I UNDERSTAND that I will be required to complete background, employment verifications, and drug screening. I UNDERSTAND further that any misstatements or omissions in this application and pre-employment process can be considered falsification and will result in a decision not to hire me, or to discharge me if discovered after I am hired. I UNDERSTAND that the information requested regarding date of birth, race and sex is for the sole purpose of gathering the above information accurately, and will not be used to discriminate against me in violation of any law. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hired.

SCCU is a drug-free workplace. I understand that as a condition of my employment, I will be required to submit to any testing for the presence of drugs, and to submit to any procedure to assess my qualifications for employment. If hired, I ALSO AGREE that if I am hired, my employment is for no definite time and may be terminated at any time without prior notice.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.